Industrial Investment Trust Limited (IITL) AI Stock Analysis

1 Followers

Industrial Investment Trust Limited

(NSE:IITL)

Select Model

Rating:39.6Underperform

Price Target:INR 107.00▼(-8.97% Downside)

Action:downgraded

Date:10/24/26

The score is primarily constrained by severe earnings deterioration and inconsistent cash generation. The conservatively financed balance sheet is a significant strength, but negative valuation indicators and broadly bearish technical momentum keep the overall score low.

Positive Factors

Conservative Balance SheetLow leverage and a stable equity base provide IITL with a meaningful solvency cushion when earnings fluctuate. This reduces direct financial leverage pressure and preserves flexibility to absorb losses or support financing activities over the next several quarters.

Negative Factors

Sharp Earnings DeteriorationThe latest annual shift from prior profitability to negative revenue, operating profit and net income materially weakens confidence in earnings durability. Continued losses would reduce internal funding capacity and make the company more dependent on balance-sheet support.

Industrial Investment Trust Limited (IITL) vs. iShares MSCI India ETF (INDA)

Market Cap: INR 2.40B
Dividend Yield: ―
Average Volume (3M): 9,172
Price to Earnings (P/E): -64.0
Beta (1Y): 0.57
Revenue Growth: 36.00%
EPS Growth: ―
Country: India
Employees: 20
Sector: General
Sector Strength: 55
Industry: Financial - Credit Services

Industrial Investment Trust Limited Business Overview & Revenue Model

Company Description

Industrial Investment Trust Limited, an Indian non-banking financial institution with roots tracing back to its 1933 incorporation in Mumbai, offers a broad spectrum of services. The company's primary focus lies in investment management, deploying ca...

How the Company Makes Money

IITL’s earnings are primarily derived from income generated on its investment and finance activities. Key revenue streams typically include: (1) interest income from loans/advances and other interest-bearing financial assets (where applicable), (2) d...

Industrial Investment Trust Limited Financial Statement Overview

Summary

The low score reflects sharply deteriorating revenue and profitability, highly volatile cash flow, and a recent loss. A strong equity base and very low debt provide meaningful financial stability.

Income Statement

18Very Negative

Balance Sheet

72Positive

Cash Flow

35Negative

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	10.76M	-153.60M	312.56M	275.93M	70.91M	30.87M
Gross Profit	-37.00M	-196.75M	279.40M	227.33M	45.10M	4.67M
EBITDA	-66.29M	-135.02M	73.55M	778.06M	531.85M	366.08M
Net Income	-74.11M	-124.44M	40.05M	648.62M	449.45M	324.41M
Balance Sheet
Total Assets	0	4.26B	4.40B	4.36B	3.83B	3.49B
Cash, Cash Equivalents and Short-Term Investments	257.84M	257.84M	371.54M	560.76M	221.05M	2.53B
Total Debt	0	21.98M	23.94M	21.96M	995.02K	11.24M
Total Liabilities	-4.22B	41.88M	57.22M	67.64M	248.04M	350.39M
Stockholders Equity	4.22B	4.31B	4.43B	4.39B	3.74B	3.29B
Cash Flow
Free Cash Flow	653.65M	7.77M	101.15M	-454.50M	2.77B	-2.24B
Operating Cash Flow	653.95M	10.91M	131.97M	-448.39M	2.77B	-2.24B
Investing Cash Flow	-494.02M	-81.48M	-251.79M	433.76M	-2.74B	2.25B
Financing Cash Flow	-4.24M	-8.17M	20.00M	-4.88M	-10.70M	-6.80M

Industrial Investment Trust Limited Technical Analysis

Technical Analysis SentimentNegative

Last Price117.55

Price Trends

50DMA135.95Negative

100DMA136.06Negative

200DMA140.34Negative

Market Momentum

MACD-5.64Negative

RSI42.34Neutral

STOCH32.45Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:IITL, the sentiment is Negative. The current price of 117.55 is below the 20-day moving average (MA) of 121.49, below the 50-day MA of 135.95, and below the 200-day MA of 140.34, indicating a bearish trend. The MACD of -5.64 indicates Negative momentum. The RSI at 42.34 is Neutral, neither overbought nor oversold. The STOCH value of 32.45 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:IITL.

Industrial Investment Trust Limited Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IN:IITL against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IN:STARTECK	80Outperform	INR 2.44B	9.97	―	0.10%	38.86%	100.31%
IN:UYFINCORP	77Outperform	INR 5.56B	7.07	―	―	212.33%	340.67%
IN:CSLFINANCE	68Neutral	INR 5.01B	5.88	―	1.36%	21.05%	7.19%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IN:MANCREDIT	48Neutral	INR 5.04B	26.31	―	0.32%	47.35%	47.37%
IN:IITL	40Underperform	INR 2.40B	-64.03	―	―	36.00%	―

* General Sector Average

Performance Comparison

IN:IITL and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IN:IITL	Industrial Investment Trust Limited	117.55	-67.65	-36.53%
IN:ASCOM	Ascom Leasing & Investments Ltd.	169.20	-23.62	-12.25%
IN:CSLFINANCE	CSL Finance Limited	228.00	-21.26	-8.53%
IN:MANCREDIT	Mangal Credit & Fincorp Ltd.	237.05	58.82	33.00%
IN:STARTECK	Starteck Finance Ltd.	248.00	-51.15	-17.10%
IN:UYFINCORP	U. Y. Fincorp Limited	28.34	12.85	82.96%

Industrial Investment Trust Limited Corporate Events

Industrial Investment Trust Completes Equity Share Buyback and Publishes Post-Offer Disclosure

Sep 8, 2026

Industrial Investment Trust Limited has completed a share buyback of 16,66,667 fully paid-up equity shares at a price of INR 150 per share in cash on a proportionate basis. The company has announced that the post-offer public announcement for this bu...

Industrial Investment Trust Sets Record Date and Book Closure for September 2026 AGM

Aug 25, 2026

Industrial Investment Trust Limited, a listed financial and investment company in India trading under the symbol IITL, serves a wide shareholder base through its presence on BSE and NSE. Its corporate governance framework relies on coordinated engage...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Oct 23, 2026

Industrial Investment Trust Limited AI Stock Analysis