Want to see IL:ALTF full AI Analyst Report?
Top Page
ALTSHULER SHAHAM FINANCIAL LTD
(TASE:ALTF)
Select Model
Select Model
Rating:58Neutral
Price Target:
781.00
▼(-2.20% Downside)
Action:Reiterated
Date:06/03/26
The score is held back primarily by weakened financial quality—negative operating/free cash flow alongside elevated leverage and weak revenue growth—as well as mildly bearish/neutral technical momentum. These risks are partially offset by a supportive valuation profile with a low P/E and a high dividend yield.
Positive Factors
Profitability / ROE
Sustained high margins and a strong ROE indicate the firm generates attractive returns on equity from its core asset-management operations. This durable profitability supports reinvestment, dividend capacity and competitive resilience even if top-line growth softens.
Negative Factors
Weak cash generation
Negative operating and free cash flow despite reported profits signals earnings quality and cash conversion problems. Over months this reduces financial flexibility, constrains reinvestment or distributions, and raises risk if cash deficits persist or financing tightens.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability / ROE
Sustained high margins and a strong ROE indicate the firm generates attractive returns on equity from its core asset-management operations. This durable profitability supports reinvestment, dividend capacity and competitive resilience even if top-line growth softens.
Read all positive factors
ALTSHULER SHAHAM FINANCIAL LTD (ALTF) vs. iShares MSCI Israel ETF (EIS)
Market Cap
₪1.36B
Dividend Yield5.43%
Average Volume (3M)480.15K
Price to Earnings (P/E)10.4
Beta (1Y)0.82
Revenue Growth-0.76%
EPS Growth21.67%
CountryIL
Employees864
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)0.66
Shares Outstanding198,565,280
10 Day Avg. Volume449,850
30 Day Avg. Volume480,153
Financial Highlights & Ratios
PEG Ratio0.94
Price to Book (P/B)2.47
Price to Sales (P/S)1.57
P/FCF Ratio-11.44
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
ALTSHULER SHAHAM FINANCIAL LTD Business Overview & Revenue Model
Company Description
The company specializes in the administration of various provident and pension funds. Its extensive portfolio includes savings provident funds, general provident funds, personal and central severance pay provident funds, study funds, and central s...
How the Company Makes Money
ALTF primarily makes money by charging fees for managing client assets and administering investment products. The company’s key revenue streams typically include: (1) management fees calculated as a percentage of assets under management (AUM) acro...
ALTSHULER SHAHAM FINANCIAL LTD Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
58
Neutral
Cash Flow
34
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 912.70M | 934.97M | 918.16M | 990.30M | 1.29B | 1.42B |
| Gross Profit | 851.83M | 795.73M | 406.66M | 446.42M | 618.08M | 652.13M |
| EBITDA | 299.81M | 282.82M | 246.80M | 288.89M | 411.59M | 427.78M |
| Net Income | 132.86M | 127.78M | 113.06M | 137.93M | 213.12M | 258.26M |
Balance Sheet | ||||||
| Total Assets | 1.65B | 1.55B | 1.21B | 1.19B | 1.33B | 1.62B |
| Cash, Cash Equivalents and Short-Term Investments | 278.50M | 276.79M | 83.99M | 115.86M | 100.06M | 298.67M |
| Total Debt | 865.88M | 783.16M | 515.86M | 519.50M | 109.12M | 729.55M |
| Total Liabilities | 1.01B | 933.54M | 664.25M | 673.31M | 834.95M | 1.07B |
| Stockholders Equity | 608.14M | 595.00M | 549.03M | 520.28M | 493.39M | 551.52M |
Cash Flow | ||||||
| Free Cash Flow | -37.37M | -128.27M | 138.31M | 211.73M | 168.37M | 166.62M |
| Operating Cash Flow | -24.63M | -125.05M | 155.05M | 232.94M | 229.75M | 206.93M |
| Investing Cash Flow | -19.52M | -10.96M | -40.56M | 46.05M | -23.21M | -654.74M |
| Financing Cash Flow | 53.73M | 139.49M | -146.35M | -259.66M | -406.59M | -159.42M |
ALTSHULER SHAHAM FINANCIAL LTD Technical Analysis
Positive
798.60
Price Trends
696.96
Negative
649.07
Positive
712.06
Negative
Market Momentum
-2.72
Positive
49.61
Neutral
35.76
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:ALTF, the sentiment is Positive. The current price of 798.6 is above the 20-day moving average (MA) of 697.54, above the 50-day MA of 696.96, and above the 200-day MA of 712.06, indicating a bearish trend. The MACD of -2.72 indicates Positive momentum. The RSI at 49.61 is Neutral, neither overbought nor oversold. The STOCH value of 35.76 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:ALTF.
ALTSHULER SHAHAM FINANCIAL LTD Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | ₪6.05B | 5.18 | ― | 2.54% | 104.92% | 848.13% | |
70 Outperform | ₪3.21B | 22.34 | ― | 2.95% | 31.66% | 50.53% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ₪10.93B | 11.70 | ― | 2.20% | 26.44% | 193.59% | |
62 Neutral | ₪2.20B | 27.42 | ― | 2.79% | 27.99% | 42.47% | |
58 Neutral | ₪1.36B | 10.41 | ― | 5.43% | -0.76% | 21.67% | |
47 Neutral | ₪4.08B | -511.95 | ― | 1.32% | -3.82% | -108.86% |
* Financial Sector Average
IL:ALTF
ALTSHULER SHAHAM FINANCIAL LTD
690.60
127.22
22.58%
IL:MISH
Mivtach Shamir
43,300.00
15,110.21
53.60%
IL:MTAV
Meitav Invest
13,550.00
6,008.25
79.67%
IL:MRIN
More Invest
4,509.00
1,893.40
72.39%
IL:GNRS
Generation Cap
298.40
197.84
196.74%
IL:MPP
More Pension
1,670.00
631.22
60.77%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.