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Capri Global Capital Limited (CGCL) AI Stock Analysis
Capri Global Capital Limited
(NSE:CGCL)
Strong growth, improving profitability, and positive cash generation are the primary strengths. The score is moderated by elevated leverage and weak near-term technical momentum, while valuation remains supportive due to the high dividend yield.
Capri Global Capital Limited (CGCL) vs. iShares MSCI India ETF (INDA)
- Market Cap
- INR 221.53B
- Dividend Yield
- 0.09%
- Average Volume (3M)
- 374.79K
- Price to Earnings (P/E)
- 16.9
- Beta (1Y)
- 0.87
- Revenue Growth
- 53.04%
- EPS Growth
- 65.82%
- Country
- India
- Employees
- 9,786
- Sector
- General
- Sector Strength
- 55
- Industry
- Financial - Credit Services
Capri Global Capital Limited Business Overview & Revenue Model
Company Description
Capri Global Capital Limited, an Indian non-banking financial institution established in Mumbai in 1994, offers a wide array of financial services throughout the country. Its product portfolio includes various lending solutions such as home loans, ho...
How the Company Makes Money
CGCL makes money primarily through lending activities and associated financial services. Its core revenue model is spread-based: it raises funds (via bank borrowings, market instruments, securitisation/assignment where applicable, and other funding l...
Capri Global Capital Limited Financial Statement Overview
Summary
Strong FY2026 revenue growth, expanding profitability, and a shift to positive operating and free cash flow support the score. Elevated leverage and a debt-to-equity ratio of 3.35 remain meaningful risks.
Income Statement
88Very PositiveBalance Sheet
65PositiveCash Flow
72Positive| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 53.18B | 47.42B | 29.04B | 20.82B | 13.26B | 8.86B |
| Gross Profit | 30.00B | 26.39B | 8.57B | 6.02B | 4.25B | 3.82B |
| EBITDA | 16.65B | 13.67B | 7.68B | 4.88B | 3.28B | 2.86B |
| Net Income | 11.28B | 9.49B | 4.79B | 2.79B | 2.05B | 2.05B |
Balance Sheet | ||||||
| Total Assets | 0 | 326.76B | 208.31B | 151.50B | 117.95B | 71.53B |
| Cash, Cash Equivalents and Short-Term Investments | 0 | 21.23B | 15.31B | 8.66B | 15.10B | 5.72B |
| Total Debt | 0 | 241.12B | 155.77B | 104.07B | 77.04B | 48.57B |
| Total Liabilities | -72.03B | 254.73B | 165.27B | 113.13B | 82.29B | 52.30B |
| Stockholders Equity | 72.03B | 72.03B | 43.04B | 38.37B | 35.65B | 19.22B |
Cash Flow | ||||||
| Free Cash Flow | -22.73B | 12.25B | -43.77B | -37.68B | -31.25B | -13.53B |
| Operating Cash Flow | -22.53B | 12.85B | -43.12B | -37.00B | -29.94B | -13.41B |
| Investing Cash Flow | -39.12M | -111.01B | 600.48M | -70.51M | 520.93M | 3.17B |
| Financing Cash Flow | 25.68B | 103.91B | 51.18B | 28.70B | 40.96B | 11.76B |
Capri Global Capital Limited Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CGCL, the sentiment is Negative. The current price of 230.55 is below the 20-day moving average (MA) of 241.25, below the 50-day MA of 250.13, and above the 200-day MA of 209.59, indicating a neutral trend. The MACD of -5.52 indicates Positive momentum. The RSI at 35.07 is Neutral, neither overbought nor oversold. The STOCH value of 4.94 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:CGCL.
Capri Global Capital Limited Peers Comparison
Overall Rating
IN:CHOLAHLDNG75Outperform- IN:CGCL74Outperform
IN:IIFL66Neutral
IN:MASFIN66Neutral
IN:POONAWALLA60Neutral
IN:INDOSTAR48Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| IN:CHOLAHLDNG | 75Outperform | INR 253.88B | 9.51 | ― | 0.10% | 17.75% | 21.10% |
| IN:CGCL | 74Outperform | INR 221.82B | 16.92 | ― | 0.09% | 53.04% | 65.82% |
| IN:IIFL | 66Neutral | INR 225.36B | 9.01 | ― | 0.76% | 36.50% | 190.08% |
| IN:MASFIN | 66Neutral | INR 44.29B | 10.64 | ― | 0.82% | 22.71% | 23.45% |
| IN:POONAWALLA | 60Neutral | INR 407.10B | 35.96 | ― | ― | 77.08% | 358.18% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| IN:INDOSTAR | 48Neutral | INR 29.63B | -7.57 | ― | ― | -1.90% | -151.41% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| IN:CGCL | Capri Global Capital Limited | 230.55 | 27.40 | 13.49% | |
| IN:CHOLAHLDNG | Cholamandalam Financial Holdings Ltd | 1352.00 | -650.97 | -32.50% | |
| IN:IIFL | IIFL Finance Limited | 528.00 | -8.23 | -1.54% | |
| IN:INDOSTAR | IndoStar Capital Finance Limited | 183.30 | -73.75 | -28.69% | |
| IN:MASFIN | MAS Financial Services Ltd. | 244.10 | -74.17 | -23.31% | |
| IN:POONAWALLA | Poonawalla Fincorp Limited | 462.30 | -12.40 | -2.61% |
Capri Global Capital Limited Corporate Events
Capri Global files September 2026 ALM report with RBI and stock exchanges
Capri Global Capital Limited has submitted its Asset Liability Management (ALM) statement as of September 30, 2026, to the Reserve Bank of India in line with SEBI’s regulations for non-convertible securities. The disclosure, filed across Indian...
