Orix AI Stock Analysis
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Orix (IX) AI Stock Analysis
Orix
(NYSE:IX)
The company's financial health is a major strength, with excellent income, balance sheet, and cash flow metrics. An attractive valuation with a low P/E and high dividend yield further supports the score. However, the stock is under significant technical pressure, trading in a clear downtrend. The earnings call, while highlighting record profits, introduces substantial uncertainty regarding future earnings due to KIOXIA's volatile share price and unresolved operational challenges, tempering the overall outlook.
Orix (IX) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $38.18B
- Dividend Yield
- 3.53%
- Average Volume (3M)
- 321.34K
- Price to Earnings (P/E)
- 5.9
- Beta (1Y)
- 0.83
- Revenue Growth
- 7.21%
- EPS Growth
- 127.73%
- Country
- US
- Employees
- 37,286
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Financial - Credit Services
Orix Business Overview & Revenue Model
Company Description
ORIX Corporation, a diversified global financial services firm, traces its origins to Tokyo, Japan, where it was founded in 1950. Originally established as Orient Leasing Co., Ltd., the company adopted its current name in 1989. Its operations extend...
How the Company Makes Money
ORIX makes money through a multi-engine model that combines interest-earning finance, fee-based services, underwriting/insurance income, and investment/asset monetization. 1) Financing (leasing, lending, and related financial services) - Revenue sour...
Orix Earnings Call Summary
The call was broadly positive on first-half operating performance, with record net income, strong adjusted-profit progress, growth in Europe and the Americas, solid Aircraft and Ships results, asset-management expansion, capital recycling, and increased shareholder returns. However, reported earnings remain highly sensitive to KIOXIA's share price, while Greater China impairments, challenged U.S. businesses, segment declines in Infrastructure and parts of Environment and Energy, cybersecurity incidents, and uncertainty around full-year profit and ROE remain material concerns. Overall, the highlights significantly outweigh the lowlights, although much of the headline earnings strength came from investment gains and remains volatile.
Q2-2027 Updates
Positive Updates
Negative Updates
Company Guidance
ORIX kept its full-year net income forecast unchanged at JPY 530 billion, including JPY 80 billion of KIOXIA equity-related profit, while adjusted profits were progressing toward approximately JPY 480 billion; based on KIOXIA's share price of JPY 18,095 at the end of September, it expects approximately JPY 190 billion of KIOXIA sales and valuation losses in the third quarter, with every JPY 1,000 change in KIOXIA's share price estimated to fluctuate after-tax gains by JPY 12.8 billion, and it said it is currently difficult to forecast fourth-quarter KIOXIA sales and valuation gains. The company expects new investments of more than JPY 800 billion for the full year, targets 11% ROE at March end, said next year's rough image was JPY 100 billion times four, maybe slightly higher, maintained its full-year dividend forecast at JPY 187.36 per share, and against a JPY 250 billion share-repurchase limit had repurchased JPY 175.5 billion, a progress of 70%, at the end of October.
Orix Financial Statement Overview
Summary
Strong revenue growth of 22.9% and net income up 35%, with expanding operating margins. The balance sheet shows improving leverage (debt-to-equity 1.46) and a solid 10% equity increase. Cash flow is robust, with a 14.7% increase in operating cash flow and a high free cash flow conversion rate of 94.5%.
