Japan Post Bank Co Ltd (JPSTF)
OTHER OTC:JPSTF
JPSTF Stock Chart & Stats
$17.40
-$1.16(-11.20%)
At close: 4:00 PM EST
$17.40
-$1.16(-11.20%)
Day’s Range― - ―
52-Week Range$9.39 - $21.32
Previous CloseN/A
Volume262.00
Average Volume (3M)292.00
Market Cap
$67.83B
Enterprise Value-$21.19T
Total Cash (Recent Filing)$68.68T
Total Debt (Recent Filing)$28.47T
Price to Earnings (P/E)20.9
Beta-0.20
Next Earnings
Aug 12, 2026EPS Estimate
0.28Next Dividend Ex-DateN/A
Dividend Yield2.84%
Share Statistics
EPS (TTM)117.30
Shares Outstanding3,575,878,700
10 Day Avg. Volume849
30 Day Avg. Volume292
Financial Highlights & Ratios
PEG Ratio0.60
Price to Book (P/B)0.98
Price to Sales (P/S)3.22
P/FCF Ratio-12.85
Enterprise Value/Market Cap-312.35
Enterprise Value/Revenue-8.53
Enterprise Value/Gross Profit-12.87
Enterprise Value/Ebitda-35.29
Forecast
1Y Price Target
$22.01Price Target Upside26.49% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)1.16
Revenue Forecast (FY)$11.01B
Bulls Say, Bears Say
Bulls Say
Extensive Distribution NetworkJapan Post Bank’s nationwide post office channel provides durable, low-cost access to a large retail deposit base and strong brand trust. This entrenched distribution supports stable deposits, cross-sell of investment/insurance products, and sustained fee income generation over the medium term.
Revenue & Net Income MomentumAccelerating revenue and steadily rising net income reflect improving core business performance and pricing/spread management. Sustainable top-line momentum increases retained earnings potential and provides operational flexibility to invest in digital channels and product distribution over the next several quarters.
Sizable Capital BaseA large equity base versus an enormous asset footprint supplies regulatory and loss-absorption capacity, enabling continued lending, portfolio rebalancing and regulatory compliance. This buffer reduces insolvency risk and supports strategic moves or provisioning needs in the medium term.
Bears Say
Persistent Negative Cash FlowSustained negative operating and free cash flow undermines financial flexibility, increasing reliance on external funding or asset sales. Over months, this limits the bank’s ability to self-fund investments, pay dividends or shore up reserves, and elevates liquidity and refinancing risk if markets tighten.
Leverage Volatility & Debt JumpInconsistent leverage metrics and a sharp debt increase create uncertainty about funding strategy and balance-sheet classification. Such volatility can trigger regulatory questions, raise funding costs, and increase refinancing risk, constraining lending and strategic flexibility across the medium term.
Modest ROE & Margin PressureMid-single-digit ROE combined with evidence of margins trending lower reduces the bank’s ability to generate high internal capital and shareholder returns. Structural margin pressure limits earnings leverage, slowing capital build-up and making it harder to improve cash flow without strategic repricing or cost improvements.
Japan Post Bank Co News
JPSTF FAQ
What was Japan Post Bank Co Ltd’s price range in the past 12 months?
Japan Post Bank Co Ltd lowest stock price was $9.39 and its highest was $21.32 in the past 12 months.
What is Japan Post Bank Co Ltd’s market cap?
Japan Post Bank Co Ltd’s market cap is $67.83B.
When is Japan Post Bank Co Ltd’s upcoming earnings report date?
Japan Post Bank Co Ltd’s upcoming earnings report date is Aug 12, 2026 which is in 46 days.
How were Japan Post Bank Co Ltd’s earnings last quarter?
Japan Post Bank Co Ltd released its earnings results on May 15, 2026. The company reported $0.259 earnings per share for the quarter, beating the consensus estimate of $0.225 by $0.034.
Is Japan Post Bank Co Ltd overvalued?
According to Wall Street analysts Japan Post Bank Co Ltd’s price is currently Undervalued.
Does Japan Post Bank Co Ltd pay dividends?
Japan Post Bank Co Ltd pays a Annually dividend of $0.458 which represents an annual dividend yield of 2.84%. See more information on Japan Post Bank Co Ltd dividends here
What is Japan Post Bank Co Ltd’s EPS estimate?
Japan Post Bank Co Ltd’s EPS estimate is 0.28.
How many shares outstanding does Japan Post Bank Co Ltd have?
Japan Post Bank Co Ltd has 3,575,878,700 shares outstanding.
What happened to Japan Post Bank Co Ltd’s price movement after its last earnings report?
Japan Post Bank Co Ltd reported an EPS of $0.259 in its last earnings report, beating expectations of $0.225. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Japan Post Bank Co Ltd?
Currently, no hedge funds are holding shares in JPSTF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Japan Post Bank Co Ltd
JAPAN POST BANK Co., Ltd. delivers a broad spectrum of financial products and services to retail and corporate clients, both domestically in Japan and internationally. The bank provides diverse deposit accounts, including demand deposits like transfer, savings, and ordinary accounts, as well as various fixed-term options such as time deposits and TEIGAKU deposits, in addition to negotiable certificates of deposit. Its lending portfolio encompasses credit facilities secured by deposits or Japanese government bonds, alongside credit card loans. It also extends financing to local, central, and regional government entities, engages in syndicated lending, and offers corporate and other secondary market loans. Beyond banking, the company offers a range of investment products, including securities, Japanese government bonds, and investment trusts. It also provides domestic and foreign exchange services, insurance products, and acts as an intermediary for services like mortgages and credit cards. Serving its customers through a vast network, the bank operates 32,005 ATMs and 23,881 branches. Founded in 2006, the entity was initially known as Yucho Co, Ltd. before rebranding to JAPAN POST BANK Co., Ltd. in October 2007. The company is headquartered in Tokyo, Japan, and functions as a subsidiary of Japan Post Holdings Co., Ltd.
JPSTF Stock 12 Month Forecast
Average Price Target
$22.01
▲(26.49% Upside)
Technical Analysis
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Ownership Overview
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Insiders
5.10% Mutual Funds
― Other Institutional Investors
88.74% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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