PT Bank Negara Indonesia (Persero) Tbk(ID:BBNI)
Rp3,370.00-30.00 (-0.88%)
ID:BBNI
PT Bank Negara Indonesia (Persero) Tbk financials statements
Rp3,370.00
At close:-30.00 (-0.88%)
PT Bank Negara Indonesia (Persero) Tbk (BBNI) Ratios
PT Bank Negara Indonesia (Persero) Tbk Ratios
ID:BBNI's free cash flow for Q3 2026 was Rp3.87T. For the 2026 fiscal year, ID:BBNI's free cash flow was decreased by Rp-628.61B and operating cash flow was Rp4.50T. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 3.59 | 0.16 | 0.23 | 0.25 | 0.28 |
| Quick Ratio | 3.59 | 0.16 | 0.23 | 0.25 | 0.28 |
| Cash Ratio | 4.10 | 0.13 | 0.19 | 0.21 | 0.23 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.68 | -0.08 | 0.01 | 0.03 | 0.13 |
| Short-Term Operating Cash Flow Coverage | 0.68 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | Rp -1051.03T | Rp -830.02T | Rp -739.68T | Rp -689.83T | Rp -631.44T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.07 | 0.06 | 0.04 | 0.05 | 0.05 |
| Debt-to-Equity Ratio | 0.53 | 0.43 | 0.31 | 0.39 | 0.40 |
| Debt-to-Capital Ratio | 0.35 | 0.30 | 0.24 | 0.28 | 0.28 |
| Long-Term Debt-to-Capital Ratio | 0.24 | 0.30 | 0.24 | 0.28 | 0.28 |
| Financial Leverage Ratio | 7.93 | 6.95 | 7.24 | 7.58 | 7.80 |
| Debt Service Coverage Ratio | 0.34 | 0.92 | 1.16 | 1.55 | 1.11 |
| Interest Coverage Ratio | 0.84 | 1.05 | 1.27 | 1.70 | 1.07 |
| Debt to Market Cap | 0.56 | 0.52 | 0.06 | 0.07 | 0.11 |
| Interest Debt Per Share | 3241.51 | 2588.93 | 1784.57 | 1775.42 | 1635.89 |
| Net Debt to EBITDA | -2.28 | -1.21 | -3.99 | -4.45 | -8.59 |
| Profitability Margins | |||||
| Gross Profit Margin | 57.74% | 100.00% | 75.30% | 82.12% | 82.96% |
| EBIT Margin | 26.59% | -3.90% | 31.35% | 30.40% | 18.24% |
| EBITDA Margin | 29.44% | 46.76% | 34.17% | 33.42% | 21.16% |
| Operating Profit Margin | 26.59% | 44.01% | 31.35% | 30.40% | 18.24% |
| Pretax Profit Margin | 26.59% | 42.88% | 31.35% | 30.40% | 18.24% |
| Net Profit Margin | 21.84% | 34.63% | 25.57% | 24.54% | 15.84% |
| Continuous Operations Profit Margin | 21.91% | 34.96% | 25.81% | 24.77% | 15.96% |
| Net Income Per EBT | 82.14% | 80.75% | 81.55% | 80.72% | 86.83% |
| EBT Per EBIT | 100.00% | 97.44% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.47% | 1.90% | 1.92% | 1.78% | 1.13% |
| Return on Equity (ROE) | 11.67% | 13.21% | 13.93% | 13.48% | 8.81% |
| Return on Capital Employed (ROCE) | 1.84% | 9.10% | 9.94% | 9.35% | 5.74% |
| Return on Invested Capital (ROIC) | 1.48% | 7.42% | 8.19% | 7.62% | 5.02% |
| Return on Tangible Assets | 1.47% | 1.90% | 1.93% | 1.78% | 1.13% |
| Earnings Yield | 12.30% | 15.84% | 2.55% | 2.43% | 2.44% |
| Efficiency Ratios | |||||
