PT Bank Central Asia Tbk (BBCA) Ratios
PT Bank Central Asia Tbk Ratios
ID:BBCA's free cash flow for Q3 2026 was IDR7.72T. For the 2026 fiscal year, ID:BBCA's free cash flow was decreased by IDR-796.65B and operating cash flow was IDR8.52T. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.09 | 0.10 | 18.95 | 0.17 | 0.21 |
| Quick Ratio | 0.09 | 0.10 | 18.95 | 0.17 | 0.21 |
| Cash Ratio | 0.07 | 0.08 | 15.78 | 0.15 | 0.19 |
| Solvency Ratio | 0.05 | 0.05 | 0.04 | 0.04 | 0.03 |
| Operating Cash Flow Ratio | 0.06 | 0.05 | 7.16 | 0.03 | 0.13 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | IDR -1187.34T | IDR -1073.69T | IDR -1011.97T | IDR -914.80T | IDR -820.30T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Debt-to-Capital Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Long-Term Debt-to-Capital Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Financial Leverage Ratio | 5.64 | 5.52 | 5.81 | 5.95 | 6.06 |
| Debt Service Coverage Ratio | 5.75 | 5.77 | 5.33 | 7.22 | 4.49 |
| Interest Coverage Ratio | 6.82 | 7.11 | 6.18 | 8.39 | 5.15 |
| Debt to Market Cap | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 104.27 | 104.88 | 98.19 | 65.85 | 79.73 |
| Net Debt to EBITDA | -1.20 | -1.22 | -1.98 | -3.00 | -4.50 |
| Profitability Margins | |||||
| Gross Profit Margin | 91.62% | 100.00% | 91.17% | 93.71% | 91.40% |
| EBIT Margin | 57.11% | -1.96% | 54.60% | 52.83% | 44.30% |
| EBITDA Margin | 59.20% | 63.67% | 57.51% | 55.61% | 47.09% |
| Operating Profit Margin | 57.11% | 63.54% | 54.60% | 52.83% | 44.30% |
| Pretax Profit Margin | 57.11% | 61.71% | 54.60% | 52.83% | 44.30% |
| Net Profit Margin | 46.11% | 49.60% | 44.13% | 42.64% | 35.84% |
| Continuous Operations Profit Margin | 46.13% | 49.62% | 44.15% | 42.66% | 35.86% |
| Net Income Per EBT | 80.74% | 80.38% | 80.82% | 80.72% | 80.90% |
| EBT Per EBIT | 100.00% | 97.12% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 3.63% | 3.78% | 3.45% | 3.10% | 2.56% |
| Return on Equity (ROE) | 20.44% | 20.88% | 20.07% | 18.43% | 15.50% |
| Return on Capital Employed (ROCE) | 21.88% | 23.08% | 4.30% | 19.21% | 16.42% |
| Return on Invested Capital (ROIC) | 17.67% | 18.56% | 2.63% | 15.52% | 13.29% |
| Return on Tangible Assets | 3.63% | 3.79% | 3.46% | 3.10% | 2.56% |
| Earnings Yield | 5.78% | 4.85% | 4.45% | 4.16% | 3.49% |
| Efficiency Ratios | |||||
| Receivables Turnover | 4.97 | 5.11 | 4.48 | 5.87 | 5.35 |
| Payables Turnover | 2.96 | 3.40 | 1.53 | 2.00 | 1.60 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.38 | 3.91 | 4.11 | 3.87 | 3.95 |
| Asset Turnover | 0.08 | 0.08 | 0.08 | 0.07 | 0.07 |
| Working Capital Turnover Ratio | -0.11 | -0.25 | -0.30 | -0.12 | -0.27 |
| Cash Conversion Cycle | -49.68 | -36.03 | -157.74 | -120.22 | -159.68 |
| Days of Sales Outstanding | 73.44 | 71.41 | 81.47 | 62.16 | 68.18 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 123.12 | 107.44 | 239.21 | 182.38 | 227.86 |
| Operating Cycle | 73.44 | 71.41 | 81.47 | 62.16 | 68.18 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 628.90 | 436.59 | 471.01 | 274.02 | 1023.62 |
| Free Cash Flow Per Share | 609.01 | 402.73 | 429.64 | 246.80 | 996.80 |
| Dividend Paid and CapEx Coverage Ratio | 1.94 | 1.40 | 1.86 | 1.50 | 7.41 |
| Capital Expenditure Coverage Ratio | 31.62 | 12.90 | 11.39 | 10.07 | 38.18 |
| Operating Cash Flow Coverage Ratio | 32.36 | 17.68 | 24.48 | 16.04 | 55.12 |
| Operating Cash Flow to Sales Ratio | 0.62 | 0.49 | 0.53 | 0.35 | 1.44 |
| Free Cash Flow Yield | 7.54% | 4.39% | 4.85% | 3.11% | 13.67% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 17.29 | 20.62 | 22.47 | 24.02 | 28.62 |
| Price-to-Sales (P/S) Ratio | 7.98 | 10.23 | 9.92 | 10.24 | 10.26 |
| Price-to-Book (P/B) Ratio | 3.54 | 4.30 | 4.51 | 4.43 | 4.44 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 13.26 | 22.77 | 20.64 | 32.16 | 7.32 |
| Price-to-Operating Cash Flow Ratio | 12.84 | 21.01 | 18.83 | 28.97 | 7.13 |
| Price-to-Earnings Growth (PEG) Ratio | 3.47 | 1.62 | 1.16 | 0.81 | 1.81 |
| Enterprise Value Multiple | 12.28 | 14.85 | 15.26 | 15.42 | 17.28 |
| Enterprise Value | 906.69T | 1044.95T | 967.58T | 819.08T | 713.37T |
| EV to EBITDA | 12.28 | 14.85 | 15.26 | 15.42 | 17.28 |
| EV to Sales | 7.27 | 9.45 | 8.78 | 8.57 | 8.14 |
| EV to Free Cash Flow | 12.08 | 21.05 | 18.27 | 26.92 | 5.81 |
| EV to Operating Cash Flow | 11.70 | 19.42 | 16.66 | 24.25 | 5.65 |
| Tangible Book Value Per Share | 2271.16 | 2117.46 | 1954.76 | 1781.50 | 1632.66 |
| Shareholders’ Equity Per Share | 2283.80 | 2130.53 | 1965.98 | 1792.89 | 1644.39 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.19 | 0.20 | 0.19 | 0.19 | 0.19 |
| Revenue Per Share | 1012.42 | 896.78 | 894.08 | 774.98 | 711.25 |
| Net Income Per Share | 466.85 | 444.83 | 394.56 | 330.45 | 254.90 |
| Tax Burden | 0.81 | 0.80 | 0.81 | 0.81 | 0.81 |
| Interest Burden | 1.00 | -31.47 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.10 | 0.12 | 0.10 | 0.11 | 0.10 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.35 | 0.00 | 0.00 | 0.83 | 0.00 |
Currency in IDR
