MT Educare Ltd (MTEDUCARE) AI Stock Analysis

MT Educare Ltd

(NSE:MTEDUCARE)

Select Model

Rating:40Underperform

Price Target:INR 1.50▼(-2.60% Downside)

Action:downgraded

Date:09/25/26

The overall score is low because the company’s financial position is severely strained, with shrinking revenues, ongoing losses, and a highly leveraged, negative-equity balance sheet, while technical signals indicate only tentative stabilization without convincing bullish momentum and the valuation is undermined by negative earnings and no income yield.

Positive Factors

Margin RecoveryGross margin recovered to about 29.9% from 6.7% in FY2024, while EBITDA margin reached 24.6%. This indicates stronger operating economics and gives the coaching model more capacity to absorb costs and reinvest, although bottom-line profitability has not yet returned.

Negative Factors

Revenue ContractionFY2026 revenue declined 18.9% to 361.4M, weakening the scale of the operating base. Persistent contraction would reduce operating leverage, limit resources available for teaching and expansion, and make the recent margin recovery harder to sustain.

MT Educare Ltd (MTEDUCARE) vs. iShares MSCI India ETF (INDA)

Market Cap: INR 122.07M
Dividend Yield: ―
Average Volume (3M): 2,672
Price to Earnings (P/E): -3.7
Beta (1Y): 0.42
Revenue Growth: -28.24%
EPS Growth: 89.91%
Country: India
Employees: 69
Sector: General
Sector Strength: 55
Industry: Education & Training Services

MT Educare Ltd Business Overview & Revenue Model

Company Description

MT Educare Limited, an India-based organization, delivers a comprehensive array of educational support and coaching services via its subsidiaries. Their offerings span various academic levels, including school education, specialized coaching for scie...

How the Company Makes Money

MT Educare primarily makes money by charging students fees for enrollment in its coaching and test-preparation programs delivered via its brand-operated centers. Core revenue streams typically include (1) course and tuition fees for classroom coachin...

MT Educare Ltd Financial Statement Overview

Summary

Financial performance is very weak, with multi-year revenue decline, persistent operating and net losses, negative shareholders’ equity, high leverage, and only modest recent improvement in gross margin and cash flows.

Income Statement

18Very Negative

Balance Sheet

8Very Negative

Cash Flow

22Negative

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	361.43M	361.39M	503.60M	473.35M	581.93M	530.50M
Gross Profit	88.12M	108.01M	75.14M	31.53M	-48.47M	92.30M
EBITDA	88.86M	88.88M	22.86M	-37.98M	-434.10M	2.66M
Net Income	-31.29M	-31.29M	-309.94M	-276.53M	-607.07M	-255.24M
Balance Sheet
Total Assets	2.56B	2.56B	2.64B	2.91B	2.94B	3.33B
Cash, Cash Equivalents and Short-Term Investments	63.06M	63.06M	448.22M	177.13M	176.66M	216.52M
Total Debt	1.38B	1.38B	1.39B	1.35B	1.15B	975.96M
Total Liabilities	2.61B	2.61B	2.66B	2.61B	2.38B	2.15B
Stockholders Equity	-51.57M	-51.57M	-17.95M	294.21M	568.29M	1.18B
Cash Flow
Free Cash Flow	21.16M	17.37M	-14.27M	-34.08M	-5.67M	54.23M
Operating Cash Flow	22.10M	18.31M	-8.28M	-20.18M	19.99M	54.23M
Investing Cash Flow	21.21M	27.18M	35.83M	62.23M	-27.54M	43.54M
Financing Cash Flow	-58.62M	-63.23M	439.00K	-37.54M	12.27M	-87.97M

MT Educare Ltd Technical Analysis

Technical Analysis SentimentNegative

Last Price1.54

Price Trends

50DMA1.78Negative

100DMA1.89Negative

200DMA1.69Positive

Market Momentum

MACD-0.01Negative

RSI47.64Neutral

STOCH55.44Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:MTEDUCARE, the sentiment is Negative. The current price of 1.54 is below the 20-day moving average (MA) of 1.73, below the 50-day MA of 1.78, and below the 200-day MA of 1.69, indicating a neutral trend. The MACD of -0.01 indicates Negative momentum. The RSI at 47.64 is Neutral, neither overbought nor oversold. The STOCH value of 55.44 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:MTEDUCARE.

MT Educare Ltd Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IN:MTEDUCARE against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IN:NIITLTD	51Neutral	INR 9.15B	171.18	―	1.50%	5.76%	-83.30%
IN:CLEDUCATE	50Neutral	INR 2.36B	-10.53	―	―	28.52%	-21.18%
IN:TREEHOUSE	45Neutral	INR 249.63M	-0.92	―	―	-35.49%	-84.14%
IN:ZEELEARN	44Neutral	INR 1.81B	3.63	―	―	-2.80%	458.04%
IN:EDUCOMP	42Neutral	INR 109.00M	-0.30	―	―	―	―
IN:MTEDUCARE	40Underperform	INR 124.23M	-3.72	―	―	-28.24%	89.91%

* General Sector Average

Performance Comparison

IN:MTEDUCARE and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IN:MTEDUCARE	MT Educare Ltd	1.69	-0.35	-17.16%
IN:CLEDUCATE	CL Educate Ltd.	44.51	-44.49	-49.99%
IN:EDUCOMP	Educomp Solutions Limited	0.87	-0.53	-37.86%
IN:NIITLTD	NIIT Limited	69.29	-32.74	-32.09%
IN:TREEHOUSE	Tree House Education & Accessories Limited	6.25	-1.60	-20.38%
IN:ZEELEARN	Zee Learn Limited	5.60	-2.83	-33.57%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 25, 2026

MT Educare Ltd AI Stock Analysis