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Aptitude Software Group plc (GB:APTD)
LSE:APTD
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Aptitude Software Group plc (APTD) AI Stock Analysis

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GB:APTD

Aptitude Software Group plc

(LSE:APTD)

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Neutral 60 (OpenAI - Gpt-5.6Sol)
Rating:60Neutral
Price Target:
263.00 p
▲(34.18% Upside)
Action:Reiterated
Date:09/17/26
The score is primarily driven by solid financial stability (low leverage and positive cash flow) but is capped by weakening top-line/profit trends and some earnings-quality uncertainty. Technically, the stock has strong momentum above key moving averages, but the very high RSI suggests it is stretched. Valuation remains a clear headwind due to the high P/E relative to the recent operating slowdown.
Positive Factors
Conservative balance sheet
Modest leverage gives Aptitude financial flexibility to sustain product investment and manage operating volatility without excessive refinancing pressure. A strong equity base relative to debt also supports resilience across the next several quarters, provided asset and equity declines do not accelerate.
Negative Factors
Sustained revenue contraction
Two consecutive years of revenue decline indicate weakening top-line momentum rather than a single-quarter fluctuation. If this persists, Aptitude may have less capacity to fund product development and sales investment, while a smaller revenue base can make margin recovery and growth reacceleration more difficult.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
Modest leverage gives Aptitude financial flexibility to sustain product investment and manage operating volatility without excessive refinancing pressure. A strong equity base relative to debt also supports resilience across the next several quarters, provided asset and equity declines do not accelerate.
Read all positive factors

Aptitude Software Group plc (APTD) vs. iShares MSCI United Kingdom ETF (EWC)

Aptitude Software Group plc Business Overview & Revenue Model

Company Description
Aptitude Software Group Plc provides information technology consulting services and software solutions. It provides a series of financial management software applications, which have the capability of processing complex, business event-driven tran...
How the Company Makes Money
Aptitude Software Group plc makes money primarily by selling and supporting its enterprise software products. Its revenue model typically consists of (1) software license revenue (where customers pay for the right to use Aptitude software, histori...

Aptitude Software Group plc Financial Statement Overview

Summary
Financials show stability but weakening operating trends. Income statement quality is mixed (income statement score 56) with two straight years of revenue contraction and lower net income versus earlier years, plus potential consistency concerns in 2025 gross profit reporting. Offsetting this, the balance sheet is conservatively financed (balance sheet score 72) with modest leverage, and cash generation remains positive (cash flow score 63) despite recent free-cash-flow volatility and slower momentum.
Income Statement
56
Neutral
Balance Sheet
72
Positive
Cash Flow
63
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue60.93M64.95M70.04M74.69M74.39M59.33M
Gross Profit42.92M36.18M33.51M34.11M21.09M18.73M
EBITDA11.57M11.24M10.75M10.00M8.64M9.06M
Net Income3.23M4.02M4.98M4.13M2.60M5.07M
Balance Sheet
Total Assets96.81M106.38M114.78M119.41M118.19M117.25M
Cash, Cash Equivalents and Short-Term Investments21.08M29.56M30.40M34.09M29.25M29.06M
Total Debt7.57M8.34M10.12M11.40M13.35M12.94M
Total Liabilities46.38M52.17M56.87M59.10M57.65M60.06M
Stockholders Equity50.43M54.21M57.92M60.31M60.54M57.19M
Cash Flow
Free Cash Flow7.67M9.49M5.17M10.39M2.36M10.69M
Operating Cash Flow8.52M10.23M6.77M10.99M3.19M11.92M
Investing Cash Flow-853.00K-736.00K-1.23M-319.00K-831.00K-34.34M
Financing Cash Flow-10.14M-9.86M-8.98M-5.11M-3.79M7.04M

Aptitude Software Group plc Technical Analysis

Technical Analysis Sentiment
Positive
Last Price196.00
Price Trends
50DMA
207.95
Positive
100DMA
214.64
Positive
200DMA
233.60
Positive
Market Momentum
MACD
4.70
Negative
RSI
78.30
Negative
STOCH
37.35
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:APTD, the sentiment is Positive. The current price of 196 is below the 20-day moving average (MA) of 218.12, below the 50-day MA of 207.95, and below the 200-day MA of 233.60, indicating a bullish trend. The MACD of 4.70 indicates Negative momentum. The RSI at 78.30 is Negative, neither overbought nor oversold. The STOCH value of 37.35 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:APTD.

