Hansard Global (HSD) AI Stock Analysis

Hansard Global

(LSE:HSD)

Select Model

Rating:74Outperform

Price Target:GBX 60.00▲(1.69% Upside)

Action:upgraded

Date:09/25/26

The overall score of 74 reflects a company with a powerful operational turnaround and fortress-like financials, which are the most significant positive factors. The exceptional cash flow and minimal debt provide a strong foundation. This is balanced by a neutral technical picture and a valuation that, while attractive for its high dividend yield, may reflect market caution regarding the sustainability of the recovery. The lack of earnings call guidance adds uncertainty about future performance.

Positive Factors

Conservative leverageLow leverage gives Hansard greater financial flexibility and reduces the burden of interest and refinancing obligations. A stable asset base without materially rising borrowing provides a stronger platform to maintain operations, invest in its policy platform, and withstand earnings variability.

Negative Factors

Volatile profitabilityUneven margins and prior negative operating profitability make the durability of the FY2026 earnings recovery less certain. This inconsistency can constrain forecasting, reduce the reliability of retained cash for investment, and make long-term returns more sensitive to changes in operating costs.

Hansard Global (HSD) vs. iShares MSCI United Kingdom ETF (EWC)

Market Cap: GBP 77.83M
Dividend Yield: 7.81%
Average Volume (3M): 56.33K
Price to Earnings (P/E): 12.0
Beta (1Y): 0.06
Revenue Growth: 57.20%
EPS Growth: 260.61%
Country: UK
Employees: 185
Sector: Financial
Sector Strength: 68
Industry: Insurance - Life

Hansard Global Business Overview & Revenue Model

Company Description

Hansard Global plc engages in the distribution and servicing of long-term investment products in the Isle of Man, the Bahamas, the Republic of Ireland, Malaysia, Japan, and the United Arab Emirates. Its key products include Ascend and Future Focus, w...

How the Company Makes Money

Hansard Global makes money primarily by charging fees associated with its life insurance–based investment products and the ongoing administration of customer policies. Revenue is largely fee-based and typically includes (1) policy charges taken from...

Hansard Global Financial Statement Overview

Summary

Financial performance is strong, driven by a 40% revenue surge and robust cash flow generation. The balance sheet is a fortress with minimal debt. The primary risk is the historically thin and volatile net profit margin, which tempers the score from being even higher.

Income Statement

72Positive

Balance Sheet

85Very Positive

Cash Flow

90Very Positive

Financial statement breakdown
Breakdown	TTM	Jun 2026	Jun 2025	Jun 2024	Jun 2023	Jun 2022
Income Statement
Total Revenue	126.70M	126.70M	48.20M	48.80M	45.70M	117.80M
Gross Profit	90.40M	90.40M	36.20M	37.30M	35.40M	37.80M
EBITDA	21.90M	21.90M	-10.90M	8.50M	-18.90M	5.70M
Net Income	6.50M	6.50M	1.80M	5.20M	5.70M	3.60M
Balance Sheet
Total Assets	1.50B	1.50B	1.35B	1.37B	1.32B	1.31B
Cash, Cash Equivalents and Short-Term Investments	63.70M	159.50M	138.70M	136.10M	1.17B	1.17B
Total Debt	2.40M	2.40M	2.70M	2.70M	2.90M	2.30M
Total Liabilities	1.48B	1.48B	1.33B	1.35B	1.30B	1.29B
Stockholders Equity	16.60M	16.60M	16.50M	20.70M	21.80M	22.20M
Cash Flow
Free Cash Flow	18.70M	18.70M	12.90M	2.30M	400.00K	6.80M
Operating Cash Flow	18.90M	18.90M	13.90M	6.20M	7.00M	11.30M
Investing Cash Flow	-600.00K	-600.00K	-4.90M	-4.10M	-6.30M	-4.50M
Financing Cash Flow	-6.40M	-6.40M	-6.30M	-6.30M	-6.30M	-6.60M

Hansard Global Technical Analysis

Technical Analysis SentimentPositive

Last Price59.00

Price Trends

50DMA53.04Positive

100DMA51.58Positive

200DMA49.82Positive

Market Momentum

MACD1.04Positive

RSI55.77Neutral

STOCH39.39Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:HSD, the sentiment is Positive. The current price of 59.00 is above the 20-day moving average (MA) of 56.35, above the 50-day MA of 53.04, and above the 200-day MA of 49.82, indicating a bullish trend. The MACD of 1.04 indicates Positive momentum. The RSI at 55.77 is Neutral, neither overbought nor oversold. The STOCH value of 39.39 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:HSD.

Hansard Global Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

GB:HSD against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
GB:HSD	74Outperform	GBP 76.55M	11.97	40.63%	7.81%	57.20%	260.61%
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
GB:PRU	62Neutral	GBP 22.48B	8.81	18.25%	0.02%	34.59%	6.85%
GB:BRK	61Neutral	GBP 225.42M	97.33	1.65%	5.68%	5.83%	-76.72%
GB:CSN	59Neutral	GBP 791.56M	147.44	0.25%	6.66%	192.47%	―

* Financial Sector Average

Performance Comparison

GB:HSD and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
GB:HSD	Hansard Global	57.00	14.79	35.03%
GB:BRK	Brooks Macdonald	1460.00	-103.49	-6.62%
GB:CSN	Chesnara plc	345.00	86.85	33.64%
GB:PRU	Prudential Plc (UK)	933.20	-115.02	-10.97%

Hansard Global Corporate Events

Business Operations and StrategyDividendsFinancial DisclosuresLegal Proceedings

Hansard Global lifts profit on strong new business and litigation gains

Positive

Sep 24, 2026

Hansard Global reported a sharp rise in FY26 performance, with new business sales on a PVNBP basis up 31.4% to £108.3m and IFRS profit before tax rising to £6.5m, while assets under administration climbed 11.6% to £1.26bn. Growth was b...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 25, 2026

Hansard Global AI Stock Analysis