PT Clipan Finance Indonesia Tbk(ID:CFIN)
Rp342.00+2.00 (+0.59%)
ID:CFIN
PT Clipan Finance Indonesia Tbk financials statements
Rp342.00
At close:+2.00 (+0.59%)
PT Clipan Finance Indonesia Tbk (CFIN) Ratios
PT Clipan Finance Indonesia Tbk Ratios
ID:CFIN's free cash flow for Q3 2026 was Rp745.40B. For the 2026 fiscal year, ID:CFIN's free cash flow was decreased by Rp-9.92B and operating cash flow was Rp755.32B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 893.49 | 20.37 | 4.93 | 5.90 | 11.79 |
| Quick Ratio | 893.49 | 20.37 | 4.93 | 5.90 | 11.79 |
| Cash Ratio | 2.71 | 0.14 | 0.05 | 0.06 | 0.23 |
| Solvency Ratio | 0.07 | 0.06 | 0.20 | 0.12 | 0.04 |
| Operating Cash Flow Ratio | 82.28 | -0.21 | -1.49 | -1.03 | 3.83 |
| Short-Term Operating Cash Flow Coverage | 82.28 | -0.70 | -2.29 | -3.16 | 7.04 |
| Net Current Asset Value | Rp 5.34T | Rp -204.55B | Rp -846.55B | Rp 63.04B | Rp 4.19T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.37 | 0.40 | 0.41 | 0.31 | 0.28 |
| Debt-to-Equity Ratio | 0.60 | 0.71 | 0.73 | 0.49 | 0.41 |
| Debt-to-Capital Ratio | 0.38 | 0.42 | 0.42 | 0.33 | 0.29 |
| Long-Term Debt-to-Capital Ratio | 0.37 | 0.41 | 0.39 | 0.31 | 0.26 |
| Financial Leverage Ratio | 1.65 | 1.76 | 1.79 | 1.57 | 1.48 |
| Debt Service Coverage Ratio | 1.88 | 2.85 | 1.06 | 3.91 | 1.09 |
| Interest Coverage Ratio | 1.86 | 3.65 | 4.93 | 393.27 | 1.96 |
| Debt to Market Cap | 2.69 | 3.32 | 2.05 | 2.07 | 2.00 |
| Interest Debt Per Share | 944.79 | 1083.72 | 1054.85 | 627.09 | 579.39 |
| Net Debt to EBITDA | 5.70 | 4.68 | 4.45 | 3.32 | 2.82 |
| Profitability Margins | |||||
| Gross Profit Margin | 92.43% | 63.19% | 68.14% | 70.24% | 59.35% |
| EBIT Margin | 38.06% | 51.17% | 54.79% | 53.37% | 47.90% |
| EBITDA Margin | 41.85% | 54.28% | 57.63% | 56.60% | 51.22% |
| Operating Profit Margin | 36.04% | 51.17% | 54.79% | 53.37% | 47.90% |
| Pretax Profit Margin | 18.65% | 17.09% | 66.39% | 30.48% | 3.07% |
| Net Profit Margin | 14.64% | 13.41% | 52.28% | 23.71% | 3.58% |
| Continuous Operations Profit Margin | 14.64% | 13.41% | 52.28% | 23.71% | 3.58% |
| Net Income Per EBT | 78.49% | 78.48% | 78.74% | 77.78% | 116.66% |
| EBT Per EBIT | 51.75% | 33.40% | 121.17% | 57.11% | 6.41% |
| Return on Assets (ROA) | 2.23% | 2.12% | 8.22% | 3.86% | 0.65% |
| Return on Equity (ROE) | 3.67% | 3.73% | 14.75% | 6.08% | 0.96% |
| Return on Capital Employed (ROCE) | 5.49% | 8.27% | 9.29% | 9.28% | 9.42% |
| Return on Invested Capital (ROIC) | 4.30% | 6.45% | 6.96% | 7.06% | 9.01% |
| Return on Tangible Assets | 2.23% | 2.13% | 8.23% | 3.87% | 0.65% |
| Earnings Yield | 16.44% | 17.50% | 41.74% | 25.99% | 4.65% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.38 | 0.39 | 0.45 | 0.44 | 0.20 |