Income Statement
85Very PositiveBalance Sheet
80PositiveCash Flow
85Very Positive| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.45T | 3.53T | 2.87T | 2.81T | 2.66T | 2.51T |
| Gross Profit | 1.33T | 1.13T | 1.20T | 1.17T | 1.04T | 940.79B |
| EBITDA | 1.77T | 1.34T | 944.66B | 916.36B | 813.04B | 743.78B |
| Net Income | 1.03T | 475.04B | 351.63B | 346.13B | 290.34B | 317.38B |
Balance Sheet | ||||||
| Total Assets | 15.61T | 18.08T | 16.87T | 16.32T | 15.29T | 14.26T |
| Cash, Cash Equivalents and Short-Term Investments | 1.13T | 1.46T | 3.81T | 1.03T | 1.24T | 959.02B |
| Total Debt | 6.10T | 6.57T | 6.28T | 6.46T | 6.01T | 5.16T |
| Total Liabilities | 10.38T | 13.44T | 12.69T | 12.30T | 11.67T | 10.90T |
| Stockholders Equity | 5.09T | 4.50T | 4.09T | 3.94T | 3.54T | 3.26T |
Cash Flow | ||||||
| Free Cash Flow | 1.38T | 37.13B | 1.20T | 1.17T | 777.66B | 990.65B |
| Operating Cash Flow | 1.46T | 1.37T | 1.27T | 1.25T | 881.23B | 1.03T |
| Investing Cash Flow | -1.18T | -1.11T | -1.31T | -1.36T | -1.14T | -784.99B |
| Financing Cash Flow | -170.22B | -160.53B | 146.27B | -100.99B | 480.70B | -330.47B |
Orix Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IX, the sentiment is Negative. The current price of 34.39 is below the 20-day moving average (MA) of 35.88, below the 50-day MA of 37.35, and below the 200-day MA of 36.30, indicating a bearish trend. The MACD of -0.96 indicates Positive momentum. The RSI at 38.47 is Neutral, neither overbought nor oversold. The STOCH value of 31.62 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IX.
Orix Risk Analysis
Orix disclosed 27 risk factors in its most recent earnings report. Orix reported the most risks in the "Finance & Corporate" category.
Latest Risks Added
0 New RisksOrix Peers Comparison
Overall Rating
COF77Outperform- IX70Outperform
SYF68Neutral
OMF67Neutral
ALLY59Neutral
CACC58Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| COF | 77Outperform | $117.35B | 11.51 | 9.67% | 1.64% | 26.17% | 613.24% |
| IX | 70Outperform | $35.97B | 5.86 | 21.88% | 3.53% | 7.21% | 127.73% |
| SYF | 68Neutral | $22.50B | 7.46 | 19.99% | 1.77% | -1.80% | 4.62% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| OMF | 67Neutral | $6.34B | 8.41 | 22.64% | 7.59% | 6.46% | 11.49% |
| ALLY | 59Neutral | $11.49B | 8.67 | 9.67% | 3.26% | 4.66% | 161.37% |
| CACC | 58Neutral | $5.12B | 16.09 | 22.41% | ― | 1.68% | -18.24% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| IX | Orix Corp Ads | 34.39 | 8.78 | 34.28% | |
| COF | Capital One Financial Corp. | 195.08 | -3.61 | -1.81% | |
| CACC | Credit Acceptance | 504.63 | 83.53 | 19.84% | |
| ALLY | Ally Financial | 38.31 | 1.72 | 4.69% | |
| SYF | Synchrony Financial | 72.25 | 2.97 | 4.28% | |
| OMF | OneMain Holdings, Inc. | 55.35 | 2.28 | 4.30% |
Orix Corporate Events
ORIX Reports First-Half Earnings Surge, Bank Results Excluded
ORIX Corporation reported its consolidated results for the six months ended September 30, 2026, on November 9, 2026. Total revenue rose 9.6% year on year to ¥1.674 trillion, while operating income increased 3.9% to ¥239.5 billion.Income from continui...
ORIX Reports ¥36.5 Billion Share Buyback in October
ORIX Corporation is a diversified financial-services and investment group whose businesses include financing, leasing, insurance, banking, asset management, real estate, environmental and energy services, and other corporate solutions. Founded in Jap...
ORIX Files Extraordinary Report on ¥464.5 Million Restricted Stock Disposal
ORIX Corporation is a leading integrated financial services group based in Tokyo, listed on the TSE and NYSE, offering a broad range of financial and leasing solutions. The company focuses on diversified financial services for corporate and retail cl...
ORIX Details Progress of Large-Scale Share Buyback Through September 2026
On October 5, 2026, ORIX Corporation reported the status of its ongoing share repurchase program authorized by its board in May 2026 under Japan’s Companies Act. Between September 1 and September 30, 2026, the company bought back 4,021,800 common sha...
ORIX Details Progress of Large-Scale Share Repurchase Through August 2026
ORIX Corporation reported on September 3, 2026 the status of its ongoing share repurchase program authorized by its board on May 11, 2026 under Article 459, Paragraph 1 of the Companies Act and its Articles of Incorporation. During the period from Au...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 09, 2026