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Checkit plc (CKT) AI Stock Analysis

GB:CKT

Checkit plc

(LSE:CKT)

Select Model
Rating:39Underperform
Price Target:GBX 15.00â–²(3.45% Upside)
Action:downgraded
Date:09/29/26

Weak financial performance driven by persistent losses and negative cash flow is the dominant factor. Technical indicators show price weakness below moving averages, while negative P/E further pressures the valuation.

Positive Factors
Recurring SaaS modelA subscription-led model can provide a recurring revenue base as customers continue using workflow and compliance tools across sites, teams and modules. This supports visibility and creates opportunities for expansion through additional users, locations or functionality over the medium term.
Negative Factors
Persistent unprofitabilityCheckit has not yet demonstrated sustainable earnings from its current revenue base, as operating and net profitability remain negative. Until margins reach break-even, the company has less internally generated capacity to reinvest, absorb setbacks or support durable shareholder returns.

Checkit plc (CKT) vs. iShares MSCI United Kingdom ETF (EWC)

-20%-10%0%10%20%30%40%50%60%GB:CKT-14.71%EWC+21.27%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
GBP 15.66M
Dividend Yield
―
Average Volume (3M)
315.51K
Price to Earnings (P/E)
-9.8
Beta (1Y)
0.38
Revenue Growth
-8.39%
EPS Growth
48.43%
Country
UK
Employees
117
Sector
Technology
Sector Strength
61
Industry
Software - Application

Checkit plc Business Overview & Revenue Model

Company Description

Checkit plc, established in 1948 and based in Cambridge, United Kingdom, specializes in providing cloud-based services through advanced operations management platforms. The company caters to deskless employees across the UK and the Americas. Its offe...

How the Company Makes Money

Checkit plc makes money primarily by selling access to its software platform on a subscription basis (software-as-a-service), where customers pay recurring fees to use its workflow/compliance tools across sites, teams or user bases. Revenue is typica...

Checkit plc Financial Statement Overview

Summary

Persistent losses with net margins at -20.4%, negative operating cash flow, and declining equity outweigh the benefit of a low 0.036 debt-to-equity ratio.

Income Statement

25Negative

Balance Sheet

45Neutral

Cash Flow

20Very Negative
Financial statement breakdown
BreakdownTTMJan 2026Jan 2025Jan 2024Jan 2023Jan 2022
Income Statement
Total Revenue13.10M13.70M14.10M12.00M10.30M8.40M
Gross Profit7.50M8.30M8.30M8.00M5.00M2.70M
EBITDA1.00M-100.00K-2.90M-3.60M-7.00M-5.60M
Net Income-1.60M-2.80M-3.60M-4.50M-12.30M-6.80M
Balance Sheet
Total Assets15.60M16.40M19.90M23.10M27.40M37.30M
Cash, Cash Equivalents and Short-Term Investments2.90M3.00M5.10M9.00M15.60M24.20M
Total Debt200.00K300.00K600.00K500.00K600.00K700.00K
Total Liabilities8.00M8.00M8.80M8.50M8.50M6.30M
Stockholders Equity7.60M8.40M11.10M14.60M18.90M31.00M
Cash Flow
Free Cash Flow1.80M-1.90M-1.30M-6.80M-6.70M-5.70M
Operating Cash Flow1.80M-100.00K-1.10M-4.70M-6.30M-4.90M
Investing Cash Flow-1.50M-1.80M-2.60M-1.60M-2.00M-2.30M
Financing Cash Flow-100.00K-200.00K-200.00K-300.00K-300.00K19.90M

Checkit plc Technical Analysis

Technical Analysis SentimentNegative
Last Price14.50

Price Trends

50DMA18.82Negative
100DMA19.80Negative
200DMA20.16Negative

Market Momentum

MACD-1.23Negative
RSI18.54Positive
STOCH22.22Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:CKT, the sentiment is Negative. The current price of 14.50 is below the 20-day moving average (MA) of 15.41, below the 50-day MA of 18.82, and below the 200-day MA of 20.16, indicating a bearish trend. The MACD of -1.23 indicates Negative momentum. The RSI at 18.54 is Positive, neither overbought nor oversold. The STOCH value of 22.22 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:CKT.

Checkit plc Peers Comparison

Overall Rating

UnderperformOutperform
Sector (61)

Financial Indicators

GB:CKT against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
GB:NETGB:NET70OutperformGBP 219.22M138.173.23%0.73%20.24%-62.04%
GB:SAASGB:SAAS63NeutralGBP 72.36M-29.90-3.58%3.04%-5.90%-207.35%
Sector *61Neutral$37.18B12.37-10.20%1.83%8.50%-7.62%
GB:AOMGB:AOM60NeutralGBP 66.39M-19.13-26.19%―47.75%-308.39%
GB:EYEGB:EYE56NeutralGBP 142.06M500.000.81%―-3.16%-82.91%
GB:GETBGB:GETB49NeutralGBP 40.05M-31.9834.82%―6.07%-851.52%
GB:CKTGB:CKT39UnderperformGBP 15.66M-9.80-20.00%―-8.39%48.43%

* Technology Sector Average

Performance Comparison

-50%0%50%GB:CKTGB:EYEGB:NETGB:GETBGB:AOMGB:SAASDec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
GB:CKT and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
GB:CKTCheckit Plc14.50-1.50-9.38%
GB:EYEEagle Eye Solutions470.00185.0064.91%
GB:NETNetcall plc128.503.572.86%
GB:GETBGetbusy Plc79.00-2.00-2.47%
GB:AOMActiveOps plc92.50-122.50-56.98%
GB:SAASMicrolise Group Holdings Ltd.62.50-52.24-45.53%

Checkit plc Corporate Events

Business Operations and StrategyFinancial Disclosures

Checkit returns to EBITDA profit as it streamlines for next growth phase

Positive
Sep 28, 2026

Checkit reported a return to adjusted EBITDA profitability in the first half to 31 July 2026, with a £0.3m profit from continuing operations versus a prior-year loss, supported by cost reductions, a leaner operating model and a 4% rise in recurr...

Business Operations and StrategyFinancial DisclosuresM&A Transactions

Checkit Ends Sale Process to Pursue Independent Growth Strategy

Negative
Sep 28, 2026

Checkit has ended the formal sale process it launched in March after receiving multiple indications of interest from strategic and financial buyers but deciding that none resulted in a transaction the board could recommend. The company had set a 30 p...

Business Operations and StrategyRegulatory Filings and Compliance

Checkit updates registered address for its AIM-listed operations

Neutral
Aug 3, 2026

Checkit plc has updated its corporate details by changing its registered address to 93 Fleet Rd, Fleet GU51 3PJ. The move represents an administrative adjustment rather than a strategic shift, with no indication of immediate impact on its operational...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 28, 2026