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EFC (I) Ltd.
(EFCIL)
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Rating:63Neutral
Price Target:
₹190.00
▼(-5.59% Downside)
Action:Reiterated
Date:08/30/26
The score is primarily constrained by weak cash-flow conversion and high leverage despite strong reported revenue and profit growth. Technicals are moderately constructive (above key short/mid-term averages with positive MACD), and valuation is supportive with a low P/E, but longer-term trend weakness (below 200 DMA) and cash-quality risk keep the overall score in the mid-range.
Positive Factors
Revenue and earnings growth
The sharp FY2026 increase in revenue and net income indicates substantial business expansion and stronger earnings capacity. If the higher scale is maintained, it can support reinvestment, improve operating leverage, and strengthen the company’s competitive position over the next several quarters.
Negative Factors
Elevated leverage
Rising debt-to-equity and higher absolute debt increase the company’s financial obligations and reduce flexibility if operating conditions weaken. Elevated leverage can also constrain future investment and capital allocation, making sustained cash generation more important to preserving balance-sheet stability.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and earnings growth
The sharp FY2026 increase in revenue and net income indicates substantial business expansion and stronger earnings capacity. If the higher scale is maintained, it can support reinvestment, improve operating leverage, and strengthen the company’s competitive position over the next several quarters.
Read all positive factors
EFC (I) Ltd. (EFCIL) vs. iShares MSCI India ETF (INDA)
Market Cap
₹26.36B
Dividend YieldN/A
Average Volume (3M)54.66K
Price to Earnings (P/E)8.9
Beta (1Y)1.28
Revenue Growth42.05%
EPS Growth42.32%
CountryIN
Employees413
SectorGeneral
Sector StrengthN/A
IndustryReal Estate - Services
Share Statistics
EPS (TTM)8.85
Shares Outstanding147,946,170
10 Day Avg. Volume7,409
30 Day Avg. Volume54,662
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)3.08
Price to Sales (P/S)2.40
P/FCF Ratio71.93
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)20.2
Revenue Forecast (FY)₹13.96B
EFC (I) Ltd. Business Overview & Revenue Model
Company Description
EFC (I) Limited is an Indian firm primarily engaged in the real estate leasing sector. Its activities are segmented across Rental, Interior, and Furniture operations. The company's real estate ventures encompass the development, acquisition, sale,...
EFC (I) Ltd. Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
58
Neutral
Cash Flow
36
Negative
| Breakdown | TTM | Mar 2025 | Mar 2024 |
|---|---|---|---|
Income Statement | |||
| Total Revenue | 4.66B | 10.37B | 6.57B |
| Gross Profit | 3.01B | 4.42B | 34.19M |
| EBITDA | 2.25B | 4.68B | 3.42B |
| Net Income | 754.42M | 2.32B | 1.13B |
Balance Sheet | |||
| Total Assets | 21.71B | 26.75B | 16.99B |
| Cash, Cash Equivalents and Short-Term Investments | 1.50B | 882.93M | 1.41B |
| Total Debt | 11.02B | 14.06B | 8.78B |
| Total Liabilities | 14.87B | 18.61B | 11.18B |
| Stockholders Equity | 6.22B | 8.07B | 5.43B |
Cash Flow | |||
| Free Cash Flow | 634.34M | 345.35M | -117.62M |
| Operating Cash Flow | 444.11M | 345.35M | 1.34B |
| Investing Cash Flow | 3.43B | 968.69M | -1.05B |
| Financing Cash Flow | -3.91B | -1.38B | -243.72M |
EFC (I) Ltd. Technical Analysis
Negative
201.25
Price Trends
190.50
Negative
188.67
Negative
215.91
Negative
Market Momentum
-3.53
Positive
37.33
Neutral
12.28
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:EFCIL, the sentiment is Negative. The current price of 201.25 is above the 20-day moving average (MA) of 192.10, above the 50-day MA of 190.50, and below the 200-day MA of 215.91, indicating a bearish trend. The MACD of -3.53 indicates Positive momentum. The RSI at 37.33 is Neutral, neither overbought nor oversold. The STOCH value of 12.28 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:EFCIL.
EFC (I) Ltd. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Outperform | ₹18.82B | 21.81 | ― | 0.49% | 0.44% | 48.60% | |
68 Neutral | ₹26.43B | 10.72 | ― | 6.18% | 17.72% | -36.14% | |
63 Neutral | ₹26.36B | 8.94 | ― | ― | 42.05% | 42.32% | |
57 Neutral | ₹16.63B | 60.13 | ― | 3.82% | -86.94% | ― | |
56 Neutral | ₹38.98B | 107.05 | ― | 0.63% | 16.93% | ― | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
54 Neutral | ₹14.15B | 15.91 | ― | 0.39% | 37.86% | 57.21% |
* General Sector Average
IN:EFCIL
EFC (I) Ltd.
178.75
-140.87
-44.07%
IN:ALLCARGO
Allcargo Logistics Limited
10.99
-1.01
-8.42%
IN:GATEWAY
Gateway Distriparks Limited
52.55
-8.14
-13.41%
IN:MAHLOG
Mahindra Logistics Ltd.
399.35
38.19
10.57%
IN:SPMLINFRA
SPML Infra Limited
168.00
-104.75
-38.41%
IN:SYNCOMF
Syncom Formulation (India) Ltd.
19.80
2.24
12.76%
EFC (I) Ltd. Corporate Events
EFC (I) Limited Details ESG Progress in 2025-26 Sustainability Report
Sep 8, 2026
EFC (I) Limited has released its Business Responsibility and Sustainability Report for the 2025-26 financial year, which forms part of the company’s annual report and is available on its website. The disclosure complies with Regulation 34(2)...
EFC (I) Ltd unlocks INR 39 crore by selling Pune SPV, retains coworking operations
Sep 4, 2026
EFC (I) Limited has completed the sale of its entire 100 percent equity stake in Sanvritti Alpha Private Limited, the special purpose vehicle holding two floors in Pune’s Konark Alpha Building, for a consideration of INR 39 crore. The asset,...
EFC (I) Ltd. Issues Corrigendum to Postal Ballot Notice, Widens Shareholder Disclosure
Aug 23, 2026
EFC (I) Ltd. has issued a corrigendum to its postal ballot notice dated August 18, 2026 in order to supplement the explanatory statement for Item No. 1 and clarify information being presented to shareholders ahead of their vote. The corrigendum ha...
EFC (I) Ltd. Confirms Electronic Dispatch of Postal Ballot Notice and E‑Voting Details
Jul 31, 2026
EFC (I) Ltd. is an Indian listed company headquartered in Pune, Maharashtra, with its registered office at VB Capitol Building in Shivajinagar. The company’s equity shares are traded on BSE under scrip code 512008 and on the National Stock E...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.