PT Bank QNB Indonesia Tbk(ID:BKSW)
Rp42.00+1.00 (+2.44%)
ID:BKSW
PT Bank QNB Indonesia Tbk financials statements
Rp42.00
At close:+1.00 (+2.44%)
PT Bank QNB Indonesia Tbk (BKSW) Ratios
PT Bank QNB Indonesia Tbk Ratios
ID:BKSW's free cash flow for Q3 2026 was Rp48.35B. For the 2026 fiscal year, ID:BKSW's free cash flow was decreased by Rp-4.92B and operating cash flow was Rp53.26B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 20.54 | 0.25 | 0.33 | 0.23 | 0.25 |
| Quick Ratio | 20.54 | 0.25 | 0.33 | 0.23 | 0.25 |
| Cash Ratio | 19.33 | 0.24 | 0.29 | 0.20 | 0.23 |
| Solvency Ratio | -0.00 | 0.02 | 0.02 | -0.03 | -0.11 |
| Operating Cash Flow Ratio | 1.99 | 0.20 | 0.09 | -0.18 | -0.06 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | Rp -6.92T | Rp -6.14T | Rp -4.96T | Rp -9.66T | Rp -10.72T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.01 | 0.01 | 0.07 | 0.06 |
| Debt-to-Equity Ratio | 0.02 | 0.02 | 0.02 | 0.24 | 0.27 |
| Debt-to-Capital Ratio | 0.02 | 0.02 | 0.02 | 0.19 | 0.21 |
| Long-Term Debt-to-Capital Ratio | 0.02 | 0.02 | 0.02 | 0.19 | 0.21 |
| Financial Leverage Ratio | 2.80 | 2.71 | 2.51 | 3.59 | 4.40 |
| Debt Service Coverage Ratio | -0.02 | 0.44 | 0.35 | -1.80 | -2.94 |
| Interest Coverage Ratio | 0.15 | 0.30 | 0.16 | -0.98 | -2.90 |
| Debt to Market Cap | 0.03 | 0.04 | 0.04 | 0.67 | 0.35 |
| Interest Debt Per Share | 11.62 | 10.82 | 17.91 | 92.92 | 97.60 |
| Net Debt to EBITDA | -15.18 | -11.12 | -12.00 | 3.12 | 1.19 |
| Profitability Margins | |||||
| Gross Profit Margin | 66.40% | 65.73% | 63.39% | 63.88% | 53.05% |
| EBIT Margin | 6.77% | 10.44% | 6.02% | -35.36% | -136.28% |
| EBITDA Margin | 12.35% | 18.81% | 12.65% | -28.73% | -129.22% |
| Operating Profit Margin | 6.77% | 10.44% | 6.02% | -35.36% | -136.27% |
| Pretax Profit Margin | 6.77% | 10.44% | 6.02% | -35.36% | -136.28% |
| Net Profit Margin | -6.43% | 6.72% | 6.02% | -35.36% | -144.99% |
| Continuous Operations Profit Margin | -6.43% | 6.72% | 6.02% | -35.36% | -144.99% |
| Net Income Per EBT | -95.04% | 64.39% | 100.00% | 100.00% | 106.39% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.01% |
| Return on Assets (ROA) | -0.37% | 0.43% | 0.59% | -2.40% | -8.92% |
| Return on Equity (ROE) | -1.03% | 1.17% | 1.48% | -8.61% | -39.21% |
| Return on Capital Employed (ROCE) | 0.39% | 1.68% | 1.29% | -6.64% | -26.13% |
| Return on Invested Capital (ROIC) | -0.37% | 1.08% | 1.29% | -6.64% | -26.13% |
| Return on Tangible Assets | -0.37% | 0.43% | 0.59% | -2.41% | -8.95% |
| Earnings Yield | -2.15% | 2.23% | 2.90% | -23.80% | -49.81% |
| Efficiency Ratios | |||||
| Receivables Turnover | 9.22 | 8.80 | 5.01 | 4.53 | 6.72 |
| Payables Turnover | 5.78 | 6.63 | 9.43 | 6.72 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.85 | 4.00 | 5.07 | 4.01 | 3.28 |
| Asset Turnover | 0.06 | 0.06 | 0.10 | 0.07 | 0.06 |
| Working Capital Turnover Ratio | -0.35 | -0.17 | -0.18 | -0.13 | -0.31 |
| Cash Conversion Cycle | -23.62 | -13.55 | 34.12 | 26.22 | 54.32 |
| Days of Sales Outstanding | 39.57 | 41.47 | 72.81 | 80.53 | 54.32 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 63.19 | 55.02 | 38.70 | 54.31 | 0.00 |
| Operating Cycle | 39.57 | 41.47 | 72.81 | 80.53 | 54.32 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.34 | 43.97 | 19.95 | -117.64 | -42.06 |
| Free Cash Flow Per Share | 3.86 | 42.55 | 19.94 | -118.01 | -45.02 |
| Dividend Paid and CapEx Coverage Ratio | 9.00 | 30.77 | 2069.27 | -316.14 | -14.21 |
| Capital Expenditure Coverage Ratio | 9.00 | 30.77 | 2069.27 | -316.14 | -14.21 |
| Operating Cash Flow Coverage Ratio | 1.99 | 15.97 | 5.51 | -1.73 | -0.63 |
| Operating Cash Flow to Sales Ratio | 0.20 | 1.87 | 0.51 | -1.71 | -0.64 |
| Free Cash Flow Yield | 6.03% | 59.92% | 24.62% | -115.70% | -23.45% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | -46.72 | 44.94 | 34.47 | -4.20 | -2.01 |
| Price-to-Sales (P/S) Ratio | 3.00 | 3.02 | 2.08 | 1.49 | 2.91 |
| Price-to-Book (P/B) Ratio | 0.48 | 0.53 | 0.51 | 0.36 | 0.79 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 16.59 | 1.67 | 4.06 | -0.86 | -4.26 |
| Price-to-Operating Cash Flow Ratio | 14.75 | 1.61 | 4.06 | -0.87 | -4.56 |
| Price-to-Earnings Growth (PEG) Ratio | 0.25 | -1.37 | -0.31 | 0.06 | -0.01 |
| Enterprise Value Multiple | 9.08 | 4.91 | 4.41 | -2.05 | -1.06 |
| Enterprise Value | 842.50B | 763.96B | 641.25B | 667.19B | 1.50T |
| EV to EBITDA | 9.08 | 4.91 | 4.41 | -2.05 | -1.06 |
| EV to Sales | 1.12 | 0.92 | 0.56 | 0.59 | 1.38 |
| EV to Free Cash Flow | 6.21 | 0.51 | 1.09 | -0.34 | -2.02 |
| EV to Operating Cash Flow | 5.52 | 0.49 | 1.09 | -0.34 | -2.16 |
| Tangible Book Value Per Share | 132.50 | 133.35 | 157.24 | 278.43 | 240.72 |
| Shareholders’ Equity Per Share | 133.95 | 135.07 | 159.27 | 281.89 | 243.91 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 1.95 | 0.36 | 0.00 | -1.02 | -0.06 |
| Revenue Per Share | 21.36 | 23.54 | 39.03 | 68.66 | 65.96 |
| Net Income Per Share | -1.37 | 1.58 | 2.35 | -24.28 | -95.64 |
| Tax Burden | -0.95 | 0.64 | 1.00 | 1.00 | 1.06 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.47 | 0.14 | 0.11 | 0.10 | 0.10 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | -3.16 | 0.00 | 0.00 | 2.40 | 0.44 |
Currency in IDR
