Income Opportunity Realty Investors (IOR) AI Stock Analysis

Income Opportunity Realty Investors

(NYSE MKT:IOR)

Select Model

Rating:61Neutral

Price Target:$19.00▲(6.09% Upside)

Action:reiterated

Date:08/06/26

The stock receives a moderate overall score of 61, reflecting a strong technical uptrend and a solid balance sheet, offset by weak revenue and cash flow generation. The valuation appears somewhat stretched given the fundamental challenges.

Positive Factors

Debt-free balance sheetThe absence of reported debt gives IOR substantial financial flexibility and limits interest burden during periods of uneven property or lending activity. Conservative capitalization also reduces refinancing exposure and leaves more capacity to preserve capital or pursue investments when opportunities arise.

Negative Factors

Revenue deteriorationThe sharp recent revenue deterioration materially weakens visibility into recurring business activity and makes prior profitability harder to extrapolate. If revenue remains absent, the company may have less operating scale and fewer dependable sources of earnings over the coming quarters.

Income Opportunity Realty Investors (IOR) vs. SPDR S&P 500 ETF (SPY)

Market Cap: $77.22M
Dividend Yield: ―
Average Volume (3M): 2,735
Price to Earnings (P/E): 20.9
Beta (1Y): 0.14
Revenue Growth: ―
EPS Growth: -13.27%
Country: US
Employees: 0
Sector: Financial
Sector Strength: 68
Industry: Financial - Mortgages

Income Opportunity Realty Investors Business Overview & Revenue Model

Company Description

Dallas-based real estate investment firm, Income Opportunity Realty Investors, Inc., manages a collection of equity real estate assets throughout Texas, which includes undeveloped land. The company's investment strategy involves both direct equity ow...

Income Opportunity Realty Investors Financial Statement Overview

Summary

Revenue collapsed to zero in the latest year, raising concerns about sustainability, while the balance sheet remains debt-free with strong equity. Operating cash flow is volatile and negative recently. Overall mixed financial health.

Income Statement

15Very Negative

Balance Sheet

95Very Positive

Cash Flow

35Negative

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	5.10M	5.43M	6.30M	10.07M	6.60M	4.95M
Gross Profit	5.07M	5.43M	6.30M	10.07M	6.60M	4.95M
EBITDA	4.71M	5.05M	5.89M	8.61M	4.98M	3.38M
Net Income	3.72M	3.99M	4.65M	7.00M	3.93M	3.60M
Balance Sheet
Total Assets	127.64M	125.92M	121.93M	118.08M	111.99M	108.07M
Cash, Cash Equivalents and Short-Term Investments	29.00K	6,000	9,000	71.00K	6,000	2,000
Total Debt	0	0	0	0	0	0
Total Liabilities	4,000	0	0	0	4,000	12.00K
Stockholders Equity	127.63M	125.92M	121.93M	118.08M	111.98M	108.05M
Cash Flow
Free Cash Flow	-268.00K	-77.00K	713.00K	973.00K	4,000	-2.98M
Operating Cash Flow	-268.00K	-77.00K	713.00K	973.00K	4,000	-2.98M
Investing Cash Flow	186.00K	74.00K	27.00K	0	0	2.97M
Financing Cash Flow	0	0	-802.00K	-908.00K	0	0

Income Opportunity Realty Investors Technical Analysis

Technical Analysis SentimentNegative

Last Price17.91

Price Trends

50DMA18.33Negative

100DMA18.91Negative

200DMA18.59Negative

Market Momentum

MACD-0.07Negative

RSI47.14Neutral

STOCH42.01Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IOR, the sentiment is Negative. The current price of 17.91 is below the 20-day moving average (MA) of 18.07, below the 50-day MA of 18.33, and below the 200-day MA of 18.59, indicating a bearish trend. The MACD of -0.07 indicates Negative momentum. The RSI at 47.14 is Neutral, neither overbought nor oversold. The STOCH value of 42.01 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IOR.

Income Opportunity Realty Investors Risk Analysis

Income Opportunity Realty Investors disclosed 1 risk factors in its most recent earnings report. Income Opportunity Realty Investors reported the most risks in the "Legal & Regulatory" category.

Legal & Regulatory - Litigation, compliance, new legislation, and taxation risks

Latest Risks Added

0 New Risks

Income Opportunity Realty Investors Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

IOR against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SNFCA	78Outperform	$249.43M	5.91	9.13%	―	-1.14%	73.36%
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
VEL	62Neutral	$620.65M	5.80	15.83%	―	31.59%	17.94%
IOR	61Neutral	$73.19M	20.87	2.95%	―	―	-13.27%
GHI	55Neutral	$118.19M	-25.51	-1.08%	14.14%	-23.84%	-348.41%
CNF	39Underperform	$32.87M	-0.01	-24.56%	―	―	―

* Financial Sector Average

Performance Comparison

IOR and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IOR	Income Opportunity Realty Investors	17.91	-0.37	-2.02%
GHI	Greystone Housing Impact Investors Lp	4.74	-2.79	-37.05%
SNFCA	Security National Financial	9.28	1.70	22.43%
CNF	Cnfinance Holdings	1.98	-3.03	-60.42%
VEL	Velocity Financial, Inc.	16.14	-2.66	-14.15%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 06, 2026

Income Opportunity Realty Investors AI Stock Analysis