Want to see JP:8600 full AI Analyst Report?
TOMONY Holdings, Inc. (8600) AI Stock Analysis
TOMONY Holdings, Inc.
(TSE/TYO:8600)
Tomony Holdings demonstrates strong financial performance with consistent revenue and earnings growth, a robust balance sheet, and improving cash flows. The stock is in a clear uptrend, supported by bullish momentum, though overbought signals hint at potential near-term consolidation. Valuation appears fair relative to peers. These factors combine to give a solid overall score of 74, indicating moderate upside potential.
TOMONY Holdings, Inc. (8600) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 201.68B
- Dividend Yield
- 2.67%
- Average Volume (3M)
- 532.71K
- Price to Earnings (P/E)
- 11.6
- Beta (1Y)
- 1.05
- Revenue Growth
- 12.19%
- EPS Growth
- 6.03%
- Country
- Japan
- Employees
- 2,184
- Sector
- General
- Sector Strength
- 55
- Industry
- Banks - Regional
TOMONY Holdings, Inc. Business Overview & Revenue Model
Company Description
Operating through its various subsidiaries, TOMONY Holdings, Inc. delivers a comprehensive array of banking and financial products and services. Its diverse portfolio encompasses specific offerings such as leasing and card services, in addition to it...
TOMONY Holdings, Inc. Financial Statement Overview
Summary
Tomony Holdings shows consistent revenue growth (9% CAGR) and solid profitability, with operating margins around 24%. Balance sheet is conservative (debt/equity 0.48) and equity has grown steadily. Cash flow has been volatile but improved recently. Overall financial health is sound.
Income Statement
78PositiveBalance Sheet
75PositiveCash Flow
68Positive| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 97.81B | 101.15B | 92.92B | 85.88B | 77.49B | 66.94B |
| Gross Profit | 81.11B | 79.31B | 84.86B | 82.72B | 74.35B | 65.07B |
| EBITDA | 26.33B | 26.11B | 25.00B | 23.22B | 22.42B | 20.79B |
| Net Income | 17.48B | 16.16B | 15.83B | 14.01B | 14.17B | 13.06B |
Balance Sheet | ||||||
| Total Assets | 5.25T | 5.20T | 5.03T | 4.81T | 4.55T | 4.60T |
| Cash, Cash Equivalents and Short-Term Investments | 454.74B | 485.99B | 509.25B | 462.73B | 371.14B | 537.96B |
| Total Debt | 140.65B | 141.22B | 165.47B | 165.24B | 103.82B | 483.34B |
| Total Liabilities | 4.94T | 4.91T | 4.75T | 4.53T | 4.30T | 4.35T |
| Stockholders Equity | 301.99B | 294.82B | 281.62B | 275.17B | 245.19B | 243.33B |
Cash Flow | ||||||
| Free Cash Flow | 0 | 26.54B | 42.36B | -36.73B | -203.16B | 46.16B |
| Operating Cash Flow | 0 | 29.26B | 43.98B | -34.91B | -201.41B | 47.91B |
| Investing Cash Flow | 0 | -191.99B | -201.24B | 27.57B | 37.48B | -27.44B |
| Financing Cash Flow | 0 | 138.75B | 204.29B | 196.92B | -2.56B | -2.38B |
TOMONY Holdings, Inc. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8600, the sentiment is Negative. The current price of 1018.00 is below the 20-day moving average (MA) of 1090.90, below the 50-day MA of 1113.63, and above the 200-day MA of 947.47, indicating a neutral trend. The MACD of -28.24 indicates Positive momentum. The RSI at 37.02 is Neutral, neither overbought nor oversold. The STOCH value of 60.59 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8600.
TOMONY Holdings, Inc. Peers Comparison
Overall Rating
JP:861683Outperform- JP:860074Outperform
JP:825372Outperform
JP:857268Neutral
JP:858460Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8616 | 83Outperform | JPY 196.45B | 9.87 | 10.42% | 6.70% | 15.67% | 61.22% |
| JP:8600 | 74Outperform | JPY 199.49B | 11.56 | ― | 2.67% | 12.19% | 6.03% |
| JP:8253 | 72Outperform | JPY 600.12B | 8.70 | 9.19% | 3.14% | 10.50% | 8.52% |
| JP:8572 | 68Neutral | JPY 694.32B | 10.74 | 9.18% | 5.19% | 6.57% | 22.90% |
| JP:8584 | 60Neutral | JPY 149.04B | 9.22 | ― | 5.99% | 1.92% | -26.04% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:8600 | TOMONY Holdings, Inc. | 1018.00 | 343.92 | 51.02% | |
| JP:8572 | ACOM Co | 437.70 | 14.11 | 3.33% | |
| JP:8253 | Credit Saison Co | 4099.00 | 431.82 | 11.78% | |
| JP:8616 | Tokai Tokyo Financial Holdings | 762.00 | 206.67 | 37.22% | |
| JP:8584 | Jaccs Co., Ltd. | 3345.00 | -467.84 | -12.27% |
TOMONY Holdings, Inc. Corporate Events
TOMONY Holdings Launches Restricted Stock Plan for Employee Shareholding Association
TOMONY Holdings has approved the introduction of a restricted stock incentive plan for its employee shareholding association, under which treasury shares will be granted to consenting employees via the association. The plan is designed to enhance emp...
TOMONY Holdings Posts Strong Q1 FY2026 Earnings and Confirms Higher Dividend Outlook
TOMONY Holdings, Inc., a Tokyo-listed financial group centered on regional banking and related services, derives its revenues from ordinary banking operations such as lending and deposits. With total assets surpassing ¥5.2 trillion and an equity...
TOMONY Holdings Completes Restricted Stock Treasury Disposal for Executive Pay
TOMONY Holdings has completed the payment process for the disposal of 138,526 shares of its treasury stock, which are being granted as restricted stock compensation to executives. The shares, priced at 862 yen each for a total of approximately 119.4...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 17, 2026