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Capri Global Capital Limited
(CGCL)
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Rating:61Neutral
Price Target:
₹260.00
▲(6.19% Upside)
Action:Reiterated
Date:10/07/26
The score is led by improving financial performance (strong growth and higher margins) but is held back by high leverage and a history of volatile cash flows. Technical indicators add caution due to weak near-term momentum, while valuation is a supportive factor with a moderate P/E and a high dividend yield.
Positive Factors
Strong Revenue Growth
FY2026 revenue reached 47.4B, up 31.9%, continuing a multi-year growth trajectory. This indicates expanding lending activity and provides a stronger base for operating leverage, reinvestment, and sustained earnings generation over the next several quarters, provided credit performance remains sound.
Negative Factors
Elevated Leverage
Leverage remains elevated, with debt-to-equity around 3.35x and debt increasing faster than equity. This structure can amplify returns during favorable periods, but it also raises sensitivity to funding costs and asset-quality deterioration, potentially limiting financial flexibility through a weaker credit cycle.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Revenue Growth
FY2026 revenue reached 47.4B, up 31.9%, continuing a multi-year growth trajectory. This indicates expanding lending activity and provides a stronger base for operating leverage, reinvestment, and sustained earnings generation over the next several quarters, provided credit performance remains sound.
Read all positive factors
Capri Global Capital Limited (CGCL) vs. iShares MSCI India ETF (INDA)
Market Cap
₹237.56B
Dividend Yield0.08%
Average Volume (3M)477.97K
Price to Earnings (P/E)21.4
Beta (1Y)0.93
Revenue Growth50.33%
EPS Growth69.09%
CountryIN
Employees9,786
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)11.71
Shares Outstanding962,154,000
10 Day Avg. Volume93,456
30 Day Avg. Volume477,968
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)2.16
Price to Sales (P/S)3.28
P/FCF Ratio12.71
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)14.43
Revenue Forecast (FY)₹46.10B
Capri Global Capital Limited Business Overview & Revenue Model
Company Description
Capri Global Capital Limited, an Indian non-banking financial institution established in Mumbai in 1994, offers a wide array of financial services throughout the country. Its product portfolio includes various lending solutions such as home loans,...
How the Company Makes Money
CGCL makes money primarily through lending activities and associated financial services. Its core revenue model is spread-based: it raises funds (via bank borrowings, market instruments, securitisation/assignment where applicable, and other fundin...
Capri Global Capital Limited Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
54
Neutral
Cash Flow
46
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 53.18B | 47.42B | 29.04B | 20.82B | 13.26B | 8.86B |
| Gross Profit | 30.00B | 26.39B | 8.57B | 6.02B | 4.25B | 3.82B |
| EBITDA | 16.65B | 13.67B | 7.68B | 4.88B | 3.28B | 2.86B |
| Net Income | 11.28B | 9.49B | 4.79B | 2.79B | 2.05B | 2.05B |
Balance Sheet | ||||||
| Total Assets | 0.00 | 326.76B | 208.31B | 151.50B | 117.95B | 71.53B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 21.23B | 15.31B | 8.66B | 15.10B | 5.72B |
| Total Debt | 0.00 | 241.12B | 155.77B | 104.07B | 77.04B | 48.57B |
| Total Liabilities | -72.03B | 254.73B | 165.27B | 113.13B | 82.29B | 52.30B |
| Stockholders Equity | 72.03B | 72.03B | 43.04B | 38.37B | 35.65B | 19.22B |
Cash Flow | ||||||
| Free Cash Flow | -22.73B | 12.25B | -43.77B | -37.68B | -31.25B | -13.53B |
| Operating Cash Flow | -22.53B | 12.85B | -43.12B | -37.00B | -29.94B | -13.41B |
| Investing Cash Flow | -39.12M | -111.01B | 600.48M | -70.51M | 520.93M | 3.17B |
| Financing Cash Flow | 25.68B | 103.91B | 51.18B | 28.70B | 40.96B | 11.76B |
Capri Global Capital Limited Technical Analysis
Positive
244.85
Price Trends
247.03
Positive
233.13
Positive
204.92
Positive
Market Momentum
-1.13
Positive
47.08
Neutral
17.95
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CGCL, the sentiment is Positive. The current price of 244.85 is below the 20-day moving average (MA) of 258.91, below the 50-day MA of 247.03, and above the 200-day MA of 204.92, indicating a neutral trend. The MACD of -1.13 indicates Positive momentum. The RSI at 47.08 is Neutral, neither overbought nor oversold. The STOCH value of 17.95 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:CGCL.
Capri Global Capital Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
67 Neutral | ₹267.54B | 9.87 | ― | 0.09% | 17.75% | 21.10% | |
65 Neutral | ₹256.47B | 11.90 | ― | 0.68% | 37.25% | 548.30% | |
61 Neutral | ₹237.56B | 21.41 | ― | 0.08% | 50.33% | 69.09% | |
58 Neutral | ₹48.46B | 12.51 | ― | 0.74% | 23.25% | 21.56% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
53 Neutral | ₹405.61B | 47.20 | ― | 0.84% | 73.47% | ― | |
47 Neutral | ₹32.21B | -8.28 | ― | 1.08% | -1.90% | -151.41% |
* General Sector Average
IN:CGCL
Capri Global Capital Limited
250.45
60.99
32.19%
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Capri Global Capital Limited Corporate Events
Capri Global Capital Fully Redeems Rs 20 Crore Commercial Paper on Schedule
Oct 5, 2026
Capri Global Capital Limited has notified stock exchanges that it has fully redeemed a tranche of its listed commercial paper, in line with Regulation 57 of the SEBI Listing Obligations and Disclosure Requirements Regulations, 2015. The principal ...
