Modern Living Investments Holdings Limited (8426) AI Stock Analysis

Modern Living Investments Holdings Limited

(HKEX:8426)

Select Model

Rating:76Outperform

Price Target:HKD 0.34▲(25.56% Upside)

Action:reiterated

Date:09/22/26

The overall score of 76 is driven primarily by the company’s strong balance sheet and solid profitability alongside a very attractive valuation, with low leverage, growing equity, and a single-digit P/E paired with a dividend yield above 6% pointing to a fundamentally sound business priced at a discount to its earnings and dividend stream. This strength is meaningfully tempered by recent weakness in cash generation, as negative operating and free cash flow introduce an important risk that could eventually pressure the otherwise robust financial position if the trend persists. Supportive technicals, including a price trading above all key moving averages and healthy momentum indicators without signs of overbought conditions, further bolster the positive view but remain secondary to the financial and valuation factors in determining the score.

Positive Factors

Strong Revenue GrowthStrong TTM revenue growth indicates that the company is expanding its revenue base and maintaining business momentum. If sustained, this growth can support operating leverage, strengthen the company’s market position, and provide a foundation for improved earnings over the next several quarters.

Negative Factors

Negative Operating and Free Cash FlowNegative operating and free cash flow represent a material weakness in cash conversion, particularly because the company remains profitable on an accounting basis. Persistent cash outflows could reduce internally available funding, increase reliance on working-capital management, and constrain investment or shareholder distributions.

Modern Living Investments Holdings Limited (8426) vs. iShares MSCI Hong Kong ETF (EWH)

Market Cap: HKD 240.00M
Dividend Yield: 5.63%
Average Volume (3M): 807.39K
Price to Earnings (P/E): 6.8
Beta (1Y): 0.94
Revenue Growth: 30.16%
EPS Growth: 42.03%
Country: Hong Kong
Employees: 2,484
Sector: Real Estate
Sector Strength: 65
Industry: Real Estate - Services

Modern Living Investments Holdings Limited Business Overview & Revenue Model

Company Description

Operating as an investment holding firm, Modern Living Investments Holdings Limited specializes in providing comprehensive property management solutions for public residential developments throughout Hong Kong. Their extensive service portfolio cover...

Modern Living Investments Holdings Limited Financial Statement Overview

Summary

Score 67 reflects strong revenue growth, consistently positive operating and net margins, and a very low-leverage, growing equity base, partially offset by recent negative gross profit and a sharp deterioration in operating and free cash flow despite positive earnings.

Income Statement

72Positive

Balance Sheet

88Very Positive

Cash Flow

42Neutral

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	635.77M	439.36M	379.11M	334.24M	405.99M	479.76M
Gross Profit	-5.56M	38.58M	375.54M	32.50M	34.53M	50.09M
EBITDA	40.12M	22.98M	21.84M	22.32M	25.50M	32.38M
Net Income	35.24M	21.84M	16.96M	17.77M	21.18M	25.46M
Balance Sheet
Total Assets	219.32M	208.29M	220.11M	209.53M	201.98M	209.29M
Cash, Cash Equivalents and Short-Term Investments	70.74M	86.27M	94.60M	71.96M	73.52M	47.68M
Total Debt	468.00K	996.00K	1.39M	2.27M	6.96M	3.20M
Total Liabilities	57.08M	47.91M	66.11M	53.35M	51.69M	64.55M
Stockholders Equity	162.24M	160.38M	154.00M	156.18M	150.29M	144.74M
Cash Flow
Free Cash Flow	-29.75M	-37.49M	35.18M	18.40M	41.40M	32.94M
Operating Cash Flow	-27.21M	-35.97M	35.40M	18.70M	41.96M	33.43M
Investing Cash Flow	48.48M	77.26M	-5.34M	-751.00K	-54.65M	-5.42M
Financing Cash Flow	-21.19M	-16.74M	-17.18M	-18.00M	-14.38M	-15.80M

Modern Living Investments Holdings Limited Technical Analysis

Technical Analysis SentimentPositive

Last Price0.27

Price Trends

50DMA0.26Positive

100DMA0.25Positive

200DMA0.26Positive

Market Momentum

MACD0.00Positive

RSI65.62Neutral

STOCH21.12Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8426, the sentiment is Positive. The current price of 0.27 is below the 20-day moving average (MA) of 0.27, above the 50-day MA of 0.26, and above the 200-day MA of 0.26, indicating a bullish trend. The MACD of 0.00 indicates Positive momentum. The RSI at 65.62 is Neutral, neither overbought nor oversold. The STOCH value of 21.12 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:8426.

Modern Living Investments Holdings Limited Peers Comparison

Overall Rating

UnderperformOutperform

Sector (65)

Financial Indicators

HK:8426 against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
HK:8426	76Outperform	HKD 240.00M	6.80	21.85%	5.63%	30.16%	42.03%
HK:1895	70Outperform	HKD 171.98M	1.50	15.16%	13.17%	4.17%	10.89%
Sector *	65Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
HK:2107	50Neutral	HKD 416.12M	-4.48	-10.95%	10.00%	-0.09%	-101.15%
HK:1153	47Neutral	HKD 215.11M	50.18	30.35%	―	0.04%	-95.28%
HK:2215	46Neutral	HKD 124.83M	-0.45	-52.88%	―	1.89%	-805.91%

* Real Estate Sector Average

Performance Comparison

HK:8426 and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
HK:8426	Modern Living Investments Holdings Limited	0.30	0.08	35.75%
HK:1153	Jiayuan Services Holdings Limited	0.32	-0.08	-20.00%
HK:1895	Xinyuan Property Management Service (Cayman) Ltd.	0.29	-0.24	-45.28%
HK:2107	First Service Holding Limited	0.34	0.09	33.33%
HK:2215	Dexin Services Group Ltd.	0.14	-0.33	-71.06%
HK:2455	Runhua Living Service Group Holdings Limited	0.69	0.02	2.66%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 22, 2026

Modern Living Investments Holdings Limited AI Stock Analysis