| Payables Turnover | 1.99 | 19.15 | 6.20 | 3.04 | 8.55 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 8.16 | 7.36 | 7.52 | 6.02 | 6.86 |
| Asset Turnover | 0.15 | 0.16 | 0.16 | 0.16 | 0.18 |
| Working Capital Turnover Ratio | 0.22 | 0.47 | 0.59 | 0.31 | 0.17 |
| Cash Conversion Cycle | 765.02 | 918.74 | 750.36 | 705.95 | 1756.91 |
| Days of Sales Outstanding | 948.10 | 937.80 | 809.19 | 826.18 | 1799.60 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 183.08 | 19.06 | 58.83 | 120.24 | 42.70 |
| Operating Cycle | 948.10 | 937.80 | 809.19 | 826.18 | 1799.60 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 209.77 | -10.50 | -267.70 | -131.14 | 530.28 |
| Free Cash Flow Per Share | 206.43 | -19.40 | -276.30 | -139.75 | 524.60 |
| Dividend Paid and CapEx Coverage Ratio | 3.93 | -1.18 | -2.46 | -15.24 | 93.39 |
| Capital Expenditure Coverage Ratio | 62.64 | -1.18 | -31.12 | -15.24 | 93.39 |
| Operating Cash Flow Coverage Ratio | 0.24 | -0.01 | -0.26 | -0.21 | 1.06 |
| Operating Cash Flow to Sales Ratio | 0.58 | -0.03 | -0.68 | -0.40 | 1.63 |
| Free Cash Flow Yield | 63.71% | -6.30% | -56.39% | -46.58% | 209.84% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 6.08 | 5.71 | 2.40 | 3.85 | 21.51 |
| Price-to-Sales (P/S) Ratio | 0.89 | 0.77 | 1.25 | 0.91 | 0.77 |
| Price-to-Book (P/B) Ratio | 0.22 | 0.21 | 0.35 | 0.23 | 0.21 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 1.57 | -15.88 | -1.77 | -2.15 | 0.48 |
| Price-to-Operating Cash Flow Ratio | 1.54 | -29.33 | -1.83 | -2.29 | 0.47 |
| Price-to-Earnings Growth (PEG) Ratio | -5.05 | -0.08 | 0.01 | 0.01 | -35.93 |
| Enterprise Value Multiple | 7.82 | 6.09 | 6.62 | 4.94 | 4.32 |
| Enterprise Value | 4.75T | 5.29T | 5.95T | 3.66T | 2.86T |
| EV to EBITDA | 7.82 | 6.09 | 6.62 | 4.94 | 4.32 |
| EV to Sales | 3.27 | 3.30 | 3.82 | 2.79 | 2.21 |
| EV to Free Cash Flow | 5.77 | -68.49 | -5.40 | -6.57 | 1.37 |
| EV to Operating Cash Flow | 5.68 | -126.50 | -5.58 | -7.01 | 1.35 |
| Tangible Book Value Per Share | 1449.49 | 1443.89 | 1383.63 | 1278.80 | 1202.29 |
| Shareholders’ Equity Per Share | 1452.12 | 1446.82 | 1387.06 | 1282.73 | 1206.20 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.22 | 0.21 | 0.22 | -0.17 |
| Revenue Per Share | 363.80 | 401.96 | 391.27 | 328.90 | 324.53 |
| Net Income Per Share | 53.26 | 53.91 | 204.54 | 77.98 | 11.62 |
| Tax Burden | 0.78 | 0.78 | 0.79 | 0.78 | 1.17 |
| Interest Burden | 0.49 | 0.33 | 1.21 | 0.57 | 0.06 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.05 | 0.08 | 0.08 | 0.09 | 0.06 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 3.94 | -0.19 | -1.31 | 0.00 | 0.00 |
Currency in IDR
