PT Bank Panin Dubai Syariah Tbk(ID:PNBS)
Rp36.00+1.00 (+2.86%)
ID:PNBS
PT Bank Panin Dubai Syariah Tbk financials statements
Rp36.00
At close:+1.00 (+2.86%)
PT Bank Panin Dubai Syariah Tbk (PNBS) Ratios
PT Bank Panin Dubai Syariah Tbk Ratios
ID:PNBS's free cash flow for Q3 2026 was Rp-340.38B. For the 2026 fiscal year, ID:PNBS's free cash flow was decreased by Rp-3.59B and operating cash flow was Rp-336.80B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Mar 24 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 32.88 | 0.11 | 0.17 | 0.11 | 0.15 |
| Quick Ratio | 32.88 | 0.11 | 0.17 | 0.11 | 0.15 |
| Cash Ratio | 32.88 | 0.10 | 0.16 | 0.10 | 0.14 |
| Solvency Ratio | 0.00 | 0.01 | 0.02 | 0.02 | -0.07 |
| Operating Cash Flow Ratio | 84.57 | -0.06 | 0.07 | -0.04 | 0.06 |
| Short-Term Operating Cash Flow Coverage | 84.57 | -1.62 | 0.67 | -1.03 | 156.14 |
| Net Current Asset Value | Rp -14.73T | Rp -12.51T | Rp -12.29T | Rp -10.94T | Rp -10.32T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.02 | 0.00 | 0.00 | 0.01 | 0.00 |
| Debt-to-Capital Ratio | 0.02 | 0.00 | 0.00 | 0.01 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Financial Leverage Ratio | 6.43 | 5.89 | 6.21 | 5.90 | 6.27 |
| Debt Service Coverage Ratio | 0.05 | 0.23 | 0.17 | 0.59 | -181.68 |
| Interest Coverage Ratio | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt to Market Cap | 0.02 | 0.26 | 0.68 | 0.19 | 0.00 |
| Interest Debt Per Share | 23.33 | 0.25 | 0.35 | 0.35 | 0.16 |
| Net Debt to EBITDA | -26.00 | -10.01 | -8.36 | -4.48 | 2.13 |
| Profitability Margins | |||||
| Gross Profit Margin | 30.50% | 100.00% | 100.00% | 100.00% | 100.00% |
| EBIT Margin | 2.41% | 23.07% | 45.89% | 43.50% | -197.90% |
| EBITDA Margin | 4.19% | 28.06% | 49.28% | 46.11% | -193.50% |
| Operating Profit Margin | 2.41% | 23.07% | 45.89% | 43.50% | -197.90% |
| Pretax Profit Margin | 2.41% | 23.07% | 45.89% | 43.50% | -197.90% |
| Net Profit Margin | 1.59% | 19.01% | 44.04% | 42.82% | -197.85% |
| Continuous Operations Profit Margin | 1.59% | 19.01% | 44.04% | 42.82% | -197.85% |
| Net Income Per EBT | 66.09% | 82.43% | 95.97% | 98.43% | 99.97% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.10% | 0.53% | 1.31% | 1.69% | -5.67% |
| Return on Equity (ROE) | 0.67% | 3.11% | 8.16% | 10.00% | -35.54% |
| Return on Capital Employed (ROCE) | 0.16% | 3.26% | 5.66% | 8.44% | -34.89% |
| Return on Invested Capital (ROIC) | 0.10% | 2.34% | 4.07% | 7.23% | -34.81% |
| Return on Tangible Assets | 0.10% | 0.53% | 1.31% | 1.69% | -5.67% |
| Earnings Yield | 0.97% | 4.56% | 10.86% | 10.25% | -24.80% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1235.02 | 4.92 | 5.55 | 7.39 | 6.01 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.19 | 2.11 | 2.36 | 2.79 | 2.04 |
| Asset Turnover | 0.07 | 0.03 | 0.03 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.23 | -0.04 | -0.05 | -0.06 | -0.08 |
| Cash Conversion Cycle | 0.30 | 74.23 | 65.74 | 49.36 | 60.69 |
| Days of Sales Outstanding | 0.30 | 74.23 | 65.74 | 49.36 | 60.69 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.30 | 74.23 | 65.74 | 49.36 | 60.69 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 93.76 | -20.46 | 24.35 | -12.00 | 17.71 |
| Free Cash Flow Per Share | 93.10 | -20.86 | 23.87 | -12.62 | 17.59 |
| Dividend Paid and CapEx Coverage Ratio | 142.81 | -51.86 | 51.08 | -19.40 | 146.00 |
| Capital Expenditure Coverage Ratio | 142.81 | -51.86 | 51.08 | -19.40 | 146.00 |
| Operating Cash Flow Coverage Ratio | 78.46 | -81.90 | 69.95 | -34.50 | 107.36 |
| Operating Cash Flow to Sales Ratio | 2.90 | -1.71 | 1.83 | -0.80 | 1.66 |
| Free Cash Flow Yield | 175.67% | -41.72% | 44.21% | -20.03% | 20.69% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 101.92 | 21.93 | 9.22 | 9.77 | -4.03 |
| Price-to-Sales (P/S) Ratio | 1.64 | 4.17 | 4.06 | 4.18 | 7.98 |
| Price-to-Book (P/B) Ratio | 0.69 | 0.68 | 0.75 | 0.98 | 1.43 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 0.57 | -2.40 | 2.26 | -4.99 | 4.83 |
| Price-to-Operating Cash Flow Ratio | 0.57 | -2.44 | 2.22 | -5.25 | 4.80 |
| Price-to-Earnings Growth (PEG) Ratio | -1.32 | -0.36 | -1.01 | -0.07 | 0.00 |
| Enterprise Value Multiple | 13.08 | 4.83 | -0.13 | 4.58 | -1.99 |
| Enterprise Value | 688.58B | 631.82B | -32.50B | 1.24T | 1.59T |
| EV to EBITDA | 13.08 | 4.83 | -0.13 | 4.58 | -1.99 |
| EV to Sales | 0.55 | 1.36 | -0.06 | 2.11 | 3.85 |
| EV to Free Cash Flow | 0.19 | -0.78 | -0.04 | -2.52 | 2.33 |
| EV to Operating Cash Flow | 0.19 | -0.80 | -0.03 | -2.65 | 2.32 |
| Tangible Book Value Per Share | 75.94 | 72.93 | 70.85 | 64.35 | 59.30 |
| Shareholders’ Equity Per Share | 76.57 | 73.49 | 71.84 | 64.55 | 59.31 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.34 | 0.18 | 0.04 | 0.02 | 0.00 |
| Revenue Per Share | 32.34 | 12.00 | 13.31 | 15.07 | 10.65 |
| Net Income Per Share | 0.52 | 2.28 | 5.86 | 6.45 | -21.08 |
| Tax Burden | 0.66 | 0.82 | 0.96 | 0.98 | 1.00 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.16 | 0.13 | 0.09 | 0.07 | 0.09 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 181.82 | -5.84 | 4.15 | -1.86 | -0.84 |
Currency in IDR
