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ONDECK Co., Ltd. (7360) AI Stock Analysis

JP:7360

ONDECK Co., Ltd.

(TSE/TYO:7360)

Select Model
Rating:65Neutral
Price Target:JPY 1,306.00â–²(8.83% Upside)
Action:reiterated
Date:10/30/26

The overall score of 65 is driven primarily by strong bullish technical momentum, with the stock trading significantly above its moving averages. This positive signal is tempered by weak financial performance, characterized by a recent net loss and negative cash flow, though a robust, low-debt balance sheet provides a critical safety net. The moderate valuation and lack of a dividend are secondary neutral factors.

Positive Factors
Conservative leverageVery low debt relative to equity reduces balance-sheet pressure and limits exposure to interest costs or refinancing needs. This gives ONDECK greater flexibility to withstand weaker operating periods and preserve strategic options while profitability recovers.
Negative Factors
Sharp revenue and profit deteriorationThe steep revenue decline alongside a swing into a substantial net loss signals weakened demand or operating execution and reduces confidence in near-term earnings durability. Recovery will require both renewed top-line performance and restoration of profitable operating leverage.

ONDECK Co., Ltd. (7360) vs. iShares MSCI Japan ETF (EWJ)

-40%-20%0%20%40%60%JP:7360+39.70%EWJ+15.87%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
JPY 3.14B
Dividend Yield
―
Average Volume (3M)
18.50K
Price to Earnings (P/E)
20.6
Beta (1Y)
-0.11
Revenue Growth
3.00%
EPS Growth
112.22%
Country
Japan
Employees
55
Sector
General
Sector Strength
55
Industry
Financial - Capital Markets

ONDECK Co., Ltd. Business Overview & Revenue Model

Company Description

ONDECK Co., Ltd. specializes in mergers and acquisitions (M&A), offering comprehensive services such as brokering deals, facilitating transactions, and providing expert consultation. The company further extends its advisory capabilities to assist bus...

ONDECK Co., Ltd. Financial Statement Overview

Summary

Financial performance is mixed. The balance sheet is a clear strength with minimal debt and a solid equity base, providing resilience. However, the income statement and cash flow statement show high volatility and a recent net loss with negative operating cash flow, which significantly drags on the overall financial health.

Income Statement

45Neutral

Balance Sheet

70Positive

Cash Flow

50Neutral
Financial statement breakdown
BreakdownTTMNov 2025Nov 2024Nov 2023Nov 2022Nov 2021
Income Statement
Total Revenue864.17M864.42M1.67B826.66M1.34B778.76M
Gross Profit320.55M315.66M959.94M299.66M706.95M390.58M
EBITDA-213.32M-211.09M365.92M-181.31M220.69M45.63M
Net Income-152.12M-151.64M239.07M-152.76M151.32M22.79M
Balance Sheet
Total Assets1.16B1.16B1.68B1.02B1.77B1.33B
Cash, Cash Equivalents and Short-Term Investments664.47M664.47M888.56M520.79M1.38B1.07B
Total Debt36.67M36.67M46.67M014.26M48.56M
Total Liabilities202.73M202.73M575.99M159.21M503.64M210.11M
Stockholders Equity952.54M952.54M1.10B865.14M1.27B1.12B
Cash Flow
Free Cash Flow-219.32M0410.75M-535.87M337.63M-23.26M
Operating Cash Flow-218.25M-218.25M411.15M-509.44M347.11M-7.74M
Investing Cash Flow4.15M4.15M-90.02M-77.72M-4.09M-23.13M
Financing Cash Flow-10.00M-10.00M46.63M-268.11M-34.35M503.99M

ONDECK Co., Ltd. Technical Analysis

Technical Analysis SentimentPositive
Last Price1200.00

Price Trends

50DMA729.64Positive
100DMA677.44Positive
200DMA728.16Positive

Market Momentum

MACD143.21Negative
RSI79.04Negative
STOCH53.43Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7360, the sentiment is Positive. The current price of 1200.00 is above the 20-day moving average (MA) of 860.25, above the 50-day MA of 729.64, and above the 200-day MA of 728.16, indicating a bullish trend. The MACD of 143.21 indicates Negative momentum. The RSI at 79.04 is Negative, neither overbought nor oversold. The STOCH value of 53.43 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7360.

ONDECK Co., Ltd. Peers Comparison

Overall Rating

UnderperformOutperform
Sector (55)

Financial Indicators

JP:7360 against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
JP:7175JP:717583OutperformJPY 8.76B5.82―5.46%45.64%113.95%
JP:8700JP:870077OutperformJPY 8.00B8.20―4.99%30.22%97.84%
JP:8617JP:861772OutperformJPY 5.56B12.85―1.70%94.46%―
JP:7360JP:736065NeutralJPY 3.44B20.62――3.00%112.22%
JP:8705JP:870563NeutralJPY 10.68B12.056.91%7.21%21.75%411.73%
JP:8708JP:870862NeutralJPY 46.57B12.69―3.14%9.78%35.19%
Sector *55Neutral$6.65B3.83-15.92%6.20%10.91%7.18%

* General Sector Average

Performance Comparison

0%50%JP:7360JP:8705JP:7175JP:8617JP:8700JP:8708Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
JP:7360 and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
JP:7360ONDECK Co., Ltd.1200.00341.0039.70%
JP:8705Okato Nissan Securities Holdings, Inc.208.0048.5530.45%
JP:7175Imamura Securities Co.Ltd.1647.00574.0553.50%
JP:8617Kosei Securities Co., Ltd.588.00120.0025.64%
JP:8700Maruhachi Securities Co., Ltd.2005.00466.9430.36%
JP:8708AIZAWA SECURITIES GROUP CO. LTD.1499.00286.5023.63%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Oct 30, 2026