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FY Financial (Shenzhen) Co., Ltd. Class H
(8452)
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Rating:46Neutral
Price Target:
HK$0.22
▼(-25.17% Downside)
Action:Reiterated
Date:08/29/26
The score is held down primarily by weak and volatile financial performance (recent losses and poor free cash flow) despite a low-leverage balance sheet. Technicals also lean bearish with the stock below key longer-term moving averages and negative MACD, while valuation is difficult to support due to negative earnings and no stated dividend yield.
Positive Factors
Low Leverage
Very low leverage limits financing pressure and interest burden, giving the company greater flexibility to absorb earnings volatility and fund operations without relying heavily on additional borrowing.
Negative Factors
Sharp Revenue Decline
A sharp revenue contraction reduces operating scale and makes fixed costs harder to absorb. It also signals weakening demand or business execution, limiting visibility into a durable recovery in earnings.
Read all positive and negative factors
Positive Factors
Negative Factors
Low Leverage
Very low leverage limits financing pressure and interest burden, giving the company greater flexibility to absorb earnings volatility and fund operations without relying heavily on additional borrowing.
Read all positive factors
FY Financial (Shenzhen) Co., Ltd. Class H (8452) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$79.05M
Dividend Yield4.37%
Average Volume (3M)47.93K
Price to Earnings (P/E)―
Beta (1Y)0.49
Revenue Growth-76.61%
EPS Growth-529.32%
CountryHK
Employees52
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)-0.14
Shares Outstanding89,840,000
10 Day Avg. Volume42,200
30 Day Avg. Volume47,933
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.24
Price to Sales (P/S)1.23
P/FCF Ratio-1.20K
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
FY Financial (Shenzhen) Co., Ltd. Class H Business Overview & Revenue Model
Company Description
FY Financial (Shenzhen) Co., Ltd. functions as a financial services enterprise within the People's Republic of China, conducting its business through two main divisions. The Financial and Advisory Business segment delivers direct finance leasing a...
FY Financial (Shenzhen) Co., Ltd. Class H Financial Statement Overview
Summary
Income Statement
34
Negative
Balance Sheet
74
Positive
Cash Flow
28
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 35.40M | 76.39M | 133.07M | 57.07M | 29.50M | 43.10M |
| Gross Profit | 25.38M | 31.30M | 44.87M | 17.35M | 12.59M | 34.36M |
| EBITDA | -40.94M | -29.47M | -4.93M | 11.00M | -32.39M | 19.85M |
| Net Income | -50.36M | -42.41M | -6.87M | 4.75M | -29.50M | 14.93M |
Balance Sheet | ||||||
| Total Assets | 490.40M | 505.69M | 557.54M | 486.55M | 511.63M | 553.16M |
| Cash, Cash Equivalents and Short-Term Investments | 25.93M | 32.38M | 26.08M | 62.26M | 182.95M | 148.35M |
| Total Debt | 9.91M | 10.35M | 10.55M | 11.25M | 8.78M | 1.02M |
| Total Liabilities | 106.02M | 109.86M | 115.28M | 35.74M | 60.94M | 77.57M |
| Stockholders Equity | 384.77M | 393.61M | 436.97M | 443.85M | 439.07M | 475.59M |
Cash Flow | ||||||
| Free Cash Flow | -9.45M | -77.93K | -33.05M | -96.75M | 103.42M | 300.55M |
| Operating Cash Flow | -8.75M | 639.02K | -32.24M | -94.74M | 108.28M | 300.55M |
| Investing Cash Flow | 9.62M | 6.72M | -7.39M | -13.61M | -74.71M | 29.53M |
| Financing Cash Flow | -1.46M | -1.24M | 3.45M | -12.35M | 1.03M | -323.75M |
FY Financial (Shenzhen) Co., Ltd. Class H Technical Analysis
Neutral
0.29
Price Trends
0.23
Negative
0.27
Negative
0.29
Negative
Market Momentum
<0.01
Negative
54.70
Neutral
76.41
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8452, the sentiment is Neutral. The current price of 0.29 is above the 20-day moving average (MA) of 0.20, above the 50-day MA of 0.23, and above the 200-day MA of 0.29, indicating a neutral trend. The MACD of <0.01 indicates Negative momentum. The RSI at 54.70 is Neutral, neither overbought nor oversold. The STOCH value of 76.41 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:8452.
FY Financial (Shenzhen) Co., Ltd. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
86 Outperform | HK$710.60M | 6.09 | 7.71% | 5.50% | 93.55% | 2.11% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
55 Neutral | HK$456.94M | -0.51 | -19.32% | 26.60% | -32.03% | -235.24% | |
49 Neutral | HK$2.11B | -65.61 | -190.90% | ― | 31.07% | -57.85% | |
46 Neutral | HK$79.05M | -1.29 | -13.09% | 4.37% | -76.61% | -529.32% | |
43 Neutral | HK$627.54M | -3.19 | -24.06% | ― | 33.07% | -135.86% |
* Financial Sector Average
HK:8452
FY Financial (Shenzhen) Co., Ltd. Class H
0.22
-0.16
-42.11%
HK:3903
Hanhua Financial Holding Co., Ltd. Class H
0.17
0.00
0.00%
HK:2051
51 Credit Card Inc.
0.39
-0.36
-47.97%
HK:1577
Quanzhou Huixin Micro-credit Co., Ltd. Class H
1.05
0.20
24.11%
HK:2003
VCREDIT Holdings Limited
0.94
-2.40
-71.86%
HK:8239
Capital Finance Holdings Limited
21.56
13.96
183.68%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.