Capri Global Capital Fully Redeems Listed Commercial Paper on Maturity
Oct 1, 2026
Capri Global Capital Limited has notified the exchanges that it has fully redeemed a tranche of its listed commercial paper upon maturity, in line with the terms of issue and regulatory requirements. The company confirmed payment of the entire pri...
Capri Global Shareholders Clear All Resolutions at 32nd AGM, Dividend Timeline Set
Sep 22, 2026
Capri Global Capital Limited held its 32nd Annual General Meeting on 22 September 2026 via video conferencing, with the registered office in Mumbai treated as the deemed venue. The virtual meeting complied with MCA and SEBI norms, saw full board a...
Capri Global Shareholders Clear FY26 Accounts, Dividend and Director Reappointment at Virtual AGM
Sep 22, 2026
Capri Global Capital Limited held its 32nd Annual General Meeting for the 2025-26 financial year on September 22, 2026 via video conferencing and other audio-visual means. The meeting, attended by shareholders through remote participation, ran fro...
Capri Global Capital Reappoints Independent Directors to Bolster Governance
Sep 22, 2026
Capri Global Capital Limited’s shareholders have approved the re-appointment of Dr. Nupur Mukherjee and Mr. Shishir Priyadarshi as independent directors, effective January 27, 2027, at the company’s 32nd annual general meeting held on ...
Capri Global reappoints independent directors to strengthen board oversight
Sep 22, 2026
Capri Global Capital Limited’s shareholders have approved the re-appointment of Dr. Nupur Mukherjee and Mr. Shishir Priyadarshi as Independent Directors at the company’s 32nd Annual General Meeting held on September 22, 2026. Their new...
Capri Global gets shareholder nod on FY26 accounts, dividend and director reappointment
Sep 22, 2026
Capri Global Capital Limited held its 32nd Annual General Meeting for the 2025-26 financial year via video conferencing and other audio-visual means on September 22, 2026, enabling shareholders to participate remotely. The meeting followed SEBI Li...
Capri Loans launches pan-India ‘Vyapar Mahotsav’ gold loan offer
Sep 16, 2026
Capri Loans has launched ‘Vyapar Mahotsav’, a four-day, pan-India promotional campaign offering gold loans at interest rates starting at 11% per annum. Running from September 16 to 19, 2026, the initiative features zero processing fees...
Capri Global Files August 2026 ALM Report With RBI and BSE
Sep 15, 2026
Capri Global Capital Limited has submitted its Asset Liability Management (ALM) statement as of August 31, 2026, to the Reserve Bank of India, in line with SEBI’s regulations on non-convertible securities and the latest master circular on di...
Capri Global Clears Terms for $300 Million Senior Secured Notes Under GMTN Programme
Sep 1, 2026
Capri Global Capital Limited has approved the pricing, tenure and key terms of U.S.$300 million 7.55% senior secured notes due 2029, to be issued under its U.S.$1 billion global medium term note programme. The decision, taken by the management com...
Capri Global Clears Terms for $300 Million Senior Secured Notes Under $1 Billion GMTN
Sep 1, 2026
Capri Global Capital Limited’s management committee has approved the pricing, tenure and other key terms for a U.S.$300 million 7.55% Senior Secured Notes issue due 2029 under its U.S.$1 billion global medium term note programme. The committ...
CareEdge assigns BB-/Positive rating to Capri Global’s US$300 million notes
Sep 1, 2026
Capri Global Capital Limited has secured a credit rating of CareEdge BB-/Positive from CareEdge Global IFSC Limited for its proposed US$300 million senior secured notes, which will be issued under the company’s US$1 billion Global Medium Ter...
Capri Global Publishes Investor Presentation for September 2026 Roadshow
Sep 1, 2026
Capri Global Capital Limited has informed the stock exchanges that it has prepared a roadshow and investor presentation for a scheduled investor meeting on September 1, 2026. The presentation has been uploaded to the company’s website and a ...
Capri Global Confirms Dispatch of AGM Notice and Launches Remote E-Voting
Aug 30, 2026
Capri Global Capital Limited has confirmed that it has dispatched the notice for its 32nd Annual General Meeting, scheduled to be held on Tuesday, September 22, 2026, via video conferencing or other audio-visual means. The company has also informe...
Capri Global Schedules Analyst Meet to Discuss Q1 FY27 Business Update
Aug 10, 2026
Capri Global Capital Limited has notified the stock exchanges that its representatives will participate in an in-person group meeting with buy-side analysts and investors in Mumbai on August 13, 2026, organized by Emkay Global Financial Services. ...
Capri Global Schedules Virtual Investor Meet on August 3, 2026
Jul 29, 2026
Capri Global Capital Limited has notified stock exchanges that its representatives will participate in a group meeting with analysts and institutional investors on August 3, 2026, at 12:00 p.m. IST. The Global Investor Call, organized by Capri Glo...
Capri Global Strengthens Senior Bench With New HR and Collections Chiefs
Jul 8, 2026
Capri Global Capital Limited has approved the appointment of Mr. Ignatius Kaitha as Chief Human Resource Officer and designated him as Senior Management Personnel, effective July 8, 2026. Kaitha brings over two decades of HR leadership in major ba...
Capri Global bolsters leadership with new HR and collections chiefs
Jul 8, 2026
Capri Global Capital Limited has strengthened its senior leadership team with the appointment of Ignatius Kaitha as Chief Human Resource Officer and Ateet Parikh as Chief Collection Officer, both designated as senior management personnel. The appo...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.