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Orix (IX) AI Stock Analysis
Orix
(NYSE:IX)
The company's strong financial performance, marked by significant revenue and profit growth, is the primary driver of the score. A low P/E ratio and solid dividend yield add to the attractiveness. However, near-term technical indicators show some weakness, tempering the overall outlook.
Orix (IX) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $40.89B
- Dividend Yield
- 2.85%
- Average Volume (3M)
- 307.71K
- Price to Earnings (P/E)
- 10.4
- Beta (1Y)
- 0.85
- Revenue Growth
- 13.24%
- EPS Growth
- 65.45%
- Country
- US
- Employees
- 37,286
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Financial - Credit Services
Orix Business Overview & Revenue Model
Company Description
ORIX Corporation, a diversified global financial services firm, traces its origins to Tokyo, Japan, where it was founded in 1950. Originally established as Orient Leasing Co., Ltd., the company adopted its current name in 1989. Its operations extend...
How the Company Makes Money
ORIX makes money through a mix of recurring financial-services income and investment/asset-based earnings across its business segments. Key revenue streams typically include: (1) Leasing and rental: income from leasing equipment, vehicles, and other...
Orix Earnings Call Summary
The call presents a largely positive operational and financial picture: record FY26 net income, strong pretax profit growth, improved ROE (notably in the investment category), clear FY27 guidance upward and expanded shareholder returns. Management also announced organizational reforms and strengthened risk governance. Notable negatives include sizeable Q4 impairments at ORIX USA, non‑recurring gains that materially boosted FY26 results, U.S. credit/mortgage stress requiring reserves, and geopolitical/China risks affecting inbound and APAC exposure. Management recognizes these risks and has signaled active portfolio optimization and continued risk focus. On balance, the positive performance, clear guidance, and stronger capital return posture outweigh the material but manageable risks disclosed.
Q4-2026 Updates
Positive Updates
Negative Updates
Company Guidance
ORIX guided to FY2027 net income of JPY 530.0 billion and an ROE target of 11.7% (FY2026 net income was JPY 447.3 billion and ROE 10.4%), with consolidated pretax profit guidance of JPY 760.0 billion (up JPY 68.6 billion, +10% YoY). By category FY27 pretax guidance is: Finance JPY 308.3 billion (up JPY 119.1 billion, +63%), Operation JPY 240.7 billion (up JPY 3.6 billion, +2%) and Investment JPY 290.0 billion (lower versus FY26 but would rise excluding the JPY 95 billion Greenko gain); Finance includes an expected pretax gain on sale of ORIX Bank of about JPY 124.2 billion. Shareholder returns: dividend payout ratio maintained at 39% (implied FY27 DPS JPY 187.36), FY26 DPS was JPY 156.1 (+30% YoY), a JPY 250 billion buyback program (up JPY 100 billion YoY) and a projected total return ratio of 85.9%; pro forma employed capital is expected to fall from 86% to about 80% after the ORIX Bank sale.
Orix Financial Statement Overview
Summary
Strong revenue growth of 22.9% and net income up 35% highlight robust financial health. Operating margin expanded significantly to 26.6%, and cash flow metrics are solid with a 94.5% free cash flow conversion. The balance sheet shows moderate leverage (D/E 1.46) and improving ROE at 10.6%.
Income Statement
85Very PositiveBalance Sheet
80PositiveCash Flow
85Very Positive| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.45T | 3.53T | 2.87T | 2.81T | 2.66T | 2.51T |
| Gross Profit | 1.22T | 1.13T | 1.20T | 1.17T | 1.04T | 940.79B |
| EBITDA | 1.28T | 1.34T | 944.66B | 916.36B | 813.04B | 743.78B |
| Net Income | 621.87B | 475.04B | 351.63B | 346.13B | 290.34B | 317.38B |
Balance Sheet | ||||||
| Total Assets | 18.26T | 18.08T | 16.87T | 16.32T | 15.29T | 14.26T |
| Cash, Cash Equivalents and Short-Term Investments | 968.92B | 1.46T | 3.81T | 1.03T | 1.24T | 959.02B |
| Total Debt | 6.31T | 6.57T | 6.28T | 6.46T | 6.01T | 5.16T |
| Total Liabilities | 13.41T | 13.44T | 12.69T | 12.30T | 11.67T | 10.90T |
| Stockholders Equity | 4.71T | 4.50T | 4.09T | 3.94T | 3.54T | 3.26T |
Cash Flow | ||||||
| Free Cash Flow | 1.38T | 37.13B | 1.20T | 1.17T | 777.66B | 990.65B |
| Operating Cash Flow | 1.46T | 1.37T | 1.27T | 1.25T | 881.23B | 1.03T |
| Investing Cash Flow | -1.18T | -1.11T | -1.31T | -1.36T | -1.14T | -784.99B |
| Financing Cash Flow | -170.22B | -160.53B | 146.27B | -100.99B | 480.70B | -330.47B |
Orix Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IX, the sentiment is Negative. The current price of 36.95 is above the 20-day moving average (MA) of 36.82, below the 50-day MA of 38.24, and above the 200-day MA of 36.07, indicating a neutral trend. The MACD of -0.37 indicates Negative momentum. The RSI at 44.42 is Neutral, neither overbought nor oversold. The STOCH value of 72.68 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IX.
