Gunma Bank stock analysis
Gunma Bank (GMBKF) Stock Price & Analysis
GMBKF Stock Chart & Stats
- Day’s Range
- $9.48 - $10.47
- 52-Week Range
- $9.42 - $10.47
- Previous Close
- $9.98
- Volume
- 4
- Average Volume (3M)
- 0
- Market Cap
- $6.27B
- Enterprise Value
- $1.39T
- Total Cash (Recent Filing)
- $915.69B
- Total Debt (Recent Filing)
- $1.10T
- Price to Earnings (P/E)
- 14.7
- Beta
- 0.26
- Next Earnings
- Feb 04, 2027 (Est.)
- EPS Estimate
- 0.29
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 2.24%
Bulls Say, Bears Say
Bulls Say
Revenue And Earnings Growth
Strong multi-year expansion in revenue and net income indicates improving earnings power and business scale. The 2026 revenue growth rate of 13.95% adds evidence that momentum remained meaningful recently, supporting continued investment capacity and resilience over the next several quarters.
Improving Profitability
The substantial improvement in net margin shows that growth has translated into stronger bottom-line efficiency, not just higher revenue. Better profitability can strengthen internal capital generation and provide greater flexibility to support lending, technology spending, and shareholder returns.
Growing Equity Base
A steadily rising equity base improves the bank’s capacity to absorb losses and support its balance-sheet activities. The improvement in ROE also indicates that capital is being used more productively than earlier in the period, strengthening the quality of recent financial progress.
Bears Say
Meaningful Leverage
Meaningful leverage remains a structural constraint on financial flexibility, even with the bank’s growing equity base. Higher debt relative to equity can increase sensitivity to credit or funding stress and may limit the resources available for expansion or other capital-allocation priorities.
Volatile Cash Generation
The latest positive cash flow is encouraging, but repeated large swings in operating and free cash flow make cash generation less dependable across the cycle. This inconsistency can complicate planning, reduce confidence in internally funded growth, and make reported earnings harder to convert into stable liquidity.
Uneven Operating Trajectory
Profitability has improved overall, but the path has not been consistently upward. Near-flat revenue growth in 2025 and a longer-term decline in gross margin suggest that operating performance remains sensitive to conditions, creating uncertainty around how durable recent gains will be.
Gunma Bank News
GMBKF FAQ
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Company Description
Gunma Bank
Gunma Bank, Ltd. is a Japanese financial institution that delivers a diverse array of banking and financial solutions across the nation. Its operations encompass fund management activities, such as investing in various securities and sourcing capital from the call money market. The bank also facilitates customer deposits, issues negotiable certificates of deposit, and extends a variety of loan products. Furthermore, Gunma Bank provides services like securities investment, lease financing, derivative transactions, and proprietary derivative trading. The company was established in 1932 and maintains its headquarters in Maebashi, Japan.
- Sector
- General
- Industry
- Banks - Regional
- CEO
- Akihiko Fukai
- Employees
- 2,899
- Website
- www.gunmabank.co.jp
- Address
- 194, Motosojamachi, Maebashi, GU, 371-0846, JP
Gunma Bank (GMBKF) Earnings & Revenues
GMBKF Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 12 | 3 | 4 |
| Technical Analysis | 2 | 3 | 2 |
| Moving Averages | 10 | 0 | 2 |






