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iM Financial Group Co. Ltd. (139130) Stock Price & Analysis

139130 Stock Chart & Stats

₩15,490.00-₩280.00(-1.78%)
At close: 3:30 PM GMT+9
₩15K₩17.5K10 Aug24 Aug7 Sep21 Sep6 Oct19 Oct2 Nov
Day’s Range
KRW 15,230.00 - KRW 15,660.00
52-Week Range
KRW 13,170.00 - KRW 22,000.00
Previous Close
KRW 15,770.00
Volume
N/A
Average Volume (3M)
452.67K
Market Cap
KRW 2.48T
Enterprise Value
KRW 23.45T
Total Cash (Recent Filing)
KRW 3.64T
Total Debt (Recent Filing)
KRW 24.20T
Price to Earnings (P/E)
6.0
Beta
0.17
Next Earnings
Feb 05, 2027 (Est.)
EPS Estimate
214.83
Last Dividend Ex-Date
Feb 26, 2026
Dividend Yield
4.44%

Bulls Say, Bears Say

Bulls Say

Improved TTM Profitability And Revenue Growth

TTM net margin of about 16% and revenue growth of 12% indicate a meaningful rebound in current earnings power. If maintained, this improvement can support internal capital generation and provide a stronger base for the group’s banking and financial-services activities.

Generally Supportive Cash Conversion

Free cash flow close to reported net income suggests that current profits are generally translating into cash rather than relying only on accounting gains. This supports funding flexibility and gives management more capacity to maintain operations and invest through the next several quarters.

Active Capital Allocation And Shareholder Returns

Completing the treasury-share program demonstrates an active approach to capital allocation and shareholder returns. The transaction also signals that management is willing to deploy capital through a defined mechanism, potentially improving per-share economics while leaving control dynamics unchanged.

Bears Say

Elevated And Rising Leverage

Debt-to-equity of roughly 3.1x–4.4x is elevated and has increased into the TTM period. Greater leverage can amplify earnings swings, raise sensitivity to credit and interest-rate conditions, and reduce financial flexibility when the operating environment weakens.

Volatile Profitability And Cash Generation

The latest improvement is tempered by substantial historical volatility: profitability weakened sharply in 2024, cash flow was deeply negative in 2022, and TTM free-cash-flow growth declined sharply. Such inconsistency reduces confidence that current earnings and cash generation are fully durable.

Credit, Regulatory, And Competitive Pressure

Rising delinquency ratios at iMBank, tighter household-debt and capital regulations, and competition from fintech and internet-only banks create structural pressure on asset quality, funding economics, and growth. These forces could constrain profitability even if group-level capital remains adequate.

iM Financial Group Co. Ltd. News

139130 FAQ

What was iM Financial Group Co. Ltd.’s price range in the past 12 months?
iM Financial Group Co. Ltd. lowest stock price was ₩13170.00 and its highest was ₩22000.00 in the past 12 months.
What is iM Financial Group Co. Ltd.’s market cap?
iM Financial Group Co. Ltd.’s market cap is ₩2.48T.
When is iM Financial Group Co. Ltd.’s upcoming earnings report date?
iM Financial Group Co. Ltd.’s next earnings report is estimated for Feb 05, 2027 (not yet confirmed), which is in 94 days.
How were iM Financial Group Co. Ltd.’s earnings last quarter?
iM Financial Group Co. Ltd. released its earnings results on Oct 27, 2026. The company reported ₩734.737 earnings per share for the quarter, missing the consensus estimate of ₩825.952 by -₩91.215.
Is iM Financial Group Co. Ltd. overvalued?
According to Wall Street analysts iM Financial Group Co. Ltd.’s price is currently Undervalued.
Does iM Financial Group Co. Ltd. pay dividends?
iM Financial Group Co. Ltd. pays a ― dividend of ₩700 which represents an annual dividend yield of 4.44%. See more information on iM Financial Group Co. Ltd. dividends here
What is iM Financial Group Co. Ltd.’s EPS estimate?
iM Financial Group Co. Ltd.’s EPS estimate is 214.83.
How many shares outstanding does iM Financial Group Co. Ltd. have?
iM Financial Group Co. Ltd. has 158,363,400 shares outstanding.
What happened to iM Financial Group Co. Ltd.’s price movement after its last earnings report?
iM Financial Group Co. Ltd. reported an EPS of ₩734.737 in its last earnings report, missing expectations of ₩825.952. Following the earnings report the stock price went down -1.392%.
Which hedge fund is a major shareholder of iM Financial Group Co. Ltd.?
Currently, no hedge funds are holding shares in KR:139130
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology