Riskmonster.Com AI Stock Analysis
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Riskmonster.Com (3768) AI Stock Analysis
Riskmonster.Com
(TSE/TYO:3768)
The overall score of 62 reflects a company with a strong financial foundation, characterized by a pristine balance sheet and healthy cash flows, which are the most significant positive factors. However, this is counterbalanced by persistent challenges in achieving meaningful revenue growth and restoring higher profitability. The technical analysis indicates a lack of positive momentum, and while the valuation is fair with an attractive dividend yield, it lacks a growth catalyst. The primary risk is the company's inability to accelerate its top line, while the main support comes from its financial stability and shareholder returns.
Riskmonster.Com (3768) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 4.20B
- Dividend Yield
- 2.91%
- Average Volume (3M)
- 3,525
- Price to Earnings (P/E)
- 19.5
- Beta (1Y)
- 0.14
- Revenue Growth
- 1.54%
- EPS Growth
- -87.33%
- Country
- Japan
- Employees
- 185
- Sector
- Industrials
- Sector Strength
- 63
- Industry
- Consulting Services
Riskmonster.Com Business Overview & Revenue Model
Company Description
Headquartered in Tokyo, Japan, and established in 2000, Riskmonster.com and its subsidiaries deliver a broad array of credit management and cloud-based application services across Japan. Their core offerings include corporate credit ratings, which le...
Riskmonster.Com Financial Statement Overview
Summary
Financial health is solid, driven by a very strong, debt-light balance sheet (Score 85) and robust cash flow generation (Score 78). Profitability has recovered from a prior-year loss, but the Income Statement score (55) is weighed down by sluggish revenue growth and margins that remain below historical peaks. The overall financial position is sound, with top-line expansion as the primary area for improvement.
Income Statement
55NeutralBalance Sheet
85Very PositiveCash Flow
78Positive| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.82B | 3.82B | 3.73B | 3.67B | 3.74B | 3.75B |
| Gross Profit | 1.77B | 1.77B | 1.70B | 1.75B | 1.97B | 2.01B |
| EBITDA | 1.11B | 1.11B | 777.29M | 963.10M | 1.07B | 1.12B |
| Net Income | 223.31M | 223.31M | -49.60M | 160.94M | 360.38M | 459.08M |
Balance Sheet | ||||||
| Total Assets | 6.98B | 6.98B | 7.14B | 6.79B | 6.68B | 6.94B |
| Cash, Cash Equivalents and Short-Term Investments | 1.75B | 1.75B | 1.23B | 1.72B | 2.00B | 2.15B |
| Total Debt | 246.56M | 246.56M | 365.24M | 56.20M | 115.59M | 158.50M |
| Total Liabilities | 962.11M | 962.11M | 1.16B | 763.69M | 831.57M | 1.05B |
| Stockholders Equity | 5.92B | 5.92B | 5.89B | 5.95B | 5.79B | 5.84B |
Cash Flow | ||||||
| Free Cash Flow | 0 | 1.70B | 196.76M | 795.26M | 889.24M | 640.83M |
| Operating Cash Flow | 0 | 1.74B | 226.01M | 812.43M | 916.94M | 651.47M |
| Investing Cash Flow | 0 | -894.41M | -1.02B | -713.81M | -790.03M | -793.44M |
| Financing Cash Flow | 0 | -321.74M | 199.67M | -278.13M | -272.90M | -248.79M |
Riskmonster.Com Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3768, the sentiment is Negative. The current price of 543.00 is below the 20-day moving average (MA) of 557.65, below the 50-day MA of 559.02, and below the 200-day MA of 560.62, indicating a bearish trend. The MACD of -2.28 indicates Positive momentum. The RSI at 34.11 is Neutral, neither overbought nor oversold. The STOCH value of 55.58 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:3768.
Riskmonster.Com Peers Comparison
Overall Rating
JP:964483Outperform
JP:703375Outperform
JP:602768Neutral
JP:603563Neutral- JP:376862Neutral
JP:442257Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:9644 | 83Outperform | JPY 22.20B | 20.01 | ― | 4.22% | 8.61% | 1.36% |
| JP:7033 | 75Outperform | JPY 27.37B | 11.99 | ― | 1.96% | ― | ― |
| JP:6027 | 68Neutral | JPY 116.85B | 61.37 | ― | ― | 21.57% | 26.95% |
| Sector * | 63Neutral | $10.79B | 15.43 | 7.44% | 2.01% | 2.89% | -14.66% |
| JP:6035 | 63Neutral | JPY 12.77B | 12.89 | ― | 2.17% | 8.89% | 29.56% |
| JP:3768 | 62Neutral | JPY 4.17B | 19.49 | ― | 2.91% | 1.54% | -87.33% |
| JP:4422 | 57Neutral | JPY 3.47B | 26.46 | ― | ― | 28.99% | ― |
* Industrials Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:3768 | Riskmonster.Com | 543.00 | 41.72 | 8.32% | |
| JP:4422 | VALUENEX Japan Inc. | 396.00 | 233.00 | 142.95% | |
| JP:6027 | Bengo4.com, Inc. | 4400.00 | 1509.00 | 52.20% | |
| JP:6035 | IR Japan Holdings Ltd. | 739.00 | -67.67 | -8.39% | |
| JP:7033 | Management Solutions Co., Ltd. | 1623.00 | 323.84 | 24.93% | |
| JP:9644 | TANABE CONSULTING GROUP CO. LTD | 664.00 | -7.90 | -1.18% |
Riskmonster.Com Corporate Events
Riskmonster.com Quarterly Profit Slumps but Full-Year Outlook Signals Recovery
Riskmonster.com reported consolidated net sales of ¥922 million for the three months ended June 30, 2026, a modest 0.6% year-on-year increase that underscores stable top-line performance in its risk management services business. However, operating pr...
RiskMonster.com Releases FY2026 Consolidated Results and Outlook
RiskMonster.com has released a briefing of its consolidated financial results for the fiscal year ended March 31, 2026, outlining quarterly performance, business segment results and trends in its cloud services for corporate members. The report also...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 18, 2026