Haverty Furn Cl A SC AI Stock Analysis
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Haverty Furn Cl A SC (HVT.A) AI Stock Analysis
Haverty Furn Cl A SC
(NYSE:HVT.A)
The score is held back primarily by weakened financial performance (sharp margin compression and revenue decline) and an earnings valuation that looks high at a ~39.8 P/E. Offsetting factors include a constructive earnings-call backdrop (improving comps/profitability and raised gross-margin guidance) and supportive income from a ~4.6% dividend, while technicals remain soft with the stock below key short- and mid-term moving averages.
Haverty Furn Cl A SC (HVT.A) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $397.10M
- Dividend Yield
- 4.79%
- Average Volume (3M)
- 1,383
- Price to Earnings (P/E)
- 16.9
- Beta (1Y)
- 1.17
- Revenue Growth
- 6.42%
- EPS Growth
- 29.02%
- Country
- US
- Employees
- 2,392
- Sector
- Consumer Cyclical
- Sector Strength
- 61
- Industry
- Home Improvement
Haverty Furn Cl A SC Business Overview & Revenue Model
Company Description
Haverty Furniture Companies, Inc. operates as a specialized retailer providing residential home furnishings and accessories throughout the United States. The company offers its exclusive Havertys-branded furniture, complementing this with custom upho...
How the Company Makes Money
Haverty makes money primarily by retailing home furnishings to consumers. The core revenue stream is net sales from merchandise—furniture, mattresses, and home accessories—sold through its showrooms and e-commerce/omnichannel ordering, with revenue g...
Haverty Furn Cl A SC Earnings Call Summary
The call was predominantly positive, supported by sales, comparable-store, earnings, gross-margin, e-commerce, designer-business, and custom-order growth, along with store expansion, strong liquidity, and a raised gross-margin outlook. These positives outweighed traffic declines, inflationary cost pressures, supply-chain and tariff uncertainty, and higher SG&A expenses.
Q3-2026 Updates
Positive Updates
Negative Updates
Company Guidance
For calendar year 2026, guidance includes tariffs currently in effect as of November 4, 2026, but excludes any future tariff refunds that may be received from indirectly sourced products; gross margins are expected to be between 61.3% and 61.5%, fixed and discretionary-type SG&A expenses are expected to remain in the $307 million-$309 million range, variable-type costs within SG&A are expected to be in the range of 19.2%-19.4%, planned CapEx remains at $34 million, including $27.7 million for anticipated new or replacement stores, remodels, and expansions, $3.2 million for investments in the distribution network, and approximately $3.1 million for investments in information technology, and the anticipated effective tax rate remains at 26%, excluding the impact of vesting of stock awards and any potential new tax legislation; inventory is expected to end the year somewhere between $90 million and $100 million, depending on product flow and sales, and the company expects to end the year with 133 stores after planning to open five new stores in Q4 and close one that will be a relocation.
Haverty Furn Cl A SC Financial Statement Overview
Summary
Income statement weakness drives the score: revenue is down ~25% TTM and net margin has compressed to ~1.5% versus ~6.5% in 2023. Offsetting this, the balance sheet is described as stable with manageable leverage, and cash flow remains positive (TTM operating cash flow ~$59.7M; free cash flow ~$32.4M), though both have cooled versus prior levels.
Income Statement
46NeutralBalance Sheet
58NeutralCash Flow
55Neutral| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 789.06M | 759.00M | 722.90M | 862.13M | 1.05B | 1.01B |
| Gross Profit | 484.58M | 460.50M | 439.08M | 523.09M | 604.23M | 574.63M |
| EBITDA | 55.27M | 50.66M | 47.76M | 91.31M | 136.43M | 134.84M |
| Net Income | 24.44M | 19.73M | 19.96M | 56.32M | 89.36M | 90.80M |
Balance Sheet | ||||||
| Total Assets | 661.83M | 649.05M | 648.75M | 654.13M | 649.05M | 686.29M |
| Cash, Cash Equivalents and Short-Term Investments | 120.32M | 125.33M | 120.03M | 120.64M | 123.13M | 166.15M |
| Total Debt | 233.64M | 216.42M | 218.38M | 217.75M | 221.29M | 230.35M |
| Total Liabilities | 363.19M | 341.12M | 341.19M | 345.77M | 359.65M | 430.32M |
| Stockholders Equity | 298.64M | 307.93M | 307.56M | 308.37M | 289.40M | 255.97M |
Cash Flow | ||||||
| Free Cash Flow | 32.37M | 32.97M | 26.82M | 44.09M | 22.60M | 63.15M |
| Operating Cash Flow | 59.72M | 52.64M | 58.91M | 97.20M | 51.02M | 97.24M |
| Investing Cash Flow | -27.24M | -19.56M | -31.63M | -53.06M | -28.32M | -34.00M |
| Financing Cash Flow | -42.41M | -27.52M | -28.74M | -46.29M | -65.62M | -97.15M |
Haverty Furn Cl A SC Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HVT.A, the sentiment is Negative. The current price of 26.93 is below the 20-day moving average (MA) of 28.70, below the 50-day MA of 28.51, and above the 200-day MA of 26.50, indicating a neutral trend. The MACD of -0.55 indicates Positive momentum. The RSI at 42.39 is Neutral, neither overbought nor oversold. The STOCH value of 28.53 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HVT.A.
Haverty Furn Cl A SC Risk Analysis
Haverty Furn Cl A SC disclosed 23 risk factors in its most recent earnings report. Haverty Furn Cl A SC reported the most risks in the "Production" category.
Latest Risks Added
3 New RisksHaverty Furn Cl A SC Peers Comparison
Overall Rating
HOFT59Neutral
HD58Neutral
LOVE57Neutral
ETD54Neutral
LOW54Neutral- HVT.A53Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| Sector * | 61Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% |
| HOFT | 59Neutral | $155.68M | -8.53 | -10.59% | 3.21% | -28.13% | -38.44% |
| HD | 58Neutral | $350.19B | 24.53 | 102.68% | 2.64% | 2.50% | -2.95% |
| LOVE | 57Neutral | $232.07M | 12.93 | 8.69% | ― | 1.07% | 52.13% |
| ETD | 54Neutral | $454.44M | 14.93 | 6.90% | 26.20% | -7.44% | -33.97% |
| LOW | 54Neutral | $130.09B | 19.56 | -71.79% | 2.12% | 8.16% | -2.84% |
| HVT.A | 53Neutral | $408.40M | 16.92 | 8.10% | 4.79% | 6.42% | 29.02% |
* Consumer Cyclical Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| HVT.A | Haverty Furn Cl A Sc | 26.93 | 5.13 | 23.53% | |
| ETD | Ethan Allen Interiors | 18.36 | -0.33 | -1.78% | |
| HD | Home Depot | 351.31 | -6.62 | -1.85% | |
| HOFT | Hooker Furniture | 14.33 | 4.39 | 44.16% | |
| LOW | Lowe's Companies | 231.60 | 5.11 | 2.26% | |
| LOVE | The Lovesac Co | 15.78 | 2.76 | 21.20% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 04, 2026