TipRanks
Go Ultimate55% OFF

International Alliance Financial Leasing Co., Ltd. (1563) AI Stock Analysis

0 Followers
HK:1563

International Alliance Financial Leasing Co., Ltd.

(HKEX:1563)

Select Model
Rating:64Neutral
Price Target:HKD 0.11â–²(9.71% Upside)
Action:reiterated
Date:11/03/26

The overall score is supported most by strong revenue growth, low leverage, and a low P/E ratio. These positives are offset by declining profitability, inconsistent cash generation, and weak price momentum below all major moving averages.

Positive Factors
Conservative leverageConservative leverage and a large equity base provide financial resilience for a leasing business that deploys capital through financing contracts. Lower debt dependence can reduce balance-sheet stress, preserve borrowing capacity, and give management more flexibility to support originations or absorb credit-cycle pressure.
Negative Factors
Unstable profitability qualityNegative gross profit alongside positive net income raises concerns about the durability and composition of reported earnings. Elevated direct costs, credit-related charges, or reclassifications could be masking weaker core economics, making future profitability less predictable even if revenue expands.

International Alliance Financial Leasing Co., Ltd. (1563) vs. iShares MSCI Hong Kong ETF (EWH)

-50%-40%-30%-20%-10%0%10%20%HK:1563-47.18%EWH+9.26%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
Market Cap
HKD 172.47M
Dividend Yield
―
Average Volume (3M)
384.30K
Price to Earnings (P/E)
3.4
Beta (1Y)
0.68
Revenue Growth
-3.94%
EPS Growth
63.37%
Country
Hong Kong
Employees
2,464
Sector
Consumer Defensive
Sector Strength
62
Industry
Financial - Credit Services

International Alliance Financial Leasing Co., Ltd. Business Overview & Revenue Model

Company Description

Alliance International Education Leasing Holdings Limited is an investment holding company that operates in two main segments: Finance Leasing and Private Higher Education. The Finance Leasing segment offers services like sale-leaseback and direct fi...

How the Company Makes Money

International Alliance Financial Leasing Co., Ltd. makes money primarily by originating leasing and lease-like financing contracts and earning returns on the capital it deploys. Key revenue streams are: (1) Lease/financing income: Under financial lea...

International Alliance Financial Leasing Co., Ltd. Financial Statement Overview

Summary

Strong revenue growth and materially lower leverage support the score, but weaker recent profitability, modest ROE, and volatile cash-flow conversion limit it. The score reflects the Income Statement, Balance Sheet, and Cash Flow scores of 63, 81, and 58.

Income Statement

63Positive

Balance Sheet

81Very Positive

Cash Flow

58Neutral
Financial statement breakdown
BreakdownTTMMar 2025Mar 2025Mar 2024Dec 2022Dec 2021
Income Statement
Total Revenue52.69M734.76M739.15M599.30M293.08M169.46M
Gross Profit5.93M311.33M-24.19M599.30M293.08M169.46M
EBITDA26.88M265.48M255.66M1.08B517.88M215.49M
Net Income12.37M26.26M43.29M112.09M360.39M78.90M
Balance Sheet
Total Assets572.88M3.78B3.73B3.68B4.17B2.44B
Cash, Cash Equivalents and Short-Term Investments85.77M224.46M476.42M376.05M125.83M141.82M
Total Debt16.56M118.54M99.53M71.66M20.85M625.96M
Total Liabilities152.34M877.12M804.47M878.34M1.58B1.16B
Stockholders Equity354.54M2.44B2.46B2.38B2.24B1.27B
Cash Flow
Free Cash Flow56.32M237.29M154.80M520.08M149.65M794.77M
Operating Cash Flow56.33M291.00M233.74M764.69M151.26M796.33M
Investing Cash Flow-14.70M-355.38M65.19M-567.70M-266.57M76.35M
Financing Cash Flow-734.73K-75.66M-29.24M-149.10M90.78M-762.86M

International Alliance Financial Leasing Co., Ltd. Technical Analysis

Technical Analysis SentimentNegative
Last Price0.10

Price Trends

50DMA0.12Negative
100DMA0.13Negative
200DMA0.14Negative

Market Momentum

MACD-0.00Positive
RSI40.12Neutral
STOCH10.53Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1563, the sentiment is Negative. The current price of 0.10 is below the 20-day moving average (MA) of 0.11, below the 50-day MA of 0.12, and below the 200-day MA of 0.14, indicating a bearish trend. The MACD of -0.00 indicates Positive momentum. The RSI at 40.12 is Neutral, neither overbought nor oversold. The STOCH value of 10.53 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1563.

International Alliance Financial Leasing Co., Ltd. Peers Comparison

Overall Rating

UnderperformOutperform
Sector (62)

Financial Indicators

HK:1563 against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
HK:1563HK:156364NeutralHKD 186.00M3.421.77%―-3.94%63.37%
Sector *62Neutral$20.33B14.63-3.31%3.23%1.93%-12.26%

* Consumer Defensive Sector Average

Performance Comparison

-40%-20%0%HK:1563HK:2371Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
HK:1563 and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
HK:1563International Alliance Financial Leasing Co., Ltd.0.10-0.09-46.35%
HK:2371China Chuanglian Education Financial Group Limi ted0.16-0.16-50.00%

International Alliance Financial Leasing Co., Ltd. Corporate Events

Alliance International Education Leasing seals RMB23.7m sale-and-leaseback deal

Sep 24, 2026

Alliance International Education Leasing Holdings Limited, through a wholly owned subsidiary acting as lessor, has entered into a finance lease arrangement with an independent third-party lessee in China. Under the deal, the lessor will acquire speci...

Alliance International Education Leasing Wins Full Shareholder Backing at AGM, Appoints New Auditor

Aug 27, 2026

Alliance International Education Leasing Holdings Limited announced the results of its annual and extraordinary general meetings held on 27 August 2026, where all resolutions were approved by poll with overwhelming shareholder support. Shareholders a...

Alliance International Education Leasing Sets Out Board and Committee Structure

Aug 27, 2026

Alliance International Education Leasing Holdings Limited announced the current composition of its board, led by chairman and chief executive officer Li Luqiang alongside two other executive directors and three independent non-executive directors. Th...

Alliance International Education Leasing Seals RMB37 Million Finance Lease Deal

Aug 20, 2026

Alliance International Education Leasing Holdings Limited has entered into a new finance lease transaction through a wholly owned subsidiary, underscoring its role as a specialist provider of leasing solutions for education-related assets. The deal i...

Alliance International Education Leasing Sets AGM to Approve Accounts, Board Mandates and New Auditor

Aug 4, 2026

Alliance International Education Leasing Holdings Limited, a Hong Kong-listed Cayman-incorporated specialist in education-focused financial leasing in the PRC, operates through subsidiaries under the oversight of a board of executive directors. The g...

Alliance International Education Leasing Moves to Replace Auditor and Cut Audit Costs

Aug 4, 2026

Alliance International Education Leasing Holdings Limited has announced that its long‑standing auditor, SHINEWING (HK) CPA Limited, will retire following the annual general meeting on 27 August 2026 after the parties failed to agree on the audi...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 03, 2026