PT Bank JTrust Indonesia Tbk(ID:BCIC)
Rp96.000.00 (0.00%)
ID:BCIC
PT Bank JTrust Indonesia Tbk financials statements
Rp96.00
At close:0.00 (0.00%)
PT Bank JTrust Indonesia Tbk (BCIC) Ratios
PT Bank JTrust Indonesia Tbk Ratios
ID:BCIC's free cash flow for Q3 2026 was Rp62.10B. For the 2026 fiscal year, ID:BCIC's free cash flow was decreased by Rp-2.36B and operating cash flow was Rp64.47B. See a summary of the company’s cash flow.
| Ratios | Mar 26 | Dec 24 | Mar 24 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.22 | 0.18 | 0.27 | 0.26 | 0.39 |
| Quick Ratio | 0.22 | 0.18 | 0.27 | 0.26 | 0.39 |
| Cash Ratio | 0.15 | 0.10 | 0.18 | 0.15 | 0.18 |
| Solvency Ratio | -0.01 | 0.00 | 0.00 | 0.01 | -0.02 |
| Operating Cash Flow Ratio | -0.05 | -0.03 | 0.07 | -0.01 | 0.08 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | Rp -28.13T | Rp -29.91T | Rp -26.20T | Rp -22.28T | Rp -11.44T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.00 | 0.01 | 0.02 | 0.00 |
| Debt-to-Equity Ratio | 0.10 | 0.00 | 0.15 | 0.16 | 0.00 |
| Debt-to-Capital Ratio | 0.09 | 0.00 | 0.13 | 0.14 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.09 | 0.00 | 0.13 | 0.14 | 0.00 |
| Financial Leverage Ratio | 11.47 | 10.61 | 10.44 | 9.02 | 8.01 |
| Debt Service Coverage Ratio | -0.16 | 0.03 | 0.06 | 0.15 | -0.42 |
| Interest Coverage Ratio | -0.16 | 0.05 | 0.01 | 0.04 | -0.62 |
| Debt to Market Cap | 0.12 | 0.00 | 0.26 | 0.22 | 0.00 |
| Interest Debt Per Share | 136.19 | 122.73 | 126.67 | 104.35 | 84.20 |
| Net Debt to EBITDA | 20.25 | -19.87 | -60.64 | -32.47 | 7.12 |
| Profitability Margins | |||||
| Gross Profit Margin | 31.40% | 35.39% | 38.13% | 53.72% | 13.86% |
| EBIT Margin | -10.70% | 3.10% | 0.78% | 2.08% | -53.16% |
| EBITDA Margin | -8.05% | 5.22% | 3.30% | 5.06% | -45.99% |
| Operating Profit Margin | -10.70% | 3.10% | 0.78% | 2.08% | -53.16% |
| Pretax Profit Margin | -10.70% | 3.10% | 0.78% | 2.08% | -53.16% |
| Net Profit Margin | -13.81% | 0.08% | 1.00% | 3.82% | -43.17% |
| Continuous Operations Profit Margin | -13.81% | 0.08% | 1.00% | 3.82% | -43.17% |
| Net Income Per EBT | 129.04% | 2.66% | 127.93% | 183.34% | 81.21% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | -1.09% | 0.01% | 0.07% | 0.26% | -2.09% |
| Return on Equity (ROE) | -12.49% | 0.07% | 0.74% | 2.32% | -16.75% |
| Return on Capital Employed (ROCE) | -7.76% | 2.71% | 0.48% | 1.04% | -19.55% |
| Return on Invested Capital (ROIC) | -7.76% | 0.07% | 0.48% | 1.04% | -15.87% |
| Return on Tangible Assets | -1.10% | 0.01% | 0.07% | 0.26% | -2.11% |
| Earnings Yield | -15.07% | 0.08% | 1.28% | 3.15% | -20.46% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1337.60 | 13.74 | 9.78 | 8.84 | 5.40 |
| Payables Turnover | 22.02 | 20.59 | 19.74 | 17.32 | 22.37 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 35.63 | 28.00 | 18.20 | 12.54 | 5.08 |
| Asset Turnover | 0.08 | 0.09 | 0.07 | 0.07 | 0.05 |
| Working Capital Turnover Ratio | -0.11 | -0.12 | -0.12 | -0.14 | -0.11 |
| Cash Conversion Cycle | -16.30 | 8.83 | 18.84 | 20.19 | 51.24 |
| Days of Sales Outstanding | 0.27 | 26.56 | 37.33 | 41.27 | 67.55 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 16.57 | 17.73 | 18.49 | 21.07 | 16.32 |
| Operating Cycle | 0.27 | 26.56 | 37.33 | 41.27 | 67.55 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -91.26 | -65.52 | 131.25 | -10.33 | 144.69 |
| Free Cash Flow Per Share | -93.87 | -80.10 | 129.98 | -12.51 | 142.94 |
| Dividend Paid and CapEx Coverage Ratio | -35.03 | -4.49 | 103.05 | -4.74 | 82.74 |
| Capital Expenditure Coverage Ratio | -35.03 | -4.49 | 103.05 | -4.74 | 82.74 |
| Operating Cash Flow Coverage Ratio | -4.90 | -2247.17 | 4.14 | -0.27 | 1638.62 |
| Operating Cash Flow to Sales Ratio | -0.53 | -0.35 | 0.85 | -0.07 | 1.48 |
| Free Cash Flow Yield | -59.79% | -42.84% | 108.31% | -7.19% | 69.39% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | -6.64 | 1168.75 | 77.92 | 31.81 | -4.89 |
| Price-to-Sales (P/S) Ratio | 0.92 | 0.98 | 0.78 | 1.21 | 2.11 |
| Price-to-Book (P/B) Ratio | 0.83 | 0.89 | 0.58 | 0.74 | 0.82 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -1.67 | -2.33 | 0.92 | -13.91 | 1.44 |
| Price-to-Operating Cash Flow Ratio | -1.72 | -2.85 | 0.91 | -16.84 | 1.42 |
| Price-to-Earnings Growth (PEG) Ratio | 0.00 | -13.04 | -1.08 | -0.28 | 0.38 |
| Enterprise Value Multiple | 8.86 | -1.01 | -36.97 | -8.50 | 2.54 |
| Enterprise Value | -2.21T | -180.65B | -3.39T | -975.83B | -1.20T |
| EV to EBITDA | 8.86 | -1.01 | -36.97 | -8.50 | 2.54 |
| EV to Sales | -0.71 | -0.05 | -1.22 | -0.43 | -1.17 |
| EV to Free Cash Flow | 1.30 | 0.12 | -1.44 | 4.93 | -0.80 |
| EV to Operating Cash Flow | 1.34 | 0.15 | -1.43 | 5.97 | -0.79 |
| Tangible Book Value Per Share | 163.15 | 184.07 | 194.64 | 220.11 | 229.42 |
| Shareholders’ Equity Per Share | 189.45 | 209.51 | 207.61 | 235.44 | 251.72 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | -0.29 | 0.97 | -0.28 | -0.83 | 0.19 |
| Revenue Per Share | 171.36 | 189.90 | 153.54 | 143.43 | 97.64 |
| Net Income Per Share | -23.66 | 0.16 | 1.54 | 5.47 | -42.15 |
| Tax Burden | 1.29 | 0.03 | 1.28 | 1.83 | 0.81 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.08 | 0.06 | 0.08 | 0.08 | 0.18 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.00 | -418.96 | 0.00 | 0.00 | 0.00 |
Currency in IDR