Capri Global Capital Fully Redeems Rs 20 Crore Commercial Paper on Schedule
Capri Global Capital Limited has notified stock exchanges that it has fully redeemed a tranche of its listed commercial paper, in line with Regulation 57 of the SEBI Listing Obligations and Disclosure Requirements Regulations, 2015. The principal amo...
Capri Global Capital Fully Redeems Listed Commercial Paper on Maturity
Capri Global Capital Limited has notified the exchanges that it has fully redeemed a tranche of its listed commercial paper upon maturity, in line with the terms of issue and regulatory requirements. The company confirmed payment of the entire princi...
Capri Global Shareholders Clear All Resolutions at 32nd AGM, Dividend Timeline Set
Capri Global Capital Limited held its 32nd Annual General Meeting on 22 September 2026 via video conferencing, with the registered office in Mumbai treated as the deemed venue. The virtual meeting complied with MCA and SEBI norms, saw full board atte...
Capri Global Shareholders Clear FY26 Accounts, Dividend and Director Reappointment at Virtual AGM
Capri Global Capital Limited held its 32nd Annual General Meeting for the 2025-26 financial year on September 22, 2026 via video conferencing and other audio-visual means. The meeting, attended by shareholders through remote participation, ran from 4...
Capri Global Capital Reappoints Independent Directors to Bolster Governance
Capri Global Capital Limited’s shareholders have approved the re-appointment of Dr. Nupur Mukherjee and Mr. Shishir Priyadarshi as independent directors, effective January 27, 2027, at the company’s 32nd annual general meeting held on Sep...
Capri Global reappoints independent directors to strengthen board oversight
Capri Global Capital Limited’s shareholders have approved the re-appointment of Dr. Nupur Mukherjee and Mr. Shishir Priyadarshi as Independent Directors at the company’s 32nd Annual General Meeting held on September 22, 2026. Their new te...
Capri Global gets shareholder nod on FY26 accounts, dividend and director reappointment
Capri Global Capital Limited held its 32nd Annual General Meeting for the 2025-26 financial year via video conferencing and other audio-visual means on September 22, 2026, enabling shareholders to participate remotely. The meeting followed SEBI Listi...
Capri Loans launches pan-India ‘Vyapar Mahotsav’ gold loan offer
Capri Loans has launched ‘Vyapar Mahotsav’, a four-day, pan-India promotional campaign offering gold loans at interest rates starting at 11% per annum. Running from September 16 to 19, 2026, the initiative features zero processing fees an...
Capri Global Files August 2026 ALM Report With RBI and BSE
Capri Global Capital Limited has submitted its Asset Liability Management (ALM) statement as of August 31, 2026, to the Reserve Bank of India, in line with SEBI’s regulations on non-convertible securities and the latest master circular on discl...
Capri Global Clears Terms for $300 Million Senior Secured Notes Under GMTN Programme
Capri Global Capital Limited has approved the pricing, tenure and key terms of U.S.$300 million 7.55% senior secured notes due 2029, to be issued under its U.S.$1 billion global medium term note programme. The decision, taken by the management commit...
Capri Global Clears Terms for $300 Million Senior Secured Notes Under $1 Billion GMTN
Capri Global Capital Limited’s management committee has approved the pricing, tenure and other key terms for a U.S.$300 million 7.55% Senior Secured Notes issue due 2029 under its U.S.$1 billion global medium term note programme. The committee...
CareEdge assigns BB-/Positive rating to Capri Global’s US$300 million notes
Capri Global Capital Limited has secured a credit rating of CareEdge BB-/Positive from CareEdge Global IFSC Limited for its proposed US$300 million senior secured notes, which will be issued under the company’s US$1 billion Global Medium Term N...
Capri Global Publishes Investor Presentation for September 2026 Roadshow
Capri Global Capital Limited has informed the stock exchanges that it has prepared a roadshow and investor presentation for a scheduled investor meeting on September 1, 2026. The presentation has been uploaded to the company’s website and a spe...
Capri Global Confirms Dispatch of AGM Notice and Launches Remote E-Voting
Capri Global Capital Limited has confirmed that it has dispatched the notice for its 32nd Annual General Meeting, scheduled to be held on Tuesday, September 22, 2026, via video conferencing or other audio-visual means. The company has also informed s...
Capri Global Schedules Analyst Meet to Discuss Q1 FY27 Business Update
Capri Global Capital Limited has notified the stock exchanges that its representatives will participate in an in-person group meeting with buy-side analysts and investors in Mumbai on August 13, 2026, organized by Emkay Global Financial Services. The...
Capri Global Schedules Virtual Investor Meet on August 3, 2026
Capri Global Capital Limited has notified stock exchanges that its representatives will participate in a group meeting with analysts and institutional investors on August 3, 2026, at 12:00 p.m. IST. The Global Investor Call, organized by Capri Global...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 07, 2026