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EFT Solutions Holdings Ltd (8062) AI Stock Analysis

HK:8062

EFT Solutions Holdings Ltd

(HKEX:8062)

Select Model
Rating:64Neutral
Price Target:HKD 0.27â–²(7.63% Upside)
Action:reiterated
Date:10/18/26

The score is supported primarily by the company’s strong, low-leverage balance sheet and moderately favorable technical positioning. These strengths are offset by materially weaker profitability and cash generation, while the high P/E limits valuation upside despite the attractive dividend yield.

Positive Factors
Minimal LeverageNear-zero leverage reduces solvency risk and interest burdens, giving the company greater flexibility to fund operations or respond to market changes. A conservative capital structure can also help preserve resilience while profitability and cash generation remain under pressure.
Negative Factors
Revenue DeclineFalling revenue signals weaker demand, reduced transaction activity, or lost business momentum, although the pack does not identify the cause. If sustained, contraction would limit operating leverage and make recovery in earnings more difficult.

EFT Solutions Holdings Ltd (8062) vs. iShares MSCI Hong Kong ETF (EWH)

-40%-30%-20%-10%0%10%20%HK:8062-5.32%EWH+7.37%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
HKD 119.52M
Dividend Yield
8.03%
Average Volume (3M)
141.95K
Price to Earnings (P/E)
41.0
Beta (1Y)
0.13
Revenue Growth
-10.31%
EPS Growth
-48.72%
Country
Hong Kong
Employees
77
Sector
Technology
Sector Strength
61
Industry
Software - Infrastructure

EFT Solutions Holdings Ltd Business Overview & Revenue Model

Company Description

EFT Solutions Holdings Limited operates as an investment holding company, delivering specialized electronic fund transfer at point-of-sale (EFT-POS) solutions across Hong Kong, Macau, Australia, and various international markets. The company's busine...

EFT Solutions Holdings Ltd Financial Statement Overview

Summary

Mixed financial performance: the conservative balance sheet is a major strength at 84, but weaker profitability at 48 and declining cash generation at 57 reduce the overall score.

Income Statement

48Neutral

Balance Sheet

84Very Positive

Cash Flow

57Neutral
Financial statement breakdown
BreakdownTTMMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Income Statement
Total Revenue64.49M84.63M94.35M127.75M111.35M103.73M
Gross Profit20.41M24.98M38.49M62.23M46.81M37.69M
EBITDA12.72M7.17M15.00M46.60M31.54M19.10M
Net Income463.00K2.89M5.61M31.23M19.30M10.43M
Balance Sheet
Total Assets145.47M145.47M148.53M157.45M145.30M151.85M
Cash, Cash Equivalents and Short-Term Investments87.56M87.56M84.80M62.52M73.12M56.43M
Total Debt331.00K331.00K027.00K178.00K0
Total Liabilities13.49M13.49M15.12M14.97M20.35M31.51M
Stockholders Equity130.92M130.92M132.35M141.34M124.23M119.88M
Cash Flow
Free Cash Flow10.15M5.86M36.86M2.11M30.79M7.82M
Operating Cash Flow12.15M8.72M40.23M6.46M34.24M23.95M
Investing Cash Flow-3.14M-3.73M-3.34M-2.50M-3.05M-17.55M
Financing Cash Flow-7.41M-5.10M-14.43M-14.56M-14.53M-4.80M

EFT Solutions Holdings Ltd Technical Analysis

Technical Analysis SentimentNeutral
Last Price0.25

Price Trends

50DMA0.25Negative
100DMA0.24Positive
200DMA0.23Positive

Market Momentum

MACD0.00Positive
RSI50.40Neutral
STOCH66.67Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8062, the sentiment is Neutral. The current price of 0.25 is below the 20-day moving average (MA) of 0.25, below the 50-day MA of 0.25, and above the 200-day MA of 0.23, indicating a neutral trend. The MACD of 0.00 indicates Positive momentum. The RSI at 50.40 is Neutral, neither overbought nor oversold. The STOCH value of 66.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:8062.

EFT Solutions Holdings Ltd Peers Comparison

Overall Rating

UnderperformOutperform
Sector (61)

Financial Indicators

HK:8062 against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
HK:8062HK:806264NeutralHKD 119.52M41.022.22%8.03%-10.31%-48.72%
HK:8017HK:801763NeutralHKD 633.75M9.5516.17%―43.85%-15.29%
HK:3315HK:331562NeutralHKD 454.66M165.320.11%8.77%-8.91%-96.57%
Sector *61Neutral$37.18B12.37-10.20%1.83%8.50%-7.62%
HK:2598HK:259852NeutralHKD 3.54B18.075.40%―117.57%-90.13%
HK:9923HK:992348NeutralHKD 1.62B12.913.09%0.86%-4.38%-0.12%
HK:8613HK:861337UnderperformHKD 55.90M-1.44128.04%―-56.52%6.67%

* Technology Sector Average

Performance Comparison

-60%-40%-20%0%20%HK:8062HK:3315HK:9923HK:8017HK:8613HK:2598Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
HK:8062 and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
HK:8062EFT Solutions Holdings Ltd0.25-0.01-5.32%
HK:3315Goldpac Group Ltd.0.57-0.37-39.04%
HK:9923Yeahka Limited3.50-5.16-59.57%
HK:8017TradeGo FinTech Ltd.0.84-0.82-49.40%
HK:8613Oriental Payment Group Holdings Limited0.03-0.03-50.00%
HK:2598Lianlian DigiTech Co., Ltd. Class H3.13-5.02-61.60%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Oct 17, 2026