Orix Risk Analysis
Orix disclosed 27 risk factors in its most recent earnings report. Orix reported the most risks in the "Finance & Corporate" category.
Latest Risks Added
0 New RisksOrix Peers Comparison
Overall Rating
- IX72Outperform
COF71Outperform
SYF68Neutral
OMF67Neutral
ALLY65Neutral
CACC65Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| IX | 72Outperform | $38.60B | 10.40 | 13.63% | 2.85% | 13.24% | 65.45% |
| COF | 71Outperform | $123.22B | 12.09 | 9.67% | 1.56% | 26.27% | 613.24% |
| SYF | 68Neutral | $23.46B | 7.78 | 19.99% | 1.65% | -1.80% | 4.62% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| OMF | 67Neutral | $6.51B | 8.59 | 22.64% | 7.43% | 6.46% | 11.49% |
| ALLY | 65Neutral | $11.61B | 8.63 | 9.67% | 3.27% | 4.86% | 161.37% |
| CACC | 65Neutral | $4.71B | 14.82 | 22.41% | ― | 1.68% | -18.24% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| IX | Orix Corp Ads | 36.83 | 12.34 | 50.39% | |
| COF | Capital One Financial Corp. | 204.85 | -13.46 | -6.16% | |
| CACC | Credit Acceptance | 464.89 | 7.90 | 1.73% | |
| ALLY | Ally Financial | 38.17 | -0.40 | -1.03% | |
| SYF | Synchrony Financial | 75.35 | 2.55 | 3.51% | |
| OMF | OneMain Holdings, Inc. | 56.55 | -0.60 | -1.05% |
Orix Corporate Events
ORIX Details Progress of Large-Scale Share Repurchase Through August 2026
ORIX Corporation reported on September 3, 2026 the status of its ongoing share repurchase program authorized by its board on May 11, 2026 under Article 459, Paragraph 1 of the Companies Act and its Articles of Incorporation. During the period from Au...
ORIX Subsidiary Ubiteq Swings to Profit in FY 2026 With Limited Impact on Group Earnings
On August 7, 2026, ORIX Corporation reported that its consolidated subsidiary Ubiteq, Inc., listed on the Tokyo Stock Exchange Standard Market, recorded a notable turnaround in standalone performance for the fiscal year ended June 30, 2026, with net...
ORIX Posts Sharp Profit Surge as It Moves to Sell Banking Subsidiary
ORIX reported consolidated results for the quarter from April 1 to June 30, 2026, showing total revenues of ¥876.6 billion, up 17.4% year on year, and operating income of ¥133.9 billion, up 11.7%. Net income attributable to shareholders sur...
ORIX Advances Large-Scale Share Buyback With ¥38.8 Billion July Purchases
ORIX Corporation, a diversified financial services and asset management group headquartered in Tokyo, operates globally across leasing-origin businesses, banking, insurance, real estate, infrastructure, environment and energy, and transportation asse...
ORIX Steps Up Share Buybacks With ¥39.6 Billion Repurchased by June 30
ORIX Corporation reported on July 3, 2026 the status of its ongoing share repurchase program authorized by its Board on May 11, 2026, conducted under Article 459, Paragraph 1 of Japan’s Companies Act. During the period from June 1 to June 30, 2...
ORIX Updates Corporate Governance and U.S. Filing, Highlights Human Capital Push
ORIX Corporation on June 30, 2026 filed a Form 6-K with the U.S. Securities and Exchange Commission, providing an English translation of its latest corporate governance report disclosed to the Tokyo Stock Exchange. The filing also records progress on...
ORIX Wins Shareholder Backing for Charter Changes and New Directors at June AGM
ORIX Corporation, the Tokyo-listed and New York-listed financial services group, disclosed that it filed an extraordinary report with Japan’s Kanto Financial Bureau on June 25, 2026, detailing outcomes from its 63rd Annual General Meeting of Sh...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Sep 10, 2026