FP Partner, Inc. AI Stock Analysis
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FP Partner, Inc. (7388) AI Stock Analysis
FP Partner, Inc.
(TSE/TYO:7388)
The score is primarily supported by strong financial quality (healthy profitability and low leverage), but is held back by recent deterioration in revenue/earnings and a clear step-down in operating/free cash flow. Technicals add caution (price below key short-term averages and negative MACD), while valuation is balanced by a high P/E offset partly by a ~4.21% dividend yield.
FP Partner, Inc. (7388) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 53.07B
- Dividend Yield
- 4.09%
- Average Volume (3M)
- 44.40K
- Price to Earnings (P/E)
- 33.0
- Beta (1Y)
- 0.31
- Revenue Growth
- -5.52%
- EPS Growth
- -30.82%
- Country
- Japan
- Employees
- 2,601
- Sector
- General
- Sector Strength
- 55
- Industry
- Insurance - Brokers
FP Partner, Inc. Business Overview & Revenue Model
Company Description
FP Partner, Inc. engages in the insurance agency business. It offers financial planning, consultations, product explanations, and contract procedures to individual and corporate customers. The company was founded on December 8, 2009 and is headquarte...
FP Partner, Inc. Financial Statement Overview
Summary
Overall fundamentals are solid, supported by strong profitability (2024 net margin ~11%) and a conservatively levered balance sheet (debt-to-equity ~0.05 in 2023–2024) with high ROE (low-30% range in 2023–2024). The key drag is weakening near-term momentum: 2025 revenue declined (-8.0%) with lower EBIT/net income, and operating/free cash flow stepped down meaningfully versus prior peaks.
Income Statement
74PositiveBalance Sheet
86Very PositiveCash Flow
68Positive| Breakdown | TTM | Nov 2025 | Nov 2024 | Nov 2023 | Nov 2022 | Nov 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 31.17B | 32.10B | 35.62B | 30.56B | 25.61B | 20.92B |
| Gross Profit | 9.97B | 10.67B | 12.15B | 11.65B | 8.81B | 6.16B |
| EBITDA | 2.93B | 3.63B | 5.89B | 5.97B | 4.02B | 1.99B |
| Net Income | 1.61B | 2.04B | 3.90B | 3.95B | 2.37B | 1.22B |
Balance Sheet | ||||||
| Total Assets | 16.63B | 18.40B | 18.53B | 19.15B | 14.27B | 7.88B |
| Cash, Cash Equivalents and Short-Term Investments | 5.21B | 7.52B | 8.76B | 11.96B | 8.85B | 3.09B |
| Total Debt | 987.07M | 1.12B | 590.94M | 644.58M | 649.05M | 1.65B |
| Total Liabilities | 6.26B | 6.58B | 6.69B | 6.50B | 5.61B | 5.18B |
| Stockholders Equity | 10.37B | 11.82B | 11.83B | 12.65B | 8.66B | 2.70B |
Cash Flow | ||||||
| Free Cash Flow | 0 | 953.81M | 2.27B | 3.19B | 3.31B | 1.70B |
| Operating Cash Flow | 0 | 2.26B | 4.39B | 3.91B | 3.56B | 1.94B |
| Investing Cash Flow | 0 | -1.94B | -2.43B | -805.52M | -365.00M | -257.33M |
| Financing Cash Flow | 0 | -1.56B | -5.16B | 2.14M | 2.57B | -617.64M |
FP Partner, Inc. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7388, the sentiment is Positive. The current price of 2296.00 is below the 20-day moving average (MA) of 2301.30, below the 50-day MA of 2308.56, and above the 200-day MA of 2244.32, indicating a neutral trend. The MACD of -9.52 indicates Positive momentum. The RSI at 50.65 is Neutral, neither overbought nor oversold. The STOCH value of 49.88 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7388.
FP Partner, Inc. Peers Comparison
Overall Rating
JP:476585.5Outperform
JP:862876Outperform
JP:860971.6Outperform
JP:861369Neutral- JP:738869Neutral
JP:869866Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:4765 | 86Outperform | JPY 85.32B | 14.46 | 17.24% | 3.73% | 262.94% | 109.58% |
| JP:8628 | 76Outperform | JPY 259.63B | 13.41 | 23.59% | 5.21% | 46.94% | 77.06% |
| JP:8609 | 72Outperform | JPY 225.20B | 7.82 | ― | 3.93% | 35.90% | 141.48% |
| JP:8613 | 69Neutral | JPY 78.95B | 14.22 | 10.64% | 6.23% | 20.63% | 21.84% |
| JP:7388 | 69Neutral | JPY 52.70B | 32.99 | ― | 4.09% | -5.52% | -30.82% |
| JP:8698 | 66Neutral | JPY 146.53B | 31.08 | 3.80% | 5.20% | 3.80% | ― |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:7388 | FP Partner, Inc. | 2296.00 | 41.43 | 1.84% | |
| JP:8698 | Monex Group | 592.00 | -131.76 | -18.20% | |
| JP:8628 | Matsui Securities Co | 1017.00 | 252.35 | 33.00% | |
| JP:8613 | Marusan Securities Co., Ltd. | 1199.00 | 308.38 | 34.63% | |
| JP:4765 | Morningstar Japan K.K. | 623.00 | 48.51 | 8.44% | |
| JP:8609 | Okasan Securities Group Inc. | 1048.00 | 373.75 | 55.43% |
FP Partner, Inc. Corporate Events
FP Partner Sees Earnings on Track as Sales Force and Policy Transfer Business Rebound
FP Partner Inc. reported that third-quarter net sales and operating profit declined from the previous quarter due to seasonal factors and a shift in commission payment timing for single-premium products, which now spreads income over several years ra...
FP Partner’s Nine-Month Profit Slides but Dividend and Full-Year Guidance Held
FP Partner, Inc. reported non-consolidated net sales of ¥23,427 million for the nine months ended August 31, 2026, down 3.8% year on year, with operating profit falling 30.8% to ¥1,543 million and profit declining 28.4% to ¥1,094 million. Total asset...
FP Partner Sets Out KPI-Driven Strategy in Nine-Month Results Briefing
The financial results briefing from FP Partner Inc. covers the nine months ended August 31, 2026 and highlights the firm’s business model, operational strengths and focus areas in performance management. While detailed figures are not disclosed, the...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 07, 2026