PT Victoria Insurance Tbk(ID:VINS)
Rp104.00-2.00 (-1.89%)
ID:VINS
PT Victoria Insurance Tbk financials statements
Rp104.00
At close:-2.00 (-1.89%)
PT Victoria Insurance Tbk (VINS) Ratios
PT Victoria Insurance Tbk Ratios
ID:VINS's free cash flow for Q3 2026 was Rp6.54B. For the 2026 fiscal year, ID:VINS's free cash flow was decreased by Rp-1.79M and operating cash flow was Rp6.54B. See a summary of the company’s cash flow.
| Ratios | Mar 26 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 1.06 | 2.61 | 1.64 | 1.71 |
| Quick Ratio | 0.00 | 1.06 | 2.61 | 1.64 | 1.71 |
| Cash Ratio | 0.00 | 1.06 | 0.10 | 0.16 | 0.10 |
| Solvency Ratio | 0.13 | 0.17 | 0.20 | 0.21 | 0.27 |
| Operating Cash Flow Ratio | 0.00 | 0.31 | -0.10 | 0.58 | 0.35 |
| Short-Term Operating Cash Flow Coverage | 9.11 | 14.32 | -4.14 | 25.08 | 14.65 |
| Net Current Asset Value | Rp -7.37B | Rp -9.26B | Rp 38.58B | Rp 14.57B | Rp 17.86B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.01 | 0.02 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.01 | 0.02 | 0.02 | 0.01 | 0.00 |
| Debt-to-Capital Ratio | 0.01 | 0.02 | 0.02 | 0.01 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 1.44 | 1.33 | 1.28 | 1.27 | 1.21 |
| Debt Service Coverage Ratio | 19.71 | 10.58 | 10.67 | 11.53 | 14.43 |
| Interest Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt to Market Cap | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 1.19 | 1.91 | 2.28 | 0.78 | 0.67 |
| Net Debt to EBITDA | -0.88 | -4.13 | 0.02 | -0.46 | -0.24 |
| Profitability Margins | |||||
| Gross Profit Margin | 100.00% | 99.75% | 104.99% | 100.00% | 92.48% |
| EBIT Margin | 10.57% | 11.99% | 10.90% | 19.42% | 24.08% |
| EBITDA Margin | 10.57% | 14.61% | 14.23% | 23.48% | 27.65% |
| Operating Profit Margin | 10.57% | 10.23% | 13.01% | 18.73% | 23.78% |
| Pretax Profit Margin | 10.57% | 11.99% | 10.90% | 19.42% | 24.08% |
| Net Profit Margin | 9.53% | 11.29% | 11.25% | 18.39% | 25.37% |
| Continuous Operations Profit Margin | 9.53% | 11.29% | 11.25% | 18.39% | 25.37% |
| Net Income Per EBT | 90.21% | 94.22% | 103.19% | 94.68% | 105.38% |
| EBT Per EBIT | 100.00% | 117.16% | 83.79% | 103.67% | 101.25% |
| Return on Assets (ROA) | 3.94% | 3.47% | 3.30% | 3.65% | 4.21% |
| Return on Equity (ROE) | 5.67% | 4.61% | 4.22% | 4.64% | 5.12% |
| Return on Capital Employed (ROCE) | 4.36% | 3.87% | 4.54% | 4.47% | 4.58% |
| Return on Invested Capital (ROIC) | 3.93% | 3.63% | 4.52% | 4.21% | 4.57% |
| Return on Tangible Assets | 3.94% | 3.47% | 3.30% | 8.31% | 9.64% |
| Earnings Yield | 5.46% | 4.40% | 2.96% | 3.33% | 5.17% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.72 | 0.00 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | -0.13 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 46.39 | 16.01 | 10.73 | 12.39 | 10.94 |
| Asset Turnover | 0.41 | 0.31 | 0.29 | 0.20 | 0.17 |
| Working Capital Turnover Ratio | 2.84 | 2.36 | 1.52 | 1.73 | 0.78 |
| Cash Conversion Cycle | 211.84 | 0.00 | 2908.63 | 0.00 | 0.00 |
| Days of Sales Outstanding | 211.84 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | -2908.63 | 0.00 | 0.00 |
| Operating Cycle | 211.84 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.17 | 8.00 | -2.23 | 15.75 | 9.77 |
| Free Cash Flow Per Share | 3.55 | 7.95 | -2.29 | 15.70 | 9.11 |
| Dividend Paid and CapEx Coverage Ratio | 6.70 | 180.87 | -0.47 | 4.57 | 2.40 |
| Capital Expenditure Coverage Ratio | 6.70 | 180.87 | -37.22 | 349.55 | 14.79 |
| Operating Cash Flow Coverage Ratio | 3.49 | 4.18 | -0.98 | 20.11 | 14.65 |
| Operating Cash Flow to Sales Ratio | 0.04 | 0.19 | -0.06 | 0.49 | 0.29 |
| Free Cash Flow Yield | 2.15% | 7.30% | -1.53% | 8.82% | 5.59% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 18.31 | 22.71 | 33.78 | 30.02 | 19.34 |
| Price-to-Sales (P/S) Ratio | 1.75 | 2.57 | 3.80 | 5.52 | 4.90 |
| Price-to-Book (P/B) Ratio | 1.04 | 1.05 | 1.43 | 1.39 | 0.99 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 46.54 | 13.71 | -65.44 | 11.33 | 17.89 |
| Price-to-Operating Cash Flow Ratio | 39.59 | 13.63 | -67.20 | 11.30 | 16.68 |
| Price-to-Earnings Growth (PEG) Ratio | 0.21 | 2.80 | -1.34 | -1.01 | 0.20 |
| Enterprise Value Multiple | 15.63 | 13.43 | 26.74 | 23.04 | 17.49 |
| Enterprise Value | 228.09B | 121.74B | 219.26B | 254.90B | 234.68B |
| EV to EBITDA | 15.63 | 13.43 | 26.74 | 23.04 | 17.49 |
| EV to Sales | 1.65 | 1.96 | 3.81 | 5.41 | 4.84 |
| EV to Free Cash Flow | 44.04 | 10.48 | -65.49 | 11.11 | 17.65 |
| EV to Operating Cash Flow | 37.47 | 10.42 | -67.25 | 11.08 | 16.46 |
| Tangible Book Value Per Share | 158.92 | 104.15 | 105.18 | 127.71 | 164.86 |
| Shareholders’ Equity Per Share | 158.92 | 104.15 | 105.18 | 127.71 | 164.86 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.10 | 0.06 | -0.03 | 0.05 | -0.05 |
| Revenue Per Share | 94.55 | 42.47 | 39.44 | 32.26 | 33.24 |
| Net Income Per Share | 9.01 | 4.80 | 4.44 | 5.93 | 8.43 |
| Tax Burden | 0.90 | 0.94 | 1.03 | 0.95 | 1.05 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.22 | 0.23 | 0.26 | 0.26 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.46 | 1.67 | -0.50 | 2.66 | 1.16 |
Currency in IDR
