Hyakugo Bank AI Stock Analysis
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Hyakugo Bank (8368) AI Stock Analysis
Hyakugo Bank
(TSE/TYO:8368)
Hyakugo Bank earns an overall score of 84, driven by its strong financial performance (83) and bullish technicals (92). The bank's improving profitability, conservative balance sheet, and positive price momentum outweigh a fair but not exceptional valuation (75). The absence of recent earnings call or corporate events does not change the positive outlook.
Hyakugo Bank (8368) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 1.13B
- Dividend Yield
- 2.06%
- Average Volume (3M)
- 983.05K
- Price to Earnings (P/E)
- 16.0
- Beta (1Y)
- 1.50
- Revenue Growth
- 21.29%
- EPS Growth
- 68.12%
- Country
- Japan
- Employees
- 2,828
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Banks - Regional
Hyakugo Bank Business Overview & Revenue Model
Company Description
The Hyakugo Bank, Ltd. operates as a Japanese financial institution, delivering a comprehensive array of banking and financial services throughout Japan. Beyond its core offerings, the company provides diverse solutions such as credit card and guaran...
Hyakugo Bank Financial Statement Overview
Summary
Hyakugo Bank shows robust revenue and net income growth, expanding margins, and a strengthened balance sheet with reduced debt. Cash flow has stabilized positively after past volatility, leading to a strong but not perfect financial score.
Income Statement
88Very PositiveBalance Sheet
85Very PositiveCash Flow
75Positive| Breakdown | TTM | Mar 2026 | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 132.90B | 123.19B | 160.51B | 117.73B | 101.05B | 96.29B |
| Gross Profit | 113.75B | 104.41B | 133.53B | 102.01B | 90.96B | 89.77B |
| EBITDA | 26.71B | 29.30B | 40.91B | 23.64B | 24.39B | 23.16B |
| Net Income | 19.02B | 18.04B | 26.84B | 14.28B | 14.49B | 13.40B |
Balance Sheet | ||||||
| Total Assets | 7.56T | 7.43T | 7.63T | 8.10T | 7.52T | 7.75T |
| Cash, Cash Equivalents and Short-Term Investments | 723.74B | 665.53B | 659.38B | 1.41T | 1.35T | 1.87T |
| Total Debt | 630.66B | 703.60B | 654.55B | 1.37T | 1.45T | 2.17T |
| Total Liabilities | 7.08T | 7.00T | 7.11T | 7.60T | 7.13T | 7.35T |
| Stockholders Equity | 480.18B | 435.45B | 516.65B | 496.92B | 392.03B | 401.85B |
Cash Flow | ||||||
| Free Cash Flow | 0 | 34.40B | 38.68B | -28.86B | -559.28B | 53.00B |
| Operating Cash Flow | 0 | 38.59B | 41.15B | -25.44B | -556.45B | 55.95B |
| Investing Cash Flow | 0 | -29.01B | -112.25B | -18.11B | 38.60B | 249.80B |
| Financing Cash Flow | 0 | 74.75B | 63.86B | 138.16B | -2.91B | -2.82B |
Hyakugo Bank Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8368, the sentiment is Neutral. The current price of 2136.00 is above the 20-day moving average (MA) of 2110.07, below the 50-day MA of 2323.73, and above the 200-day MA of 1922.67, indicating a neutral trend. The MACD of -95.07 indicates Negative momentum. The RSI at 48.29 is Neutral, neither overbought nor oversold. The STOCH value of 54.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:8368.
Hyakugo Bank Peers Comparison
Overall Rating
- JP:836884Outperform
JP:738076.5Outperform
JP:852468Neutral
JP:835867Neutral
JP:836664Neutral
JP:837064Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8368 | 84Outperform | JPY 515.41B | 16.05 | 6.15% | 2.06% | 21.29% | 68.12% |
| JP:7380 | 77Outperform | JPY 394.25B | 12.39 | ― | 2.49% | 16.95% | 53.47% |
| JP:8524 | 68Neutral | JPY 439.25B | 16.71 | ― | 2.60% | 24.66% | 33.09% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| JP:8358 | 67Neutral | JPY 466.84B | 11.17 | 13.74% | 2.77% | 12.60% | 148.64% |
| JP:8366 | 64Neutral | JPY 522.56B | 22.09 | ― | 1.68% | 23.01% | 25.19% |
| JP:8370 | 64Neutral | JPY 296.36B | 11.28 | 10.51% | 6.84% | 21.89% | 36.89% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:8368 | Hyakugo Bank | 2136.00 | 1176.82 | 122.69% | |
| JP:8370 | Kiyo Bank | 1536.00 | 564.74 | 58.14% | |
| JP:8358 | Suruga Bank | 2818.00 | 1239.04 | 78.47% | |
| JP:7380 | Juroku Financial Group,Inc. | 2333.00 | 1159.38 | 98.79% | |
| JP:8366 | Shiga Bank, Ltd. | 2374.00 | 1118.29 | 89.06% | |
| JP:8524 | North Pacific Bank, Ltd. | 1251.00 | 522.83 | 71.80% |
Hyakugo Bank Corporate Events
Hyakugo Bank Revises Dividends and Year-End Forecast
THE HYAKUGO BANK, LTD. is a listed bank. The release does not specify its primary products, services or market focus.The bank’s board resolved on November 10, 2026, to pay an interim dividend of 23 yen per share for the record date of September 30, 2...
Hyakugo Bank Reports Six-Month Results for Period Ended September 30
Hyakugo Bank reported six-month results for the period ended September 30, 2026, with ordinary income of ¥106,350 million, up 45.8% year over year, and ordinary profit of ¥21,350 million, up 51.6%. Profit attributable to owners of the parent rose 47....
Hyakugo Bank Posts Higher Capital Adequacy Ratios in First Quarter
Hyakugo Bank reported a modest improvement in its capital position as of June 30, 2026, the end of the first quarter of the fiscal year ending March 31, 2027. On a consolidated basis, the capital adequacy ratio rose to 11.67%, supported by higher equ...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 17, 2026