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Income Opportunity Realty Investors
(IOR)
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Rating:59Neutral
Price Target:
$18.00
▼(-11.68% Downside)
Action:Reiterated
Date:08/06/26
The score is held back primarily by uneven financial performance—especially the sharp revenue deterioration (to zero in 2025) and volatile cash flow—despite a conservatively capitalized, debt-free balance sheet. Technicals are supportive with price above key moving averages and positive MACD, while valuation appears roughly mid-range (P/E ~21.7) with no dividend yield provided.
Positive Factors
Debt-Free Balance Sheet
The absence of reported debt provides meaningful financial flexibility and reduces interest and refinancing pressure. This conservative capitalization should help the company withstand earnings volatility and preserve capacity to manage real-estate investments without relying heavily on external leverage.
Negative Factors
Revenue Deterioration
The sharp deterioration in reported revenue, culminating in zero annual revenue in 2025, raises substantial concerns about recurring business activity and earnings visibility. Unless revenue-producing investments recover, this trend could weaken the company’s ability to sustain profits over the next several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Debt-Free Balance Sheet
The absence of reported debt provides meaningful financial flexibility and reduces interest and refinancing pressure. This conservative capitalization should help the company withstand earnings volatility and preserve capacity to manage real-estate investments without relying heavily on external leverage.
Read all positive factors
Income Opportunity Realty Investors (IOR) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$69.13M
Dividend YieldN/A
Average Volume (3M)258.00
Price to Earnings (P/E)19.9
Beta (1Y)0.15
Revenue GrowthN/A
EPS Growth-13.27%
CountryUS
EmployeesN/A
SectorFinancial
Sector Strength70
IndustryFinancial - Mortgages
Share Statistics
EPS (TTM)0.91
Shares Outstanding4,066,178
10 Day Avg. Volume276
30 Day Avg. Volume258
Financial Highlights & Ratios
PEG Ratio-1.28
Price to Book (P/B)0.57
Price to Sales (P/S)13.13
P/FCF Ratio-926.77
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Income Opportunity Realty Investors Business Overview & Revenue Model
Company Description
Dallas-based real estate investment firm, Income Opportunity Realty Investors, Inc., manages a collection of equity real estate assets throughout Texas, which includes undeveloped land. The company's investment strategy involves both direct equity...
How the Company Makes Money
IOR generates earnings primarily through returns on real estate-related investments and lending activities. Key revenue streams typically include interest income and fees from loans or financing arrangements secured by real estate, as well as inve...
Income Opportunity Realty Investors Financial Statement Overview
Summary
Income Statement
44
Neutral
Balance Sheet
82
Very Positive
Cash Flow
38
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 5.10M | 5.43M | 6.30M | 10.07M | 6.60M | 4.95M |
| Gross Profit | 5.07M | 5.43M | 6.30M | 10.07M | 6.60M | 4.95M |
| EBITDA | 4.71M | 5.05M | 5.89M | 8.61M | 4.98M | 3.38M |
| Net Income | 3.72M | 3.99M | 4.65M | 7.00M | 3.93M | 3.60M |
Balance Sheet | ||||||
| Total Assets | 127.64M | 125.92M | 121.93M | 118.08M | 111.99M | 108.07M |
| Cash, Cash Equivalents and Short-Term Investments | 29.00K | 6.00K | 9.00K | 71.00K | 6.00K | 2.00K |
| Total Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 4.00K | 0.00 | 0.00 | 0.00 | 4.00K | 12.00K |
| Stockholders Equity | 127.63M | 125.92M | 121.93M | 118.08M | 111.98M | 108.05M |
Cash Flow | ||||||
| Free Cash Flow | -268.00K | -77.00K | 713.00K | 973.00K | 4.00K | -2.98M |
| Operating Cash Flow | -268.00K | -77.00K | 713.00K | 973.00K | 4.00K | -2.98M |
| Investing Cash Flow | 186.00K | 74.00K | 27.00K | 0.00 | 0.00 | 2.97M |
| Financing Cash Flow | 0.00 | 0.00 | -802.00K | -908.00K | 0.00 | 0.00 |
Income Opportunity Realty Investors Technical Analysis
Neutral
20.38
Price Trends
19.72
Negative
18.89
Negative
18.66
Negative
Market Momentum
-0.57
Positive
43.83
Neutral
13.45
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IOR, the sentiment is Neutral. The current price of 20.38 is above the 20-day moving average (MA) of 18.68, above the 50-day MA of 19.72, and above the 200-day MA of 18.66, indicating a bearish trend. The MACD of -0.57 indicates Positive momentum. The RSI at 43.83 is Neutral, neither overbought nor oversold. The STOCH value of 13.45 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IOR.
Income Opportunity Realty Investors Risk Analysis
Income Opportunity Realty Investors disclosed 1 risk factors in its most recent earnings report. Income Opportunity Realty Investors reported the most risks in the "Legal & Regulatory" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Income Opportunity Realty Investors Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | $637.63M | 5.86 | 15.83% | ― | 31.59% | 17.94% | |
59 Neutral | $69.13M | 19.90 | 2.95% | ― | ― | -13.27% | |
59 Neutral | $239.62M | 5.61 | 9.13% | ― | -1.14% | 73.36% | |
52 Neutral | $139.37M | -32.51 | >-0.01% | 13.74% | -23.84% | -348.41% | |
48 Neutral | $22.34M | -0.02 | -286.01% | ― | -17.27% | 21.69% | |
42 Neutral | $31.36M | >-0.01 | -24.56% | ― | ― | ― |
* Financial Sector Average
IOR
Income Opportunity Realty Investors
18.11
-0.53
-2.84%
GHI
Greystone Housing Impact Investors
6.04
-3.35
-35.71%
SNFCA
Security National Financial
8.80
0.46
5.49%
CNF
CNFinance Holdings
1.82
-1.14
-38.51%
VEL
Velocity Financial
16.28
-2.69
-14.18%
PAPL
Pineapple Financial
0.96
-5.29
-84.64%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.