PT Bank Danamon Indonesia Tbk(ID:BDMN)
Rp4,700.00-30.00 (-1.67%)
ID:BDMN
PT Bank Danamon Indonesia Tbk financials statements
Rp4,700.00
At close:-30.00 (-1.67%)
PT Bank Danamon Indonesia Tbk (BDMN) Ratios
PT Bank Danamon Indonesia Tbk Ratios
ID:BDMN's free cash flow for Q3 2026 was Rp3.66T. For the 2026 fiscal year, ID:BDMN's free cash flow was decreased by Rp-457.01B and operating cash flow was Rp4.12T. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 4.23 | 0.13 | 0.16 | 0.18 | 0.17 |
| Quick Ratio | 4.23 | 0.13 | 0.16 | 0.18 | 0.17 |
| Cash Ratio | 4.23 | 0.10 | 0.13 | 0.16 | 0.15 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.03 | 0.01 |
| Operating Cash Flow Ratio | 3.40 | -0.00 | -0.04 | -0.06 | 0.12 |
| Short-Term Operating Cash Flow Coverage | 3.40 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | Rp -208.05T | Rp -170.44T | Rp -148.60T | Rp -127.81T | Rp -125.79T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.11 | 0.07 | 0.07 | 0.05 | 0.06 |
| Debt-to-Equity Ratio | 0.55 | 0.35 | 0.31 | 0.22 | 0.25 |
| Debt-to-Capital Ratio | 0.35 | 0.26 | 0.24 | 0.18 | 0.20 |
| Long-Term Debt-to-Capital Ratio | 0.34 | 0.26 | 0.24 | 0.18 | 0.20 |
| Financial Leverage Ratio | 5.08 | 4.75 | 4.49 | 4.22 | 4.32 |
| Debt Service Coverage Ratio | 0.51 | 0.59 | 0.90 | 1.33 | 0.61 |
| Interest Coverage Ratio | 0.70 | 0.60 | 0.99 | 1.45 | 0.60 |
| Debt to Market Cap | 1.23 | 0.73 | 0.57 | 0.38 | 0.49 |
| Interest Debt Per Share | 3836.31 | 2561.02 | 2064.31 | 1351.03 | 1537.52 |
| Net Debt to EBITDA | 3.18 | 0.55 | -0.66 | -1.97 | -2.71 |
| Profitability Margins | |||||
| Gross Profit Margin | 70.86% | 74.23% | 80.05% | 85.40% | 82.27% |
| EBIT Margin | 16.01% | 15.58% | 19.68% | 21.11% | 10.71% |
| EBITDA Margin | 18.87% | 18.61% | 22.36% | 24.01% | 13.60% |
| Operating Profit Margin | 16.05% | 15.58% | 19.68% | 21.11% | 10.71% |
| Pretax Profit Margin | 16.01% | 15.58% | 19.68% | 21.11% | 10.71% |
| Net Profit Margin | 11.83% | 11.84% | 14.69% | 15.83% | 7.38% |
| Continuous Operations Profit Margin | 12.45% | 12.25% | 15.34% | 16.44% | 7.83% |
| Net Income Per EBT | 73.93% | 76.00% | 74.65% | 74.97% | 68.90% |
| EBT Per EBIT | 99.70% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.44% | 1.31% | 1.58% | 1.67% | 0.82% |
| Return on Equity (ROE) | 7.32% | 6.23% | 7.12% | 7.05% | 3.53% |
| Return on Capital Employed (ROCE) | 1.97% | 4.82% | 5.95% | 6.33% | 3.33% |
| Return on Invested Capital (ROIC) | 1.52% | 3.79% | 4.64% | 4.93% | 2.44% |
| Return on Tangible Assets | 1.45% | 1.32% | 1.60% | 1.68% | 0.82% |
| Earnings Yield | 16.45% | 12.81% | 12.90% | 12.38% | 6.84% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 19.58 | 15.69 | 21.99 | 15.48 |
| Payables Turnover | 0.00 | 8.75 | 5.07 | 3.71 | 7.86 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 12.46 | 10.82 | 11.04 | 10.83 | 11.24 |
| Asset Turnover | 0.12 | 0.11 | 0.11 | 0.11 | 0.11 |
| Working Capital Turnover Ratio | -0.52 | -0.21 | -0.21 | -0.20 | -0.20 |
| Cash Conversion Cycle | 0.00 | -23.06 | -48.69 | -81.73 | -22.88 |
| Days of Sales Outstanding | 0.00 | 18.64 | 23.27 | 16.60 | 23.57 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 41.70 | 71.96 | 98.33 | 46.45 |
| Operating Cycle | 0.00 | 18.64 | 23.27 | 16.60 | 23.57 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 794.30 | -2.87 | -652.58 | -840.10 | 1552.47 |
| Free Cash Flow Per Share | 729.12 | -90.05 | -723.81 | -879.90 | 1508.89 |
| Dividend Paid and CapEx Coverage Ratio | 4.30 | -0.01 | -3.33 | -8.31 | 18.51 |
| Capital Expenditure Coverage Ratio | 12.19 | -0.03 | -9.16 | -21.11 | 35.62 |
| Operating Cash Flow Coverage Ratio | 0.26 | -0.00 | -0.41 | -0.81 | 1.35 |
| Operating Cash Flow to Sales Ratio | 0.23 | -0.00 | -0.27 | -0.39 | 0.71 |
| Free Cash Flow Yield | 29.52% | -3.55% | -26.04% | -32.23% | 64.21% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 6.08 | 7.81 | 7.75 | 8.08 | 14.62 |
| Price-to-Sales (P/S) Ratio | 0.72 | 0.92 | 1.14 | 1.28 | 1.08 |
| Price-to-Book (P/B) Ratio | 0.44 | 0.49 | 0.55 | 0.57 | 0.52 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.39 | -28.21 | -3.84 | -3.10 | 1.56 |
| Price-to-Operating Cash Flow Ratio | 3.11 | -886.38 | -4.26 | -3.25 | 1.51 |
| Price-to-Earnings Growth (PEG) Ratio | 0.24 | -0.84 | 1.27 | 0.07 | 0.26 |
| Enterprise Value Multiple | 7.00 | 5.51 | 4.43 | 3.35 | 5.22 |
| Enterprise Value | 44.29T | 27.56T | 23.64T | 16.79T | 15.11T |
| EV to EBITDA | 7.00 | 5.51 | 4.43 | 3.35 | 5.22 |
| EV to Sales | 1.32 | 1.03 | 0.99 | 0.80 | 0.71 |
| EV to Free Cash Flow | 6.22 | -31.31 | -3.34 | -1.95 | 1.02 |
| EV to Operating Cash Flow | 5.71 | -983.95 | -3.71 | -2.05 | 1.00 |
| Tangible Book Value Per Share | 5741.18 | 5102.03 | 4926.04 | 4680.64 | 4438.88 |
| Shareholders’ Equity Per Share | 5552.64 | 5225.08 | 5037.74 | 4792.90 | 4557.11 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.21 | 0.22 | 0.22 | 0.27 |
| Revenue Per Share | 3433.15 | 2747.66 | 2440.57 | 2134.47 | 2179.37 |
| Net Income Per Share | 406.27 | 325.30 | 358.51 | 337.88 | 160.79 |
| Tax Burden | 0.74 | 0.76 | 0.75 | 0.75 | 0.69 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.17 | 0.13 | 0.14 | 0.15 | 0.12 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.96 | 0.00 | -1.82 | 0.00 | 9.66 |
Currency in IDR
