Income Opportunity Realty Investors (IOR) AI Stock Analysis

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Income Opportunity Realty Investors

(NYSE MKT:IOR)

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Rating:49Neutral

Price Target:$18.00▼(-2.70% Downside)

Action:reiterated

Date:11/07/26

IOR's below-average score of 49 is driven primarily by highly erratic operational performance and weak technical momentum. While the company boasts a pristine, unlevered balance sheet that eliminates solvency risk, its lack of operating revenue, poor cash flow generation, and an unappealing valuation severely limit its overall investment profile.

Positive Factors

Debt-free balance sheetThe absence of reported debt gives the company meaningful financial flexibility and reduces interest and refinancing pressure. A steadily rising equity base also provides a stronger capital cushion, helping IOR withstand operating volatility and preserve capacity for future real-estate investments.

Negative Factors

Revenue deteriorationThe recent collapse in reported revenue materially weakens visibility into recurring business activity and makes future earnings harder to underwrite. Unless revenue-producing operations recover, the company may have less dependable capacity to generate profits and fund ongoing real-estate investments.

Income Opportunity Realty Investors (IOR) vs. SPDR S&P 500 ETF (SPY)

Market Cap: $75.22M
Dividend Yield: ―
Average Volume (3M): 2,643
Price to Earnings (P/E): 21.0
Beta (1Y): 0.14
Revenue Growth: ―
EPS Growth: -13.50%
Country: US
Employees: 0
Sector: Financial
Sector Strength: 68
Industry: Financial - Mortgages

Income Opportunity Realty Investors Business Overview & Revenue Model

Company Description

Dallas-based real estate investment firm, Income Opportunity Realty Investors, Inc., manages a collection of equity real estate assets throughout Texas, which includes undeveloped land. The company's investment strategy involves both direct equity ow...

Income Opportunity Realty Investors Financial Statement Overview

Summary

IOR maintains a flawless, zero-debt balance sheet, but this is heavily offset by highly erratic revenue that recently dropped to zero, weak cash flow generation, and very low returns on equity.

Income Statement

45Neutral

Balance Sheet

90Very Positive

Cash Flow

30Negative

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	4.90M	5.43M	6.30M	10.07M	6.60M	4.95M
Gross Profit	4.80M	5.33M	6.30M	10.07M	6.60M	4.95M
EBITDA	4.52M	5.05M	5.89M	8.61M	4.98M	3.38M
Net Income	3.57M	3.99M	4.65M	7.00M	3.93M	3.60M
Balance Sheet
Total Assets	128.51M	125.92M	121.93M	118.08M	111.99M	108.07M
Cash, Cash Equivalents and Short-Term Investments	6,000	6,000	9,000	71.00K	6,000	2,000
Total Debt	0	0	0	0	0	0
Total Liabilities	4,000	0	0	0	4,000	12.00K
Stockholders Equity	128.51M	125.92M	121.93M	118.08M	111.98M	108.05M
Cash Flow
Free Cash Flow	-227.00K	-77.00K	713.00K	973.00K	4,000	-2.98M
Operating Cash Flow	-227.00K	-77.00K	713.00K	973.00K	4,000	-2.98M
Investing Cash Flow	227.00K	74.00K	27.00K	0	0	2.97M
Financing Cash Flow	0	0	-802.00K	-908.00K	0	0

Income Opportunity Realty Investors Technical Analysis

Technical Analysis SentimentPositive

Last Price18.50

Price Trends

50DMA18.08Positive

100DMA18.93Negative

200DMA18.58Negative

Market Momentum

MACD0.02Negative

RSI56.00Neutral

STOCH66.62Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IOR, the sentiment is Positive. The current price of 18.50 is above the 20-day moving average (MA) of 18.11, above the 50-day MA of 18.08, and below the 200-day MA of 18.58, indicating a neutral trend. The MACD of 0.02 indicates Negative momentum. The RSI at 56.00 is Neutral, neither overbought nor oversold. The STOCH value of 66.62 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IOR.

Income Opportunity Realty Investors Risk Analysis

Income Opportunity Realty Investors disclosed 1 risk factors in its most recent earnings report. Income Opportunity Realty Investors reported the most risks in the "Legal & Regulatory" category.

Legal & Regulatory - Litigation, compliance, new legislation, and taxation risks

Latest Risks Added

0 New Risks

Income Opportunity Realty Investors Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

IOR against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
VEL	63Neutral	$634.00M	5.71	15.31%	―	27.36%	10.47%
GHI	62Neutral	$95.38M	-31.67	-0.79%	16.22%	-20.33%	-267.76%
SNFCA	61Neutral	$244.72M	6.04	8.21%	―	-4.19%	103.64%
IOR	49Neutral	$74.21M	21.02	2.80%	―	―	-13.50%
CNF	39Underperform	$31.52M	-0.01	-24.56%	―	―	―

* Financial Sector Average

Performance Comparison

IOR and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IOR	Income Opportunity Realty Investors	18.50	0.45	2.49%
GHI	Greystone Housing Impact Investors Lp	4.13	-1.72	-29.43%
SNFCA	Security National Financial	9.00	1.61	21.79%
CNF	Cnfinance Holdings	1.90	-2.98	-61.09%
VEL	Velocity Financial, Inc.	15.98	-2.27	-12.44%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 06, 2026

Income Opportunity Realty Investors AI Stock Analysis