PT Bank Maybank Indonesia Tbk Class A(ID:BNII)
Rp160.00-1.00 (-0.62%)
ID:BNII
PT Bank Maybank Indonesia Tbk Class A financials statements
Rp160.00
At close:-1.00 (-0.62%)
PT Bank Maybank Indonesia Tbk Class A (BNII) Ratios
PT Bank Maybank Indonesia Tbk Class A Ratios
ID:BNII's free cash flow for Q3 2026 was Rp-1.73T. For the 2026 fiscal year, ID:BNII's free cash flow was decreased by Rp-35.51B and operating cash flow was Rp-1.70T. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.71 | 0.17 | 0.27 | 96.17 | 0.23 |
| Quick Ratio | 0.71 | 0.17 | 0.27 | 96.17 | 0.23 |
| Cash Ratio | 0.46 | 0.15 | 0.20 | 84.96 | 0.20 |
| Solvency Ratio | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.09 | -0.06 | 0.07 | -68.28 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 0.09 | -0.23 | 0.40 | 0.00 | 0.00 |
| Net Current Asset Value | Rp -143.68T | Rp -144.87T | Rp -120.68T | Rp -113.38T | Rp -112.20T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.18 | 0.09 | 0.07 | 0.10 | 0.08 |
| Debt-to-Equity Ratio | 1.10 | 0.61 | 0.42 | 0.55 | 0.47 |
| Debt-to-Capital Ratio | 0.52 | 0.38 | 0.29 | 0.36 | 0.32 |
| Long-Term Debt-to-Capital Ratio | 0.26 | 0.38 | 0.16 | 0.16 | 0.32 |
| Financial Leverage Ratio | 5.97 | 6.44 | 5.68 | 5.54 | 5.93 |
| Debt Service Coverage Ratio | 0.07 | 0.05 | 0.14 | 0.82 | 0.78 |
| Interest Coverage Ratio | 0.37 | 0.37 | 0.73 | 0.82 | 0.78 |
| Debt to Market Cap | 2.24 | 3.23 | 1.02 | 0.33 | 0.53 |
| Interest Debt Per Share | 545.00 | 302.73 | 207.89 | 243.97 | 213.03 |
| Net Debt to EBITDA | 9.00 | 0.25 | -0.66 | 0.12 | -4.04 |
| Profitability Margins | |||||
| Gross Profit Margin | 53.95% | 66.96% | 73.89% | 78.14% | 76.80% |
| EBIT Margin | 14.64% | 12.11% | 18.98% | 18.03% | 18.16% |
| EBITDA Margin | 17.97% | 16.00% | 23.23% | 22.43% | 22.30% |
| Operating Profit Margin | 14.64% | 12.11% | 18.98% | 18.03% | 18.16% |
| Pretax Profit Margin | 14.64% | 12.11% | 18.98% | 18.03% | 18.16% |
| Net Profit Margin | 10.92% | 8.44% | 14.05% | 13.00% | 13.74% |
| Continuous Operations Profit Margin | 11.21% | 9.07% | 14.65% | 13.55% | 14.03% |
| Net Income Per EBT | 74.56% | 69.73% | 74.04% | 72.10% | 75.65% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.86% | 0.57% | 1.01% | 0.91% | 0.99% |
| Return on Equity (ROE) | 5.11% | 3.65% | 5.76% | 5.06% | 5.86% |
| Return on Capital Employed (ROCE) | 1.31% | 2.23% | 2.41% | 1.27% | 4.56% |
| Return on Invested Capital (ROIC) | 0.88% | 1.15% | 1.64% | 2.99% | -2.97% |
| Return on Tangible Assets | 0.86% | 0.57% | 1.02% | 0.92% | 0.99% |
| Earnings Yield | 10.56% | 7.04% | 9.45% | 8.47% | 6.59% |
| Efficiency Ratios | |||||
| Receivables Turnover | 12.75 | 5.71 | 6.00 | 5.43 | 3.68 |
| Payables Turnover | 36.72 | 15.83 | 23.45 | 13.30 | 14.43 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.66 | 3.31 | 3.24 | 3.11 | 3.46 |
| Asset Turnover | 0.08 | 0.07 | 0.07 | 0.07 | 0.07 |
| Working Capital Turnover Ratio | -0.27 | -0.17 | -0.69 | -0.30 | -0.37 |
| Cash Conversion Cycle | 18.69 | 40.92 | 45.25 | 39.82 | 73.78 |
| Days of Sales Outstanding | 28.63 | 63.98 | 60.81 | 67.27 | 99.07 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 9.94 | 23.06 | 15.56 | 27.45 | 25.29 |
| Operating Cycle | 28.63 | 63.98 | 60.81 | 67.27 | 99.07 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 28.32 | -95.96 | 69.06 | -166.73 | 3.36 |
| Free Cash Flow Per Share | 25.46 | -103.40 | 60.29 | -171.95 | -0.05 |
| Dividend Paid and CapEx Coverage Ratio | 3.13 | -5.41 | 4.19 | -14.26 | 0.50 |
| Capital Expenditure Coverage Ratio | 9.89 | -12.91 | 7.88 | -31.98 | 0.99 |
| Operating Cash Flow Coverage Ratio | 0.06 | -0.39 | 0.42 | -0.79 | 0.02 |
| Operating Cash Flow to Sales Ratio | 0.14 | -0.55 | 0.42 | -1.12 | 0.02 |
| Free Cash Flow Yield | 12.36% | -49.71% | 24.91% | -75.42% | -0.01% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 9.47 | 14.21 | 10.58 | 11.81 | 15.19 |
| Price-to-Sales (P/S) Ratio | 1.03 | 1.20 | 1.49 | 1.54 | 2.09 |
| Price-to-Book (P/B) Ratio | 0.48 | 0.52 | 0.61 | 0.60 | 0.89 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.09 | -2.01 | 4.01 | -1.33 | -6726.06 |
| Price-to-Operating Cash Flow Ratio | 7.27 | -2.17 | 3.50 | -1.37 | 98.80 |
| Price-to-Earnings Growth (PEG) Ratio | 0.20 | -0.39 | 0.57 | -1.01 | 0.48 |
| Enterprise Value Multiple | 14.75 | 7.74 | 5.74 | 6.97 | 5.32 |
| Enterprise Value | 40.24T | 16.37T | 16.55T | 17.69T | 14.39T |
| EV to EBITDA | 14.75 | 7.74 | 5.74 | 6.97 | 5.32 |
| EV to Sales | 2.65 | 1.24 | 1.33 | 1.56 | 1.19 |
| EV to Free Cash Flow | 20.74 | -2.08 | 3.60 | -1.35 | -3825.40 |
| EV to Operating Cash Flow | 18.65 | -2.24 | 3.14 | -1.39 | 56.19 |
| Tangible Book Value Per Share | 429.59 | 404.67 | 399.30 | 384.59 | 376.29 |
| Shareholders’ Equity Per Share | 425.89 | 401.58 | 397.01 | 381.20 | 373.40 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.25 | 0.23 | 0.25 | 0.23 |
| Revenue Per Share | 199.22 | 173.43 | 162.80 | 148.50 | 159.11 |
| Net Income Per Share | 21.75 | 14.64 | 22.87 | 19.30 | 21.86 |
| Tax Burden | 0.75 | 0.70 | 0.74 | 0.72 | 0.76 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.04 | 0.15 | 0.14 | 0.15 | 0.16 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.30 | 0.00 | 0.00 | -8.64 | 0.15 |
Currency in IDR
