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Ten Lifestyle Group (TENG) AI Stock Analysis

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GB:TENG

Ten Lifestyle Group

(LSE:TENG)

Select Model
Rating:62Neutral
Price Target:GBX 92.00â–²(6.36% Upside)
Action:reiterated
Date:11/14/26

Strong financial turnaround with revenue growth and robust cash flow is the main positive driver, offset by weak technical momentum and fair valuation.

Positive Factors
Profitability turnaroundThe move from low profits to sustained earnings growth indicates a meaningful operating recovery. Rising net income and a roughly 6% EBIT margin provide greater internal funding capacity and a stronger base for maintaining investment and serving corporate clients over the next several quarters.
Negative Factors
Modest net marginA modest net margin leaves limited protection if operating costs rise or revenue growth weakens. Although earnings have improved, the relatively narrow profit cushion could constrain reinvestment and make future results more sensitive to changes in service costs, client volumes, or operating efficiency.

Ten Lifestyle Group (TENG) vs. iShares MSCI United Kingdom ETF (EWC)

-20%0%20%40%60%80%GB:TENG+41.80%EWC+21.04%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
Market Cap
GBP 83.71M
Dividend Yield
―
Average Volume (3M)
118.48K
Price to Earnings (P/E)
26.1
Beta (1Y)
0.20
Revenue Growth
6.02%
EPS Growth
32.27%
Country
UK
Employees
1,188
Sector
Technology
Sector Strength
61
Industry
Information Technology Services

Ten Lifestyle Group Business Overview & Revenue Model

Company Description

Ten Technologies Group PLC provides high-end concierge services to a diverse clientele, including private and retail banking institutions, premium payment card issuers, and affluent individuals. The company's operations span a wide geographical area,...

How the Company Makes Money

Ten Lifestyle Group makes money primarily through B2B contracts to provide concierge and lifestyle services for corporate partners (notably banks, payment card issuers, and other premium membership program operators). Under these arrangements, Ten is...

Ten Lifestyle Group Financial Statement Overview

Summary

Revenue doubled over five years to 74M with net income recovery to 3.2M, 78% gross margins, strong FCF of 11.4M, and improved balance sheet with lower leverage.

Income Statement

76Positive

Balance Sheet

74Positive

Cash Flow

82Very Positive
Financial statement breakdown
BreakdownTTMAug 2026Aug 2025Aug 2024Aug 2023Aug 2022
Income Statement
Total Revenue73.81M73.81M69.61M67.26M66.66M48.65M
Gross Profit57.71M57.71M63.57M60.95M60.97M38.06M
EBITDA13.92M13.92M12.93M11.18M10.00M3.73M
Net Income3.21M3.21M2.40M1.02M4.55M-4.32M
Balance Sheet
Total Assets57.44M57.44M54.83M49.16M42.86M33.24M
Cash, Cash Equivalents and Short-Term Investments11.06M11.06M9.72M9.27M8.23M6.58M
Total Debt9.11M9.11M9.10M11.00M6.71M6.09M
Total Liabilities27.23M27.23M28.15M30.82M27.70M23.40M
Stockholders Equity30.22M30.22M26.68M18.34M15.16M9.84M
Cash Flow
Free Cash Flow11.41M11.41M3.15M2.87M2.47M-3.15M
Operating Cash Flow12.00M12.00M10.59M9.89M10.28M4.17M
Investing Cash Flow-7.70M-7.70M-7.42M-7.01M-7.81M-7.32M
Financing Cash Flow-3.76M-3.76M-1.99M-2.00M-1.17M2.56M

Ten Lifestyle Group Technical Analysis

Technical Analysis SentimentNegative
Last Price86.50

Price Trends

50DMA96.27Negative
100DMA94.56Negative
200DMA86.82Negative

Market Momentum

MACD-2.02Positive
RSI28.25Positive
STOCH7.50Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:TENG, the sentiment is Negative. The current price of 86.50 is below the 20-day moving average (MA) of 93.09, below the 50-day MA of 96.27, and below the 200-day MA of 86.82, indicating a bearish trend. The MACD of -2.02 indicates Positive momentum. The RSI at 28.25 is Positive, neither overbought nor oversold. The STOCH value of 7.50 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:TENG.

