PT Bank Amar Indonesia Tbk(ID:AMAR)
Rp188.00+2.00 (+1.62%)
ID:AMAR
PT Bank Amar Indonesia Tbk financials statements
Rp188.00
At close:+2.00 (+1.62%)
PT Bank Amar Indonesia Tbk (AMAR) Ratios
PT Bank Amar Indonesia Tbk Ratios
ID:AMAR's free cash flow for Q3 2026 was Rp331.50B. For the 2026 fiscal year, ID:AMAR's free cash flow was decreased by Rp-1.60B and operating cash flow was Rp333.10B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Mar 24 | Mar 23 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.89 | 0.81 | 2.14 | 611.35 | 290.41 |
| Quick Ratio | 0.89 | 0.81 | 2.14 | 611.35 | 290.41 |
| Cash Ratio | 0.51 | 0.71 | 2.14 | 583.94 | 277.68 |
| Solvency Ratio | 0.08 | 0.15 | 0.17 | -0.11 | 0.00 |
| Operating Cash Flow Ratio | 4.52 | 0.46 | -0.62 | -1082.03 | 71.26 |
| Short-Term Operating Cash Flow Coverage | 4.52 | 2.39 | -1.31 | 0.00 | 0.00 |
| Net Current Asset Value | Rp -3.09T | Rp -406.08B | Rp -71.52B | Rp 200.87B | Rp -2.16T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.00 | 0.05 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.09 | 0.00 | 0.07 | 0.00 | 0.01 |
| Debt-to-Capital Ratio | 0.08 | 0.00 | 0.06 | 0.00 | 0.01 |
| Long-Term Debt-to-Capital Ratio | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 |
| Financial Leverage Ratio | 1.98 | 1.46 | 1.33 | 1.42 | 4.88 |
| Debt Service Coverage Ratio | 0.66 | 0.69 | 0.66 | -1.26 | 0.08 |
| Interest Coverage Ratio | 2.91 | 4.32 | 3.46 | -1.78 | 0.00 |
| Debt to Market Cap | 0.08 | 0.08 | 0.04 | 0.00 | 0.00 |
| Interest Debt Per Share | 22.46 | 3.89 | 17.97 | 8.97 | 18.53 |
| Net Debt to EBITDA | 0.49 | -3.41 | -3.39 | 7.61 | -136.01 |
| Profitability Margins | |||||
| Gross Profit Margin | 48.74% | 96.01% | 94.96% | 87.84% | 73.93% |
| EBIT Margin | 16.75% | 17.25% | 17.45% | -21.67% | 0.10% |
| EBITDA Margin | 17.30% | 17.96% | 18.33% | -20.43% | 1.69% |
| Operating Profit Margin | 16.75% | 17.25% | 17.45% | -21.67% | 0.10% |
| Pretax Profit Margin | 16.75% | 17.25% | 17.45% | -21.67% | 0.10% |
| Net Profit Margin | 13.32% | 13.49% | 14.12% | -16.62% | 0.50% |
| Continuous Operations Profit Margin | 13.32% | 13.49% | 14.12% | -16.62% | 0.50% |
| Net Income Per EBT | 79.55% | 78.17% | 80.89% | 76.69% | 505.19% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 3.69% | 4.42% | 4.06% | -3.45% | 0.08% |
| Return on Equity (ROE) | 7.30% | 6.44% | 5.40% | -4.89% | 0.39% |
| Return on Capital Employed (ROCE) | 4.84% | 7.89% | 5.63% | -4.50% | 0.02% |
| Return on Invested Capital (ROIC) | 3.69% | 5.73% | 4.31% | -6.84% | 0.03% |
| Return on Tangible Assets | 3.69% | 4.42% | 4.07% | -3.45% | 0.08% |
| Earnings Yield | 6.17% | 6.12% | 3.43% | -4.98% | 0.13% |
| Efficiency Ratios | |||||
| Receivables Turnover | 17.29 | 14.85 | 0.00 | 14.85 | 0.00 |
| Payables Turnover | 130.24 | 27.42 | 36.65 | 45.43 | 31.36 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 117.76 | 117.27 | 78.36 | 45.59 | 34.64 |
| Asset Turnover | 0.28 | 0.33 | 0.29 | 0.21 | 0.16 |
| Working Capital Turnover Ratio | -12.90 | 11.40 | 1.22 | 0.53 | 0.44 |
| Cash Conversion Cycle | 18.31 | 11.27 | -9.96 | 16.54 | -11.64 |
| Days of Sales Outstanding | 21.11 | 24.58 | 0.00 | 24.57 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 2.80 | 13.31 | 9.96 | 8.03 | 11.64 |
| Operating Cycle | 21.11 | 24.58 | 0.00 | 24.57 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 70.10 | 34.44 | -18.05 | -201.19 | 40.57 |
| Free Cash Flow Per Share | 69.52 | 34.28 | -18.28 | -201.39 | 39.98 |
| Dividend Paid and CapEx Coverage Ratio | 7.87 | 4.84 | -79.23 | -1046.16 | 68.99 |
| Capital Expenditure Coverage Ratio | 120.48 | 219.25 | -79.23 | -1046.16 | 68.99 |
| Operating Cash Flow Coverage Ratio | 4.23 | 81.12 | -1.28 | -384.02 | 59.46 |
| Operating Cash Flow to Sales Ratio | 0.69 | 0.40 | -0.23 | -2.90 | 0.59 |
| Free Cash Flow Yield | 31.60% | 17.95% | -5.71% | -86.80% | 15.65% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 16.20 | 16.09 | 29.17 | -20.09 | 751.32 |
| Price-to-Sales (P/S) Ratio | 2.16 | 2.20 | 4.12 | 3.34 | 3.73 |
| Price-to-Book (P/B) Ratio | 1.18 | 1.05 | 1.58 | 0.98 | 2.87 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.16 | 5.57 | -17.50 | -1.15 | 6.39 |
| Price-to-Operating Cash Flow Ratio | 3.14 | 5.55 | -17.73 | -1.15 | 6.30 |
| Price-to-Earnings Growth (PEG) Ratio | 1.12 | 1.96 | -0.15 | 0.01 | -14.24 |
| Enterprise Value Multiple | 12.97 | 8.85 | 19.07 | -8.73 | 84.75 |
| Enterprise Value | 4.20T | 2.53T | 4.41T | 1.67T | 1.17T |
| EV to EBITDA | 12.97 | 8.85 | 19.07 | -8.73 | 84.75 |
| EV to Sales | 2.24 | 1.59 | 3.50 | 1.78 | 1.43 |
| EV to Free Cash Flow | 3.29 | 4.02 | -14.86 | -0.62 | 2.45 |
| EV to Operating Cash Flow | 3.26 | 4.00 | -15.05 | -0.62 | 2.42 |
| Tangible Book Value Per Share | 186.12 | 181.60 | 202.94 | 235.78 | 88.72 |
| Shareholders’ Equity Per Share | 186.17 | 181.67 | 203.10 | 236.03 | 89.08 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.20 | 0.22 | 0.19 | 0.23 | -4.05 |
| Revenue Per Share | 101.93 | 86.72 | 77.70 | 69.47 | 68.46 |
| Net Income Per Share | 13.58 | 11.70 | 10.97 | -11.55 | 0.34 |
| Tax Burden | 0.80 | 0.78 | 0.81 | 0.77 | 5.05 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.15 | 0.19 | 0.17 | 0.31 | 0.23 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 5.16 | 0.00 | 0.00 | 0.00 | 118.03 |
Currency in IDR
