Ibi Inv House (IBI) AI Stock Analysis

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Ibi Inv House

(TASE:IBI)

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Rating:79Outperform

Price Target:ILA 47,289.00▲(15.59% Upside)

Action:reiterated

Date:09/06/26

The score is driven primarily by strong financial performance—especially excellent cash generation and improved profitability—supported by a clear bullish price trend (price above key moving averages with positive MACD). Offsetting factors are the rise in leverage versus prior years and a relatively elevated P/E multiple, even with a supportive dividend yield.

Positive Factors

Revenue and Profit GrowthAccelerating revenue alongside higher net margins indicates that growth is translating into stronger earnings, not merely expanding activity. If this operating pattern persists, the company should have greater capacity to reinvest, absorb costs, and build earnings power over the next several quarters.

Negative Factors

Rising LeverageThe sharp increase in debt relative to equity reduces financial flexibility compared with 2024 and makes results more sensitive to weaker market conditions. Higher leverage can also constrain future capital allocation, particularly if earnings or asset values become less supportive.

Ibi Inv House (IBI) vs. iShares MSCI Israel ETF (EIS)

Market Cap: ILS 5.80B
Dividend Yield: 3.57%
Average Volume (3M): 13.74K
Price to Earnings (P/E): 21.7
Beta (1Y): 1.54
Revenue Growth: 44.48%
EPS Growth: 91.88%
Country: Israel
Employees: 1,078
Sector: General
Sector Strength: 55
Industry: Investment - Banking & Investment Services

Ibi Inv House Business Overview & Revenue Model

Company Description

I.B.I. Investment House Ltd provides various financial products and services in Israel and internationally. The company offers equity plan services, financial trusts, mergers and acquisitions, SmartForm, S CUBE valuations, IBI TRUST IL, IBI internati...

Ibi Inv House Financial Statement Overview

Summary

Strong TTM performance with meaningfully higher revenue and improving profitability (net margin ~15% vs ~12% in 2025) alongside robust operating leverage (EBIT ~34%, EBITDA ~38%). Cash generation is a standout (operating cash flow ~2.0x net income; FCF ~0.96x net income), supporting earnings quality. Main risk is balance-sheet leverage rising versus 2024 (debt-to-equity ~0.52 vs ~0.27), which increases sensitivity in weaker market conditions.

Income Statement

86Very Positive

Balance Sheet

74Positive

Cash Flow

88Very Positive

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	1.77B	1.47B	1.04B	791.55M	660.61M	548.65M
Gross Profit	1.64B	1.40B	696.21M	511.24M	417.09M	357.00M
EBITDA	675.92M	494.39M	368.28M	293.07M	212.29M	227.69M
Net Income	266.16M	174.59M	178.14M	156.46M	90.76M	139.58M
Balance Sheet
Total Assets	2.30B	2.17B	1.85B	1.27B	1.08B	1.13B
Cash, Cash Equivalents and Short-Term Investments	750.73M	604.92M	519.23M	453.00M	246.53M	547.09M
Total Debt	378.21M	429.92M	243.90M	201.26M	154.42M	334.90M
Total Liabilities	1.10B	1.03B	750.27M	539.07M	399.48M	521.39M
Stockholders Equity	955.54M	918.42M	899.76M	686.62M	640.44M	575.47M
Cash Flow
Free Cash Flow	541.38M	290.24M	218.35M	207.56M	45.23M	190.60M
Operating Cash Flow	563.29M	307.53M	249.28M	269.65M	61.11M	197.55M
Investing Cash Flow	-95.41M	-100.26M	-97.88M	-269.38M	-44.08M	36.90M
Financing Cash Flow	-349.09M	-178.80M	-141.00K	-37.48M	-80.76M	-196.36M

Ibi Inv House Technical Analysis

Technical Analysis SentimentPositive

Last Price40910.00

Price Trends

50DMA42114.40Negative

100DMA43951.49Negative

200DMA41545.17Negative

Market Momentum

MACD-646.67Negative

RSI51.90Neutral

STOCH78.59Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:IBI, the sentiment is Positive. The current price of 40910.00 is above the 20-day moving average (MA) of 40077.50, below the 50-day MA of 42114.40, and below the 200-day MA of 41545.17, indicating a neutral trend. The MACD of -646.67 indicates Negative momentum. The RSI at 51.90 is Neutral, neither overbought nor oversold. The STOCH value of 78.59 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:IBI.

Ibi Inv House Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IL:IBI against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IL:IBI	79Outperform	ILS 5.85B	21.71	―	3.57%	44.48%	91.88%
IL:MRIN	74Outperform	ILS 2.96B	20.67	―	5.13%	27.33%	20.29%
IL:GNRS	73Outperform	ILS 5.03B	2.79	―	2.32%	73.89%	616.40%
IL:MTAV	65Neutral	ILS 9.76B	9.87	―	2.97%	28.78%	172.56%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%

* General Sector Average

Performance Comparison

IL:IBI and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IL:IBI	IBI Investment House Ltd.	40910.00	15640.13	61.89%
IL:LAPD	Lapidoth Capital Ltd.	7428.00	-733.40	-8.99%
IL:MTAV	Meitav Dash Investments Ltd.	11100.00	-191.73	-1.70%
IL:MRIN	Y.D. More Investments Ltd.	4008.00	-702.17	-14.91%
IL:GNRS	Generation Capital Ltd.	233.70	113.75	94.83%
IL:MTRD	Meitav Trade Investments Ltd.	1796.00	-176.19	-8.93%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 06, 2026

Ibi Inv House AI Stock Analysis