Ten Lifestyle Group Peers Comparison

Overall Rating

UnderperformOutperform
Sector (61)

Financial Indicators

GB:TENG against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
GB:JET2GB:JET275OutperformGBP 2.68B7.1219.92%1.12%4.30%-4.51%
GB:IHGGB:IHG72Outperform$26.22B38.03-25.04%1.05%4.08%-0.62%
GB:PPHGB:PPH70OutperformGBP 650.15M4.2240.35%2.51%5.33%602.34%
GB:TRNGB:TRN64NeutralGBP 638.00M10.0839.23%―0.78%12.79%
GB:TENGGB:TENG62NeutralGBP 83.74M26.0511.22%―6.02%32.27%
Sector *61Neutral$37.18B12.37-10.20%1.83%8.50%-7.62%
GB:OTBGB:OTB61NeutralGBP 225.21M82.272.40%0.60%-1.97%-77.68%

* Technology Sector Average

Performance Comparison

-25%0%25%50%GB:TENGGB:JET2GB:IHGGB:OTBGB:PPHGB:TRNDec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
GB:TENG and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
GB:TENGTen Lifestyle Group PLC86.5027.5046.61%
GB:JET2Jet2 Plc1510.00215.4916.65%
GB:IHGInterContinental Hotels180.2554.9443.85%
GB:OTBOn The Beach167.00-34.75-17.22%
GB:PPHPPHE Hotel1552.00-290.56-15.77%
GB:TRNTrainline Plc190.00-69.80-26.87%

Ten Lifestyle Group Corporate Events

Business Operations and StrategyExecutive/Board Changes

Ten Technologies grants long-term share options to senior executives

Positive
Oct 9, 2026

Ten Technologies Group plc has granted new share options to four senior executives under its Company Share Option Plan, including the CEO, COO, CFO and Chief Proposition Officer. Each has received 15,000 options over ordinary shares with an exercise...

Business Operations and StrategyRegulatory Filings and Compliance

Ten Technologies Confirms Share Capital and Voting Rights Structure

Neutral
Oct 2, 2026

Ten Technologies Group plc, the first B Corp-certified company on AIM, delivers personalised lifestyle, travel, dining and entertainment services for affluent customers through partnerships with financial institutions and premium brands. Its multi-ye...

Business Operations and Strategy

Ten Technologies seals multi-year concierge partnership with Booking-owned Lola

Positive
Oct 1, 2026

Ten Technologies Group has expanded its footprint in premium customer experiences through a new partnership with Lola, the AI assistant for experiences owned by Booking Holdings. The deal reinforces Ten’s role as a white-label concierge technology an...

Business Operations and StrategyFinancial Disclosures

Ten Technologies Group posts record year as digital growth powers margins and membership

Positive
Sep 16, 2026

Ten Technologies Group plc reported another year of record performance, with net revenue rising 6% to about £69.7m and adjusted EBITDA increasing 10% to roughly £16.1m, alongside improved margins and net cash of around £11.1m. Active Members jumped 2...

Business Operations and Strategy

Ten Lifestyle Group Rebrands as Technology-Focused Ten Technologies Group

Positive
Sep 2, 2026

Ten Technologies Group plc, listed on AIM under the ticker TENG, has rebranded from Ten Lifestyle Group to reflect its evolution into a technology-driven customer experience and loyalty platform. The business now combines its Ten Digital Platform and...

Business Operations and StrategyProduct-Related Announcements

Ten Technologies launches digital lifestyle platform for HSBC UK Premier

Positive
Sep 2, 2026

Ten Technologies Group plc has launched a fully digital lifestyle platform for more than one million HSBC UK Premier customers, integrated into the bank’s mobile app via single sign-on. The co-branded Premier Lifestyle service offers curated access t...

Regulatory Filings and Compliance

Ten Lifestyle Group Updates Share Capital and Voting Rights

Neutral
Sep 1, 2026

Ten Lifestyle Group plc, listed on AIM under the ticker TENG, specialises in concierge and lifestyle services for affluent and mass affluent customers through partnerships with financial institutions and premium brands. Its multi-year, platform-as-a-...

Business Operations and Strategy

Ten Lifestyle Group Wins Multi-Year Concierge Contract in the Americas

Positive
Aug 27, 2026

Ten Lifestyle Group plc has secured a new multi-year contract in the Americas with a client that is part of one of the world’s most valuable companies, expanding its reach in the premium customer experience market. Under the agreement, Ten will power...

Business Operations and StrategyExecutive/Board Changes

Ten Lifestyle Group strengthens board with tech-focused non-executive appointment

Positive
Aug 18, 2026

Ten Lifestyle Group, a leading customer experience and loyalty platform serving financial institutions and premium brands, leverages proprietary technology, extensive supplier relationships and nearly three decades of expertise to provide personalise...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 14, 2026