Aptitude Software Group plc Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
70
Outperform
£94.91M13.245.35%-1.05%-2.05%
68
Neutral
£209.83M85.665.22%0.77%19.00%-53.85%
64
Neutral
£147.81M15.958.80%2.52%3.82%-18.43%
62
Neutral
£144.93M-54.20-29.18%47.75%-308.39%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
60
Neutral
£116.67M41.396.17%2.16%-9.87%-22.86%
48
Neutral
£284.11M21.4814.03%6.65%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:APTD
Aptitude Software Group plc
250.00
-45.22
-15.32%
GB:ACSO
accesso Technology
291.00
-144.00
-33.10%
GB:DOTD
Dotdigital
48.00
-23.48
-32.85%
GB:NET
Netcall
122.50
2.03
1.68%
GB:AOM
ActiveOps plc
200.00
20.00
11.11%
GB:BIG
Big Technologies PLC
99.00
13.00
15.12%

Aptitude Software Group plc Corporate Events

Business Operations and StrategyFinancial DisclosuresM&A Transactions
Aptitude boosts Fynapse-led ARR as sale talks advance
Positive
Sep 16, 2026
Aptitude Software reported H1 2026 results showing total annual recurring revenue of £49.9 million, slightly down year-on-year, as deliberate scaling back of Assure services offset 12% growth in AI Autonomous Finance ARR to £20.1 million...
Executive/Board Changes
Aptitude’s Audit Chair Sara Dickinson Takes Parallel Role at Mulberry Group
Positive
Sep 14, 2026
Aptitude Software Group plc has announced that non-executive director Sara Dickinson, who serves as chair of its audit committee, has taken on an additional role at Mulberry Group plc. She has been appointed independent non-executive director and ...
Regulatory Filings and Compliance
Aptitude Software Updates Total Exercisable Voting Rights
Neutral
Sep 3, 2026
Aptitude Software Group plc has confirmed that, as of 31 August 2026, its issued share capital consists of 55,246,064 ordinary shares, each carrying voting rights, with 725,000 of these shares held in treasury. This leaves a total of 54,521,064 ex...
Business Operations and StrategyExecutive/Board Changes
Aptitude Software names Kenneth Paqvalén as new CFO to drive Finance ERP growth
Positive
Aug 11, 2026
Aptitude Software Group plc has appointed Kenneth Paqvalén as Chief Financial Officer and Executive Director, effective 21 September 2026, strengthening its senior leadership as it pursues growth in the emerging Finance ERP category. Paqval&#...
Regulatory Filings and Compliance
Aptitude Software Updates Share Capital and Voting Rights Figures
Neutral
Aug 3, 2026
Aptitude Software Group plc reported that as of 31 July 2026 its issued share capital consisted of 55,246,064 ordinary shares, including 725,000 held in treasury that do not carry voting rights. This leaves 54,521,064 exercisable voting rights, a ...
Business Operations and StrategyStock BuybackFinancial DisclosuresM&A Transactions
Aptitude lifts H1 profit as Fynapse-led shift offsets legacy churn
Positive
Jul 31, 2026
Aptitude Software reported improved operating profit for the first half of 2026 as it accelerated its transition to a higher-margin, software-led and partner-led business model built around its Fynapse Finance ERP platform. Annual recurring revenu...
Regulatory Filings and Compliance
Aptitude Software Updates Share Capital and Voting Rights
Neutral
Jul 1, 2026
Aptitude Software Group plc reported that as of 30 June 2026 its issued share capital consisted of 55,246,064 ordinary shares, including 725,000 held in treasury, resulting in 54,521,064 exercisable voting rights. The company highlighted that shar...
Business Operations and StrategyFinancial Disclosures
Aptitude Software wins $5.54m Fynapse deal to power new Canadian bank
Positive
Jun 25, 2026
Aptitude Software has secured a three-year, USD $5.54 million Fynapse contract with a major Canadian financial services group managing more than C$100 billion in assets. The deal adds to the company’s recurring revenue base, with revenue rec...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 17, 2026