Celtic plc (CCPC) AI Stock Analysis

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Celtic plc

(LSE:CCPC)

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Rating:54Neutral

Price Target:GBX 459.00▲(5.76% Upside)

Action:reiterated

Date:09/23/26

Celtic scores in the middle of the range. The dominant strength is a fortress balance sheet — virtually no debt, roughly 60% equity funding of assets and a steadily rebuilt equity base — which gives the club the flexibility to absorb weak seasons without borrowing. That is offset by the biggest risk: highly volatile earnings and cash flow, with the latest period swinging to an operating loss of £26.5m and negative free cash flow after a record FY2025, underlining the dependence on European qualification and player trading. Technically, the shares hold a longer-term uptrend above their 100- and 200-day averages but have lost short-term momentum, while a P/E of 15.8 on cyclically inflated earnings and the absence of a dividend leave valuation support only modest.

Positive Factors

Conservative balance sheetVery low leverage and a large equity base provide financial resilience as the company navigates earnings volatility. This structure can reduce pressure from financing costs, preserve borrowing capacity, and give management greater flexibility to sustain operations or fund priorities through weaker periods.

Negative Factors

Sharp 2026 earnings reversalThe 2026 shift from prior profitability to a loss, negative gross profit, and negative EBIT is a material challenge to earnings durability. The accompanying revenue decline suggests pressure extends beyond below-the-line items, making a sustained recovery important for near-term financial stability.

Celtic plc (CCPC) vs. iShares MSCI United Kingdom ETF (EWC)

Market Cap: GBP 207.54M
Dividend Yield: ―
Average Volume (3M): 765
Price to Earnings (P/E): -36.5
Beta (1Y): -0.01
Revenue Growth: ―
EPS Growth: ―
Country: UK
Employees: 1,008
Sector: Communication Services
Sector Strength: 60
Industry: Entertainment

Celtic plc Business Overview & Revenue Model

Company Description

Operating through its subsidiary Celtic F.C. Limited, Celtic plc manages a professional football club based in the United Kingdom. The company's business model is segmented into three primary areas: Football and Stadium Operations, Merchandising, and...

Celtic plc Financial Statement Overview

Summary

A tale of two halves. The balance sheet (80) is exceptional: total debt of just £5.3m against £150.9m of equity (~3.5% debt-to-equity), equity funding roughly 60% of the £251.8m asset base, and an equity position that has more than doubled since FY2021 — effectively a debt-free capital structure with a large margin of safety. Offsetting this, the income statement (42) and cash flow (40) are highly cyclical: after a record FY2025 (revenue £143.6m, net profit £33.9m), the latest period saw revenue fall to £111.0m with a £26.5m operating loss and £4.8m net loss, while operating cash flow turned negative (-£3.8m) and free cash flow was -£9.3m. Heavy, lumpy spending on player registrations and infrastructure, a fixed wage/amortisation base, and dependence on European qualification and transfer gains leave earnings visibility poor, despite impressive long-term revenue growth of ~24% a year since FY2021.

Income Statement

42Neutral

Balance Sheet

80Positive

Cash Flow

40Negative

Financial statement breakdown
Breakdown	TTM	Jun 2026	Jun 2025	Jun 2024	Jun 2023	Jun 2022
Income Statement
Total Revenue	111.03M	111.03M	143.60M	124.58M	119.85M	88.23M
Gross Profit	-26.50M	-26.50M	26.54M	19.19M	12.03M	-16.23M
EBITDA	-7.71M	-7.71M	29.25M	32.43M	56.27M	22.56M
Net Income	-4.78M	-4.78M	33.93M	13.38M	33.33M	5.85M
Balance Sheet
Total Assets	251.80M	251.80M	262.67M	218.09M	220.29M	177.98M
Cash, Cash Equivalents and Short-Term Investments	66.39M	66.39M	77.31M	77.23M	72.28M	31.87M
Total Debt	5.28M	5.28M	4.95M	5.26M	5.03M	2.51M
Total Liabilities	100.88M	100.88M	107.04M	96.45M	112.10M	103.16M
Stockholders Equity	150.92M	150.92M	155.63M	121.64M	108.19M	74.82M
Cash Flow
Free Cash Flow	-9.27M	-9.27M	8.25M	-20.73M	17.38M	-11.17M
Operating Cash Flow	-3.81M	-3.81M	19.94M	18.00M	43.51M	10.43M
Investing Cash Flow	-5.99M	-5.99M	-18.60M	-11.88M	-343.00K	4.44M
Financing Cash Flow	-1.13M	-1.13M	-1.25M	-1.18M	-2.75M	-2.46M

Celtic plc Technical Analysis

Technical Analysis SentimentNegative

Last Price434.00

Price Trends

50DMA442.80Negative

100DMA449.26Negative

200DMA426.13Positive

Market Momentum

MACD-2.49Negative

RSI0.36Positive

STOCH85.71Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:CCPC, the sentiment is Negative. The current price of 434.00 is below the 20-day moving average (MA) of 436.10, below the 50-day MA of 442.80, and above the 200-day MA of 426.13, indicating a neutral trend. The MACD of -2.49 indicates Negative momentum. The RSI at 0.36 is Positive, neither overbought nor oversold. The STOCH value of 85.71 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:CCPC.

Celtic plc Peers Comparison

Overall Rating

UnderperformOutperform

Sector (60)

Financial Indicators

GB:CCPC against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
GB:FUTR	62Neutral	GBP 267.21M	8.53	3.57%	5.53%	-8.41%	-51.11%
Sector *	60Neutral	$48.67B	4.58	-11.27%	4.14%	2.83%	-41.78%
GB:RCH	60Neutral	GBP 145.01M	-0.82	-36.14%	12.84%	-6.48%	-458.95%
GB:SFOR	54Neutral	GBP 253.93M	-83.26	-0.61%	6.40%	-6.07%	99.09%
GB:CCPC	54Neutral	GBP 173.66M	-36.50	-3.02%	―	―	―
GB:NFG	46Neutral	GBP 342.80M	-10.67	-25.66%	4.58%	-14.13%	-302.80%
GB:SAA	44Neutral	GBP 142.66M	-14.39	-32.44%	―	-4.93%	-232.75%

* Communication Services Sector Average

Performance Comparison

GB:CCPC and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
GB:CCPC	Celtic plc	434.00	65.00	17.62%
GB:FUTR	Future plc	307.20	-282.86	-47.94%
GB:SAA	M&C Saatchi plc	120.00	-9.50	-7.34%
GB:NFG	Next 15 Group Plc	335.00	55.67	19.93%
GB:RCH	Reach Plc	45.95	-2.62	-5.39%
GB:SFOR	S4 Capital	38.30	19.67	105.64%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 23, 2026

Celtic plc AI Stock Analysis