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Kotak Mahindra Bank Limited (KOTAKBANK) Stock Price & Analysis

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KOTAKBANK Stock Chart & Stats

₹488.00₹8.00(1.67%)
At close: 3:30 PM GMT+5:30
₹400₹425₹450₹475Aug 17Aug 31Sep 15Sep 28Oct 12Oct 26Nov 9
Day’s Range
INR 481.45 - INR 491.00
52-Week Range
INR 345.40 - INR 491.00
Previous Close
INR 480.00
Volume
N/A
Average Volume (3M)
1.70M
Market Cap
INR 4.77T
Enterprise Value
INR 4.38T
Total Cash (Recent Filing)
INR 1.01T
Total Debt (Recent Filing)
INR 1.23T
Price to Earnings (P/E)
22.6
Beta
0.77
Next Earnings
Jan 28, 2027 (Est.)
Dividend Yield
0.13%

Bulls Say, Bears Say

Bulls Say

Profitable Diversified Franchise

Kotak Mahindra Bank combines a broad banking franchise with multiple financial-services activities and has maintained healthy profitability while expanding revenue. This earnings base can support continued reinvestment, strengthen customer relationships, and provide resilience across different banking and fee-income cycles.

Growing Equity And Moderate Leverage

Consistent equity growth and a moderate leverage profile provide a stronger foundation for balance-sheet expansion than growth funded primarily through rising debt. Improving debt-to-equity in 2026 also supports financial flexibility and enhances the bank’s capacity to absorb normal credit or earnings volatility.

Recent Positive Cash Generation

Positive operating and free cash flow across the latest three reported years indicates that reported earnings have generally converted into usable cash. Cash generation near net income supports capital formation, lending growth, investment in the franchise, and ongoing financial flexibility over the medium term.

Bears Say

Material Revenue Growth Slowdown

The recent deceleration reduces the pace at which Kotak Mahindra Bank can expand its earnings base and may indicate more limited near-term operating momentum. Sustained slower growth could constrain scale benefits, reduce reinvestment capacity, and make future profitability more dependent on efficiency and mix.

Margin And ROE Pressure

Lower margins and operating profitability indicate that recent growth is producing less earnings from each unit of revenue. The concurrent ROE decline suggests weaker returns on the enlarged equity base, which could limit internal capital compounding and make durable profit growth harder to sustain.

Uneven Cash Conversion

Cash-flow volatility makes earnings quality and internal funding less consistent across reporting periods. Negative cash flow during 2023 and the sharp 2026 slowdown could complicate capital planning, reduce flexibility for expansion, and increase reliance on balance-sheet funding when cash conversion weakens.

Kotak Mahindra Bank Limited News

KOTAKBANK FAQ

What was Kotak Mahindra Bank Limited’s price range in the past 12 months?
Kotak Mahindra Bank Limited lowest stock price was ₹345.40 and its highest was ₹491.00 in the past 12 months.
What is Kotak Mahindra Bank Limited’s market cap?
Kotak Mahindra Bank Limited’s market cap is ₹4.77T.
When is Kotak Mahindra Bank Limited’s upcoming earnings report date?
Kotak Mahindra Bank Limited’s next earnings report is estimated for Jan 28, 2027 (not yet confirmed), which is in 77 days.
How were Kotak Mahindra Bank Limited’s earnings last quarter?
Kotak Mahindra Bank Limited released its earnings results on Oct 24, 2026. The company reported ₹4.2 earnings per share for the quarter, beating the consensus estimate of ₹4.193 by ₹0.007.
Is Kotak Mahindra Bank Limited overvalued?
According to Wall Street analysts Kotak Mahindra Bank Limited’s price is currently Undervalued.
Does Kotak Mahindra Bank Limited pay dividends?
Kotak Mahindra Bank Limited pays a dividend of ₹0.65 which represents an annual dividend yield of 0.13%. See more information on Kotak Mahindra Bank Limited dividends here
What is Kotak Mahindra Bank Limited’s EPS estimate?
Kotak Mahindra Bank Limited’s EPS estimate is 4.54.
How many shares outstanding does Kotak Mahindra Bank Limited have?
Kotak Mahindra Bank Limited has 9,947,881,000 shares outstanding.
What happened to Kotak Mahindra Bank Limited’s price movement after its last earnings report?
Kotak Mahindra Bank Limited reported an EPS of ₹4.2 in its last earnings report, beating expectations of ₹4.193. Following the earnings report the stock price went same ―.
Which hedge fund is a major shareholder of Kotak Mahindra Bank Limited?
Currently, no hedge funds are holding shares in IN:KOTAKBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology