Edelweiss Financial Services Limited (EDELWEISS) AI Stock Analysis

5 Followers

Edelweiss Financial Services Limited

(NSE:EDELWEISS)

Select Model

Rating:58Neutral

Price Target:INR 132.00▼(-3.23% Downside)

Action:reiterated

Date:11/07/26

The score is primarily constrained by high leverage and unstable cash generation. Improving revenue, profitability, and a moderate valuation provide support, while mixed technical momentum limits the upside assessment.

Positive Factors

Strong Revenue and Earnings ReboundThe strong FY2026 revenue rebound, accompanied by higher absolute net income, indicates renewed business activity across the group. If this growth persists, it can expand the earnings base, support reinvestment across financial-services franchises, and strengthen operating scale over the next several quarters.

Negative Factors

High Financial LeverageHigh leverage leaves Edelweiss more sensitive to credit stress, funding conditions, and changes in the value of financial assets. Rising debt relative to comparatively modest equity also limits balance-sheet flexibility and can constrain the group’s ability to absorb losses or pursue growth.

Edelweiss Financial Services Limited (EDELWEISS) vs. iShares MSCI India ETF (INDA)

Market Cap: INR 128.91B
Dividend Yield: 1.10%
Average Volume (3M): 466.63K
Price to Earnings (P/E): 18.4
Beta (1Y): 1.13
Revenue Growth: 37.37%
EPS Growth: 54.30%
Country: India
Employees: 6,194
Sector: General
Sector Strength: 55
Industry: Financial - Conglomerates

Edelweiss Financial Services Limited Business Overview & Revenue Model

Company Description

Operating within India, Edelweiss Financial Services Limited provides a broad spectrum of financial products and services to its varied client base, which includes corporations, individual investors, and institutions. Its lending portfolio encompasse...

How the Company Makes Money

Edelweiss makes money primarily by earning (1) interest income and fees from its credit businesses, (2) management and distribution fees from asset/wealth businesses, and (3) insurance-related income through its insurance operations and/or distributi...

Edelweiss Financial Services Limited Financial Statement Overview

Summary

Revenue growth and improving EBIT margins are positive, but high leverage, thin net margins, and sharply negative FY2026 operating cash flow materially weaken financial quality.

Income Statement

72Positive

Balance Sheet

58Neutral

Cash Flow

45Neutral

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	73.45B	108.65B	82.02B	84.16B	74.20B	68.07B
Gross Profit	48.40B	66.45B	56.65B	56.29B	48.45B	38.22B
EBITDA	5.91B	9.71B	9.49B	5.64B	5.36B	3.79B
Net Income	4.25B	5.47B	3.99B	4.21B	3.44B	1.89B
Balance Sheet
Total Assets	421.77B	437.41B	416.23B	429.20B	440.64B	432.80B
Cash, Cash Equivalents and Short-Term Investments	31.80B	34.80B	49.38B	33.31B	27.46B	20.24B
Total Debt	194.59B	185.95B	180.04B	203.56B	217.34B	227.64B
Total Liabilities	365.40B	377.98B	357.04B	368.70B	362.18B	356.87B
Stockholders Equity	44.18B	46.23B	44.25B	47.62B	67.44B	65.37B
Cash Flow
Free Cash Flow	-7.53B	-9.65B	18.86B	28.06B	16.38B	54.89B
Operating Cash Flow	-7.03B	-8.95B	20.52B	28.94B	17.20B	55.92B
Investing Cash Flow	-15.48B	-16.63B	37.26B	-4.82B	7.46B	-10.58B
Financing Cash Flow	518.20M	5.55B	-34.28B	-27.85B	-17.08B	-64.44B

Edelweiss Financial Services Limited Technical Analysis

Technical Analysis SentimentPositive

Last Price136.40

Price Trends

50DMA131.08Positive

100DMA125.56Positive

200DMA118.79Positive

Market Momentum

MACD0.34Negative

RSI62.30Neutral

STOCH89.52Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:EDELWEISS, the sentiment is Positive. The current price of 136.40 is above the 20-day moving average (MA) of 126.62, above the 50-day MA of 131.08, and above the 200-day MA of 118.79, indicating a bullish trend. The MACD of 0.34 indicates Negative momentum. The RSI at 62.30 is Neutral, neither overbought nor oversold. The STOCH value of 89.52 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:EDELWEISS.

Edelweiss Financial Services Limited Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IN:EDELWEISS against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IN:IIFLCAPS	75Outperform	INR 111.95B	18.06	―	0.85%	7.60%	3.87%
IN:DAMCAPITAL	70Outperform	INR 10.19B	29.93	―	0.70%	―	―
IN:MOTILALOFS	65Neutral	INR 735.63B	27.22	―	0.49%	44.44%	32.75%
IN:ANGELONE	64Neutral	INR 319.38B	27.52	―	1.85%	21.45%	46.53%
IN:EDELWEISS	58Neutral	INR 129.17B	18.38	―	1.10%	37.37%	54.30%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IN:CHOICEIN	54Neutral	INR 162.16B	61.28	―	―	33.57%	22.48%

* General Sector Average

Performance Comparison

IN:EDELWEISS and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IN:EDELWEISS	Edelweiss Financial Services Limited	136.40	20.58	17.77%
IN:ANGELONE	Angel One Limited	349.00	71.09	25.58%
IN:CHOICEIN	Choice International Limited	727.90	-61.65	-7.81%
IN:IIFLCAPS	IIFL Capital Services Ltd	354.80	44.84	14.47%
IN:MOTILALOFS	Motilal Oswal Financial Services Limited	1220.00	243.78	24.97%
IN:DAMCAPITAL	DAM Capital Advisors Ltd.	144.15	-106.21	-42.42%

Edelweiss Financial Services Limited Corporate Events

Edelweiss launches ₹3,000 million secured NCD public issue

Sep 21, 2026

Edelweiss Financial Services Limited has launched a public issue of secured, redeemable non-convertible debentures with a total issue size of up to ₹3,000 million and face value of ₹1,000 per NCD. The issue offers 10 fixed-coupon series with tenures...

Edelweiss Subsidiary Comtrade Secures SEBI Settlement With No Financial Impact

Sep 15, 2026

Edelweiss Financial Services has disclosed that its wholly owned subsidiary, Comtrade Commodities Services Limited, has secured a favourable settlement order from the Securities and Exchange Board of India under the National Spot Exchange Limited Set...

Edelweiss to Raise Up to ₹3,000 Million via Secured NCD Public Issue

Sep 10, 2026

Edelweiss Financial Services Limited has approved a public issue of 3,000,000 secured, redeemable non-convertible debentures with a face value of ₹1,000 each, for a total amount of up to ₹3,000 million, comprising a base issue of ₹1,500 million and a...

Edelweiss Life Insurance Warned by IRDAI; Six-Month Freeze on New Offices

Aug 21, 2026

Edelweiss Financial Services has disclosed that its subsidiary Edelweiss Life Insurance Company received a warning from the Insurance Regulatory and Development Authority of India for non-compliance with the regulator’s 2024 rules on expenses of mana...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 07, 2026

Edelweiss Financial Services Limited AI Stock Analysis