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FP Partner, Inc. (7388) AI Stock Analysis
FP Partner, Inc.
(TSE/TYO:7388)
The stock scores 61, reflecting a mixed outlook. The company's strong balance sheet and cash flow generation provide a solid foundation, but recent revenue and profit declines, along with bearish technicals, temper the score. The valuation is mixed, with a high P/E offset by a generous dividend yield.
FP Partner, Inc. (7388) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 52.54B
- Dividend Yield
- 4.13%
- Average Volume (3M)
- 42.06K
- Price to Earnings (P/E)
- 32.6
- Beta (1Y)
- 0.34
- Revenue Growth
- -5.52%
- EPS Growth
- -30.82%
- Country
- Japan
- Employees
- 2,601
- Sector
- General
- Sector Strength
- 55
- Industry
- Insurance - Brokers
FP Partner, Inc. Business Overview & Revenue Model
Company Description
FP Partner, Inc. engages in the insurance agency business. It offers financial planning, consultations, product explanations, and contract procedures to individual and corporate customers. The company was founded on December 8, 2009 and is headquarte...
FP Partner, Inc. Financial Statement Overview
Summary
Strong balance sheet (score 90) and healthy operating cash flow (70) provide stability, but recent revenue decline and margin contraction (income score 55) weigh on near-term earnings.
Income Statement
55NeutralBalance Sheet
90Very PositiveCash Flow
70Positive| Breakdown | TTM | Nov 2025 | Nov 2024 | Nov 2023 | Nov 2022 | Nov 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 31.17B | 32.10B | 35.62B | 30.56B | 25.61B | 20.92B |
| Gross Profit | 9.97B | 10.67B | 12.15B | 11.65B | 8.81B | 6.16B |
| EBITDA | 2.93B | 3.63B | 5.89B | 5.97B | 4.02B | 1.99B |
| Net Income | 1.61B | 2.04B | 3.90B | 3.95B | 2.37B | 1.22B |
Balance Sheet | ||||||
| Total Assets | 16.63B | 18.40B | 18.53B | 19.15B | 14.27B | 7.88B |
| Cash, Cash Equivalents and Short-Term Investments | 5.21B | 7.52B | 8.76B | 11.96B | 8.85B | 3.09B |
| Total Debt | 987.07M | 1.12B | 590.94M | 644.58M | 649.05M | 1.65B |
| Total Liabilities | 6.26B | 6.58B | 6.69B | 6.50B | 5.61B | 5.18B |
| Stockholders Equity | 10.37B | 11.82B | 11.83B | 12.65B | 8.66B | 2.70B |
Cash Flow | ||||||
| Free Cash Flow | 0 | 953.81M | 2.27B | 3.19B | 3.31B | 1.70B |
| Operating Cash Flow | 0 | 2.26B | 4.39B | 3.91B | 3.56B | 1.94B |
| Investing Cash Flow | 0 | -1.94B | -2.43B | -805.52M | -365.00M | -257.33M |
| Financing Cash Flow | 0 | -1.56B | -5.16B | 2.14M | 2.57B | -617.64M |
FP Partner, Inc. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7388, the sentiment is Neutral. The current price of 2249.00 is below the 20-day moving average (MA) of 2304.75, below the 50-day MA of 2307.54, and above the 200-day MA of 2239.77, indicating a neutral trend. The MACD of 3.63 indicates Positive momentum. The RSI at 43.92 is Neutral, neither overbought nor oversold. The STOCH value of 15.59 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:7388.
FP Partner, Inc. Peers Comparison
Overall Rating
JP:861383Outperform
JP:862876Outperform
JP:860971.6Outperform
JP:869864Neutral
JP:476562Neutral- JP:738861Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8613 | 83Outperform | JPY 77.29B | 13.84 | 10.64% | 6.37% | 20.63% | 21.84% |
| JP:8628 | 76Outperform | JPY 260.91B | 13.49 | 23.59% | 5.22% | 46.94% | 77.06% |
| JP:8609 | 72Outperform | JPY 223.43B | 7.53 | ― | 3.96% | 35.90% | 141.44% |
| JP:8698 | 64Neutral | JPY 155.30B | 14.19 | 8.82% | 4.97% | 16.13% | ― |
| JP:4765 | 62Neutral | JPY 84.91B | 14.39 | 17.24% | 3.79% | 262.94% | 109.58% |
| JP:7388 | 61Neutral | JPY 52.59B | 32.63 | ― | 4.13% | -5.52% | -30.82% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:7388 | FP Partner, Inc. | 2277.00 | 70.46 | 3.19% | |
| JP:8698 | Monex Group | 620.00 | -61.63 | -9.04% | |
| JP:8628 | Matsui Securities Co | 1015.00 | 276.02 | 37.35% | |
| JP:8613 | Marusan Securities Co., Ltd. | 1162.00 | 285.45 | 32.56% | |
| JP:4765 | Morningstar Japan K.K. | 614.00 | 49.13 | 8.70% | |
| JP:8609 | Okasan Securities Group Inc. | 1011.00 | 347.14 | 52.29% |
FP Partner, Inc. Corporate Events
FP Partner’s Nine-Month Profit Slides but Dividend and Full-Year Guidance Held
FP Partner, Inc. reported non-consolidated net sales of ¥23,427 million for the nine months ended August 31, 2026, down 3.8% year on year, with operating profit falling 30.8% to ¥1,543 million and profit declining 28.4% to ¥1,094 milli...
FP Partner Sets Out KPI-Driven Strategy in Nine-Month Results Briefing
The financial results briefing from FP Partner Inc. covers the nine months ended August 31, 2026 and highlights the firm’s business model, operational strengths and focus areas in performance management. While detailed figures are not disclosed...
FP Partner Tightens Compliance and Refines Customer-First Insurance Sales Model
FP Partner Inc. has introduced a revised comparative recommendation method effective July 2026, moving from an internally criteria-based approach to a process that starts from customer intentions and compares similar insurance products before explain...
FP Partner Bets on Upfront Investments as Sales Recover and Regulatory Pressures Mount
FP Partner Inc. reported a recovery in net sales for the six months ended May 31, 2026, driven by improving customer acquisition through partner companies and a new alliance with Yamada Denki that is already generating thousands of household leads ea...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 06, 2026