| Receivables Turnover | 15.95 | 2.56 | 2.63 | 2.33 | 2.41 |
| Payables Turnover | 19.35 | 18.36 | 10.63 | 11.62 | 17.61 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.95 | 2.04 | 2.95 | 2.81 | 2.56 |
| Asset Turnover | 0.07 | 0.05 | 0.08 | 0.07 | 0.07 |
| Working Capital Turnover Ratio | -0.43 | -0.09 | -0.13 | -0.13 | -0.13 |
| Cash Conversion Cycle | 4.03 | 122.64 | 104.21 | 125.42 | 130.49 |
| Days of Sales Outstanding | 22.89 | 142.51 | 138.53 | 156.83 | 151.21 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 18.86 | 19.88 | 34.32 | 31.41 | 20.72 |
| Operating Cycle | 22.89 | 142.51 | 138.53 | 156.83 | 151.21 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 680.17 | -1695.32 | 278.95 | 535.26 | 2617.03 |
| Free Cash Flow Per Share | 602.01 | -1778.63 | 215.74 | 469.77 | 2567.35 |
| Dividend Paid and CapEx Coverage Ratio | 1.50 | -4.66 | 1.07 | 3.86 | 36.50 |
| Capital Expenditure Coverage Ratio | 8.70 | -20.35 | 4.41 | 8.17 | 52.68 |
| Operating Cash Flow Coverage Ratio | 0.28 | -0.90 | 0.22 | 0.38 | 1.98 |
| Operating Cash Flow to Sales Ratio | 0.28 | -1.02 | 0.13 | 0.27 | 1.42 |
| Free Cash Flow Yield | 13.78% | -48.94% | 0.98% | 2.32% | 21.41% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.13 | 6.31 | 39.23 | 41.19 | 40.98 |
| Price-to-Sales (P/S) Ratio | 1.78 | 2.19 | 10.03 | 10.11 | 6.49 |
| Price-to-Book (P/B) Ratio | 0.95 | 0.83 | 5.46 | 5.55 | 3.61 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.26 | -2.04 | 102.04 | 43.07 | 4.67 |
| Price-to-Operating Cash Flow Ratio | 6.42 | -2.14 | 78.92 | 37.80 | 4.58 |
| Price-to-Earnings Growth (PEG) Ratio | -1.22 | 2.47 | 2.75 | 0.61 | 0.18 |
| Enterprise Value Multiple | 3.75 | 3.47 | 25.36 | 25.80 | 22.09 |
| Enterprise Value | 101.37T | 100.53T | 708.67T | 643.26T | 321.63T |
| EV to EBITDA | 3.75 | 3.47 | 25.36 | 25.80 | 22.09 |
| EV to Sales | 1.10 | 1.62 | 8.67 | 8.62 | 4.68 |
| EV to Free Cash Flow | 4.51 | -1.52 | 88.17 | 36.73 | 3.36 |
| EV to Operating Cash Flow | 4.00 | -1.59 | 68.19 | 32.24 | 3.30 |
| Tangible Book Value Per Share | 4708.04 | 4463.51 | 4133.15 | 3740.81 | 3396.70 |
| Shareholders’ Equity Per Share | 4604.36 | 4356.63 | 4029.63 | 3643.44 | 3322.02 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.18 | 0.18 | 0.18 | 0.19 | 0.13 |
| Revenue Per Share | 2460.46 | 1662.24 | 2195.02 | 2001.70 | 1846.94 |
| Net Income Per Share | 537.32 | 575.59 | 561.23 | 491.25 | 292.59 |
| Tax Burden | 0.82 | 0.81 | 0.82 | 0.81 | 0.87 |
| Interest Burden | 1.00 | -11.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.17 | 0.12 | 0.07 | 0.08 | 0.08 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.27 | 0.00 | 0.00 | 1.09 | 8.94 |
Currency in IDR
