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Clifford Modern Living Holdings Ltd (3686) AI Stock Analysis
Clifford Modern Living Holdings Ltd
(HKEX:3686)
The overall score is driven primarily by excellent profitability, strong balance sheet quality, and reliable cash generation, supported by a highly attractive valuation, while weak price momentum and recent revenue pressure modestly reduce the rating.
Clifford Modern Living Holdings Ltd (3686) vs. iShares MSCI Hong Kong ETF (EWH)
- Market Cap
- HKD 431.69M
- Dividend Yield
- 22.35%
- Average Volume (3M)
- 509.80K
- Price to Earnings (P/E)
- 1.7
- Beta (1Y)
- 0.25
- Revenue Growth
- -10.23%
- EPS Growth
- 74.94%
- Country
- Hong Kong
- Employees
- 764
- Sector
- Consumer Defensive
- Sector Strength
- 62
- Industry
- Grocery Stores
Clifford Modern Living Holdings Ltd Business Overview & Revenue Model
Company Description
Headquartered in Guangzhou, People's Republic of China, Clifford Modern Living Holdings Limited, an investment holding company established in 1998, delivers a broad spectrum of services across the PRC. Its operations are divided into six principal se...
Clifford Modern Living Holdings Ltd Financial Statement Overview
Summary
Financials are very strong, with exceptional margins, high ROE, low leverage, and robust free cash flow; the main drawback is declining and volatile revenue growth.
Income Statement
92Very PositiveBalance Sheet
88Very PositiveCash Flow
85Very Positive| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 300.96M | 320.27M | 367.38M | 345.04M | 382.88M | 430.84M |
| Gross Profit | 156.80M | 166.27M | 169.37M | 163.61M | 177.84M | 189.19M |
| EBITDA | 114.23M | 120.84M | 125.44M | 147.66M | 154.71M | 131.96M |
| Net Income | 206.10M | 284.63M | 97.54M | 85.84M | 95.14M | 81.12M |
Balance Sheet | ||||||
| Total Assets | 693.76M | 718.33M | 605.52M | 872.78M | 843.10M | 763.66M |
| Cash, Cash Equivalents and Short-Term Investments | 348.65M | 285.54M | 282.91M | 711.14M | 622.24M | 416.67M |
| Total Debt | 26.90M | 30.52M | 45.14M | 49.80M | 67.44M | 65.89M |
| Total Liabilities | 191.87M | 127.46M | 152.41M | 171.54M | 204.50M | 201.13M |
| Stockholders Equity | 501.89M | 590.87M | 453.11M | 701.23M | 638.60M | 562.53M |
Cash Flow | ||||||
| Free Cash Flow | 86.78M | 80.78M | 79.06M | 115.92M | 154.61M | 87.51M |
| Operating Cash Flow | 87.36M | 81.27M | 80.45M | 119.09M | 156.01M | 88.62M |
| Investing Cash Flow | 93.23M | -259.12K | -28.53M | -55.12M | 95.43M | -42.74M |
| Financing Cash Flow | -57.41M | -157.12M | -360.15M | -40.07M | -36.08M | -38.40M |
Clifford Modern Living Holdings Ltd Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:3686, the sentiment is Negative. The current price of 0.42 is below the 20-day moving average (MA) of 0.46, below the 50-day MA of 0.47, and below the 200-day MA of 0.60, indicating a bearish trend. The MACD of -0.01 indicates Positive momentum. The RSI at 24.59 is Positive, neither overbought nor oversold. The STOCH value of 0.00 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:3686.
Clifford Modern Living Holdings Ltd Peers Comparison
Overall Rating
- HK:368682Outperform
HK:083167Neutral
HK:382866Neutral
HK:236065Neutral
HK:067757Neutral
HK:037444Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| HK:3686 | 82Outperform | HKD 431.69M | 1.74 | 37.72% | 22.35% | -10.23% | 74.94% |
| HK:0831 | 67Neutral | HKD 297.52M | 8.17 | 5.61% | 10.53% | 1.35% | 38.28% |
| HK:3828 | 66Neutral | HKD 484.68M | 5.70 | 6.06% | 9.77% | 2.24% | -39.98% |
| HK:2360 | 65Neutral | HKD 1.64B | 7.49 | 40.50% | 17.68% | 1.19% | -12.34% |
| Sector * | 62Neutral | $20.33B | 14.63 | -3.31% | 3.23% | 1.93% | -12.26% |
| HK:0677 | 57Neutral | HKD 577.12M | 21.25 | 2.09% | 6.76% | 1.22% | ― |
| HK:0374 | 44Neutral | HKD 988.05M | 78.78 | 1.09% | 3.36% | 3.24% | 31.30% |
* Consumer Defensive Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| HK:3686 | Clifford Modern Living Holdings Ltd | 0.42 | -0.16 | -27.47% | |
| HK:3828 | Ming Fai International Holdings | 0.67 | -0.23 | -25.36% | |
| HK:0374 | Four Seas Mercantile Holdings Limited | 2.60 | 0.00 | 0.00% | |
| HK:0677 | Golden Resources Development International Limited | 0.34 | 0.01 | 3.98% | |
| HK:0831 | Convenience Retail Asia Limited | 0.38 | 0.09 | 30.58% | |
| HK:2360 | Best Mart 360 Holdings Ltd. | 1.64 | -0.20 | -10.87% |
Clifford Modern Living Holdings Ltd Corporate Events
Clifford Modern Living Details Board and Committee Structure
Clifford Modern Living Holdings Ltd has disclosed the current composition of its board of directors, naming its executive, non-executive, and independent non-executive members along with key leadership roles such as chairman, chief executive officer,...
Clifford Modern Living Revamps Board and Governance Committees
Clifford Modern Living Holdings Ltd has announced changes to its board and key governance committees, reinforcing its focus on independent oversight within the group’s existing corporate framework. The listed company continues to align its boar...
Clifford Modern Living Swings to Interim Loss as Revenue Declines
Clifford Modern Living Holdings Ltd reported a sharp deterioration in interim performance for the six months ended 30 June 2026, with revenue falling 12.1% year-on-year to RMB141.7 million and a net loss of RMB3.4 million versus a RMB75.1 million pro...
Clifford Modern Living flags interim loss on sharp precious metals valuation hit
Clifford Modern Living Holdings has warned that it expects to swing to a net loss of about RMB2.4 million to RMB4.4 million for the six months ended 30 June 2026, compared with a profit of roughly RMB75.1 million a year earlier. The reversal is mainl...
Clifford Modern Living Sets August Board Meeting to Review Interim Results
Clifford Modern Living Holdings Ltd has scheduled a board meeting for 28 August 2026 to review and approve the interim results for the six months ended 30 June 2026. The board will also consider the declaration of an interim dividend and address othe...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 19, 2026