Auto Bank Serv AI Stock Analysis
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Auto Bank Serv (SHVA) AI Stock Analysis
Auto Bank Serv
(TASE:SHVA)
The overall score of 70 reflects Auto Bank Serv's solid financial foundation, characterized by strong profitability and a robust balance sheet. These strengths are partially offset by weakening free cash flow and mixed technical signals. The attractive valuation, with a high dividend yield and moderate P/E, provides additional support, making the stock a balanced opportunity with some caution around capital expenditure efficiency.
Auto Bank Serv (SHVA) vs. iShares MSCI Israel ETF (EIS)
- Market Cap
- ILS 787.37M
- Dividend Yield
- 7.63%
- Average Volume (3M)
- 48.73K
- Price to Earnings (P/E)
- 20.6
- Beta (1Y)
- 0.94
- Revenue Growth
- 1.16%
- EPS Growth
- -26.18%
- Country
- Israel
- Employees
- 132
- Sector
- General
- Sector Strength
- 55
- Industry
- Software - Infrastructure
Auto Bank Serv Business Overview & Revenue Model
Company Description
Automatic Bank Services Limited, based in Holon, Israel, plays a crucial role in the nation's financial infrastructure. The company manages payment processing systems for international debit cards across Israel. It also furnishes the essential infras...
Auto Bank Serv Financial Statement Overview
Summary
Auto Bank Serv demonstrates strong profitability (Income Statement score 75) and an exceptionally solid balance sheet (score 90) with minimal debt. However, free cash flow generation has weakened (score 60), reflecting elevated capital expenditures. Overall financial health remains sound.
Income Statement
75PositiveBalance Sheet
90Very PositiveCash Flow
60Neutral| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 163.58M | 156.98M | 151.46M | 134.92M | 117.28M | 110.41M |
| Gross Profit | 163.22M | 156.98M | 133.52M | 120.88M | 109.63M | 104.97M |
| EBITDA | 65.40M | 74.03M | 75.41M | 58.14M | 41.85M | 64.64M |
| Net Income | 38.08M | 45.26M | 50.91M | 38.22M | 24.09M | 44.56M |
Balance Sheet | ||||||
| Total Assets | 279.92M | 301.01M | 306.18M | 275.05M | 253.93M | 241.32M |
| Cash, Cash Equivalents and Short-Term Investments | 124.75M | 150.87M | 191.91M | 171.62M | 175.58M | 180.70M |
| Total Debt | 18.79M | 19.41M | 19.75M | 20.33M | 21.37M | 12.17M |
| Total Liabilities | 47.37M | 55.27M | 47.01M | 43.68M | 41.48M | 34.51M |
| Stockholders Equity | 232.54M | 245.75M | 259.18M | 231.37M | 212.45M | 206.81M |
Cash Flow | ||||||
| Free Cash Flow | 4.97M | 12.16M | 40.95M | 15.44M | 32.44M | 41.36M |
| Operating Cash Flow | 38.80M | 53.83M | 59.97M | 31.70M | 47.13M | 43.08M |
| Investing Cash Flow | 6.29M | -18.64M | -6.51M | -27.49M | -29.11M | -22.04M |
| Financing Cash Flow | -62.52M | -62.35M | -27.24M | -24.32M | -23.91M | -26.56M |
Auto Bank Serv Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:SHVA, the sentiment is Positive. The current price of 1965.00 is above the 20-day moving average (MA) of 1953.75, below the 50-day MA of 2050.18, and below the 200-day MA of 2325.29, indicating a neutral trend. The MACD of -30.82 indicates Negative momentum. The RSI at 49.21 is Neutral, neither overbought nor oversold. The STOCH value of 51.64 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:SHVA.
Auto Bank Serv Peers Comparison
Overall Rating
- IL:SHVA70Outperform
IL:TSG64.7Neutral
IL:PMNT62Neutral
IL:PMVM41Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| IL:SHVA | 70Outperform | ILS 787.37M | 20.63 | ― | 7.63% | 1.16% | -26.18% |
| IL:TSG | 65Neutral | ILS 813.58M | 30.65 | ― | ― | 25.95% | 25.30% |
| IL:PMNT | 62Neutral | ILS 123.57M | 6.68 | ― | 6.95% | 22.04% | 9.32% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| IL:PMVM | 41Neutral | ILS 12.25M | -1.01 | ― | ― | -19.30% | 55.39% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| IL:SHVA | Automatic Bank Services Ltd. | 1965.00 | -68.39 | -3.36% | |
| IL:GPAY.M | Global Pay-M | 147.50 | -67.80 | -31.49% | |
| IL:CNTL.M | CONTINUAL LTD. | 84.20 | -3.70 | -4.21% | |
| IL:PMVM | PomVom LTD. | 32.10 | -170.30 | -84.14% | |
| IL:PMNT | Payment Financial Technologies Ltd | 330.00 | -201.49 | -37.91% | |
| IL:TSG | Tsg | 25170.00 | -13480.00 | -34.88% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 17, 2026