PT Bank Tabungan Negara (Persero) Tbk(ID:BBTN)
Rp955.00-20.00 (-2.05%)
ID:BBTN
PT Bank Tabungan Negara (Persero) Tbk financials statements
Rp955.00
At close:-20.00 (-2.05%)
PT Bank Tabungan Negara (Persero) Tbk (BBTN) Ratios
PT Bank Tabungan Negara (Persero) Tbk Ratios
ID:BBTN's free cash flow for Q2 2026 was Rp-10.85T. For the 2026 fiscal year, ID:BBTN's free cash flow was decreased by Rp-281.26B and operating cash flow was Rp-10.57T. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.12 | 0.13 | 0.28 | 84.52 | 102.03 |
| Quick Ratio | 0.12 | 0.13 | 0.28 | 84.52 | 102.03 |
| Cash Ratio | 0.12 | 0.09 | 0.28 | 65.70 | 81.96 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | -0.02 | 0.04 | 2.00 | 18.99 |
| Short-Term Operating Cash Flow Coverage | 0.83 | -0.41 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | Rp -437.97T | Rp -386.44T | Rp -355.23T | Rp -322.82T | Rp -299.14T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.09 | 0.10 | 0.12 | 0.11 | 0.12 |
| Debt-to-Equity Ratio | 1.33 | 1.50 | 1.68 | 1.65 | 2.02 |
| Debt-to-Capital Ratio | 0.57 | 0.60 | 0.63 | 0.62 | 0.67 |
| Long-Term Debt-to-Capital Ratio | 0.50 | 0.46 | 0.53 | 0.00 | 0.67 |
| Financial Leverage Ratio | 14.58 | 14.42 | 14.40 | 15.52 | 17.37 |
| Debt Service Coverage Ratio | 0.14 | 0.10 | 0.31 | 0.37 | 0.25 |
| Interest Coverage Ratio | 0.24 | 0.23 | 0.33 | 0.39 | 0.25 |
| Debt to Market Cap | 2.91 | 3.05 | 2.00 | 0.00 | 2.36 |
| Interest Debt Per Share | 4726.82 | 4632.66 | 4612.95 | 4989.22 | 5022.93 |
| Net Debt to EBITDA | -0.62 | 2.99 | -0.33 | 0.28 | 0.59 |
| Profitability Margins | |||||
| Gross Profit Margin | 40.88% | 47.62% | 54.85% | 61.78% | 55.75% |
| EBIT Margin | 11.11% | 12.26% | 14.75% | 14.76% | 11.18% |
| EBITDA Margin | 13.08% | 14.64% | 17.16% | 17.15% | 13.26% |
| Operating Profit Margin | 11.11% | 12.26% | 14.75% | 14.76% | 11.18% |
| Pretax Profit Margin | 11.11% | 12.26% | 14.75% | 14.76% | 11.18% |
| Net Profit Margin | 8.88% | 9.78% | 11.79% | 11.60% | 8.87% |
| Continuous Operations Profit Margin | 8.88% | 9.78% | 11.79% | 11.60% | 8.87% |
| Net Income Per EBT | 79.90% | 79.71% | 79.93% | 78.57% | 79.38% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.66% | 0.64% | 0.80% | 0.76% | 0.64% |
| Return on Equity (ROE) | 9.67% | 9.23% | 11.49% | 11.75% | 11.10% |
| Return on Capital Employed (ROCE) | 5.00% | 4.33% | 1.75% | 0.97% | 0.81% |
| Return on Invested Capital (ROIC) | 3.53% | 2.77% | 1.48% | 2.70% | 2.27% |
| Return on Tangible Assets | 0.66% | 0.64% | 0.80% | 0.88% | 0.74% |
| Earnings Yield | 21.23% | 18.80% | 19.96% | 21.30% | 12.97% |
| Efficiency Ratios | |||||
| Receivables Turnover | 3.23 | 2.30 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 60.30 | 43.80 | 20.48 | 15.88 | 23.55 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.75 | 3.35 | 3.66 | 4.13 | 4.67 |
| Asset Turnover | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 |
| Working Capital Turnover Ratio | -0.11 | -0.13 | -0.72 | 0.51 | 0.58 |
| Cash Conversion Cycle | 107.10 | 150.71 | -17.83 | -22.98 | -15.50 |
| Days of Sales Outstanding | 113.15 | 159.04 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 6.05 | 8.33 | 17.83 | 22.98 | 15.50 |
| Operating Cycle | 113.15 | 159.04 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 679.69 | -623.87 | 472.72 | 119.46 | 869.68 |
| Free Cash Flow Per Share | 546.13 | -740.33 | 307.88 | 21.02 | 831.85 |
| Dividend Paid and CapEx Coverage Ratio | 3.63 | -3.75 | 2.27 | 0.99 | 22.99 |
| Capital Expenditure Coverage Ratio | 5.09 | -5.36 | 2.87 | 1.21 | 22.99 |
| Operating Cash Flow Coverage Ratio | 0.20 | -0.18 | 0.13 | 0.03 | 0.22 |
| Operating Cash Flow to Sales Ratio | 0.24 | -0.28 | 0.22 | 0.05 | 0.36 |
| Free Cash Flow Yield | 46.48% | -64.94% | 24.63% | 1.56% | 49.87% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 4.71 | 5.32 | 5.01 | 4.69 | 7.71 |
| Price-to-Sales (P/S) Ratio | 0.42 | 0.52 | 0.59 | 0.54 | 0.68 |
| Price-to-Book (P/B) Ratio | 0.46 | 0.49 | 0.58 | 0.55 | 0.86 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 2.15 | -1.54 | 4.06 | 64.22 | 2.01 |
| Price-to-Operating Cash Flow Ratio | 1.73 | -1.83 | 2.64 | 11.30 | 1.92 |
| Price-to-Earnings Growth (PEG) Ratio | 0.29 | -0.38 | -0.38 | 0.14 | 0.16 |
| Enterprise Value Multiple | 2.58 | 6.54 | 3.11 | 3.46 | 5.75 |
| Enterprise Value | 13.31T | 29.45T | 15.84T | 15.57T | 20.41T |
| EV to EBITDA | 2.58 | 6.54 | 3.11 | 3.46 | 5.75 |
| EV to Sales | 0.34 | 0.96 | 0.53 | 0.59 | 0.76 |
| EV to Free Cash Flow | 1.74 | -2.83 | 3.67 | 69.95 | 2.23 |
| EV to Operating Cash Flow | 1.40 | -3.36 | 2.39 | 12.31 | 2.14 |
| Tangible Book Value Per Share | 2490.80 | 2320.85 | 2171.74 | 2446.59 | 1949.02 |
| Shareholders’ Equity Per Share | 2580.10 | 2320.85 | 2171.74 | 2446.59 | 1949.02 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.20 | 0.20 | 0.20 | 0.21 | 0.21 |
| Revenue Per Share | 2809.36 | 2191.83 | 2115.81 | 2479.68 | 2437.85 |
| Net Income Per Share | 249.47 | 214.28 | 249.46 | 287.54 | 216.35 |
| Tax Burden | 0.80 | 0.80 | 0.80 | 0.79 | 0.79 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.10 | 0.11 | 0.09 | 0.10 | 0.09 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 2.72 | 0.00 | 0.00 | 0.42 | 0.00 |
Currency in IDR
