Terminal X (TRX) AI Stock Analysis

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Terminal X

(TASE:TRX)

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Rating:64Neutral

Price Target:ILA 824.00▲(11.97% Upside)

Action:reiterated

Date:08/27/26

The score is driven primarily by an improving financial profile — sustained profitability after years of losses, meaningful deleveraging, rising return on equity and healthy free cash flow conversion. This is tempered by margin compression, a thin net margin and slowing revenue growth, which leave limited cushion if demand softens. Technically, the stock trades below its 50-, 100- and 200-day averages with negative MACD, signalling a weakening trend despite a neutral RSI. Valuation is also a mild headwind, as a P/E near 27 looks demanding for the current growth rate, though a dividend yield of about 2.78% offers some compensation.

Positive Factors

Profitability turnaroundThe return to positive profitability indicates that Terminal X has improved its operating economics after several loss-making years. Positive net and operating margins provide a stronger base for reinvestment, debt service, and sustained earnings generation over the coming quarters.

Negative Factors

Slowing revenue momentumModerating revenue growth could limit operating leverage and make it harder for Terminal X to expand earnings at its earlier pace. If slower top-line momentum persists, the company may have less scope to absorb costs, invest in growth, or offset pressure elsewhere in the business.

Terminal X (TRX) vs. iShares MSCI Israel ETF (EIS)

Market Cap: ILS 939.91M
Dividend Yield: 3.73%
Average Volume (3M): 45.37K
Price to Earnings (P/E): 26.6
Beta (1Y): 0.95
Revenue Growth: 19.60%
EPS Growth: 22.51%
Country: Israel
Employees: 263
Sector: General
Sector Strength: 55
Industry: Specialty Retail

Terminal X Business Overview & Revenue Model

Company Description

Operating as a multi-brand online enterprise, Terminal X Online Ltd. provides a comprehensive selection of clothing. This includes garments for men, women, boys, girls, teenagers, and infants, available across numerous labels. Beyond apparel, their p...

Terminal X Financial Statement Overview

Summary

Terminal X shows a credible turnaround: revenue nearly doubled since 2021 to ILS 614 million TTM, losses converted into growing profits (ILS 33.2 million TTM), and operating margin reached about 9.2%. The balance sheet is the strongest pillar — debt cut to roughly ILS 156 million, debt-to-equity improved to about 0.59, and ROE up to 13.0%. Free cash flow is solidly positive at roughly ILS 62 million with about 91% conversion of net income. Offsetting these strengths are a gross margin sliding from about 45% to 40%, a thin net margin near 5.4%, decelerating TTM revenue growth of about 4.7%, and lumpy year-to-year operating cash flow driven by inventory swings.

Income Statement

71Positive

Balance Sheet

72Positive

Cash Flow

68Positive

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	613.66M	560.24M	492.34M	423.69M	382.95M	340.62M
Gross Profit	259.84M	218.79M	217.63M	185.57M	172.43M	153.86M
EBITDA	101.84M	89.44M	82.49M	46.66M	32.78M	22.65M
Net Income	33.22M	28.36M	25.21M	-2.06M	-7.76M	-8.63M
Balance Sheet
Total Assets	596.04M	622.46M	593.23M	538.42M	560.12M	413.18M
Cash, Cash Equivalents and Short-Term Investments	78.62M	109.83M	172.32M	144.64M	156.81M	141.23M
Total Debt	155.88M	182.45M	198.38M	194.24M	217.86M	103.80M
Total Liabilities	305.45M	344.33M	323.39M	298.19M	328.31M	189.56M
Stockholders Equity	265.53M	255.47M	261.04M	235.37M	229.62M	223.62M
Cash Flow
Free Cash Flow	62.09M	46.46M	87.47M	20.40M	-26.78M	-53.03M
Operating Cash Flow	68.51M	50.10M	97.70M	47.12M	2.50M	-45.45M
Investing Cash Flow	-22.62M	-17.32M	6.79M	28.43M	-92.28M	-3.08M
Financing Cash Flow	-83.28M	-91.57M	-53.09M	-48.89M	28.47M	145.16M

Terminal X Technical Analysis

Technical Analysis SentimentPositive

Last Price735.90

Price Trends

50DMA727.49Positive

100DMA714.75Positive

200DMA731.51Positive

Market Momentum

MACD-1.07Negative

RSI55.51Neutral

STOCH46.57Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:TRX, the sentiment is Positive. The current price of 735.90 is above the 20-day moving average (MA) of 702.42, above the 50-day MA of 727.49, and above the 200-day MA of 731.51, indicating a bullish trend. The MACD of -1.07 indicates Negative momentum. The RSI at 55.51 is Neutral, neither overbought nor oversold. The STOCH value of 46.57 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:TRX.

Terminal X Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IL:TRX against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IL:GOLF	73Outperform	ILS 365.47M	6.74	―	12.79%	1.41%	22.40%
IL:TRX	64Neutral	ILS 892.91M	26.64	―	3.73%	19.60%	22.51%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IL:ELTR	54Neutral	ILS 8.07B	41.75	―	0.87%	14.01%	-10.85%
IL:ECP	50Neutral	ILS 1.22B	12.19	―	7.17%	2.44%	21.47%
IL:TDRN	43Neutral	ILS 1.44B	59.79	―	―	-1.95%	―

* General Sector Average

Performance Comparison

IL:TRX and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IL:TRX	Terminal X Online Ltd.	735.90	134.29	22.32%
IL:GOLF	Golf & Co	794.40	168.95	27.01%
IL:CMDR	Computer Direct Group Ltd	31130.00	-15856.61	-33.75%
IL:ELTR	Electra Ltd	10020.00	-232.57	-2.27%
IL:ECP	Electra Consumer Products Ltd.	5155.00	-5365.91	-51.00%
IL:TDRN	Tadiran Group Ltd	16310.00	-1320.00	-7.49%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 27, 2026

Terminal X AI Stock Analysis