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ING Groep (GB:0A2K)
LSE:0A2K
UK Market

ING Groep (0A2K) Ratios

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ING Groep Ratios

GB:0A2K's free cash flow for Q2 2024 was €1.00. For the 2024 fiscal year, GB:0A2K's free cash flow was decreased by € and operating cash flow was €0.45. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.25 0.00 0.27 0.35 0.36
Quick Ratio
0.25 0.00 0.60 0.74 0.75
Cash Ratio
0.11 0.00 0.20 0.27 0.27
Solvency Ratio
<0.01 <0.01 <0.01 0.05 0.04
Operating Cash Flow Ratio
0.00 0.00 -0.03 -0.04 0.25
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
€ -818.84B€ -722.44B€ -797.54B€ 22.52B€ 68.70B
Leverage Ratios
Debt-to-Assets Ratio
0.16 0.15 0.12 0.12 0.08
Debt-to-Equity Ratio
3.26 2.93 2.39 2.15 1.66
Debt-to-Capital Ratio
0.77 0.75 0.71 0.68 0.62
Long-Term Debt-to-Capital Ratio
0.77 0.74 0.70 0.68 0.62
Financial Leverage Ratio
20.88 19.04 19.39 17.64 19.66
Debt Service Coverage Ratio
0.00 0.00 0.30 0.75 0.36
Interest Coverage Ratio
0.00 0.00 0.32 0.89 0.41
Debt to Market Cap
3.11 3.07 2.88 2.41 2.62
Interest Debt Per Share
54.37 42.03 37.08 31.76 22.59
Net Debt to EBITDA
14.89 5.38 5.27 1.07 -7.28
Profitability Margins
Gross Profit Margin
98.55%100.76%100.00%100.00%100.00%
EBIT Margin
40.28%46.83%18655.17%36.32%21.01%
EBITDA Margin
21.99%49.84%21106.90%40.88%25.66%
Operating Profit Margin
47.24%46.83%16165.52%36.39%20.94%
Pretax Profit Margin
40.28%46.83%18972.41%37.09%21.38%
Net Profit Margin
27.66%18.48%12668.97%26.12%13.95%
Continuous Operations Profit Margin
28.81%33.57%13024.14%26.83%14.38%
Net Income Per EBT
68.66%39.46%66.78%70.42%65.22%
EBT Per EBIT
85.26%100.00%117.36%101.94%102.09%
Return on Assets (ROA)
0.58%0.42%0.38%0.50%0.27%
Return on Equity (ROE)
12.33%8.08%7.36%8.86%5.21%
Return on Capital Employed (ROCE)
4.51%1.08%0.90%1.21%0.72%
Return on Invested Capital (ROIC)
3.23%0.54%-2.47%-3.23%-1.53%
Return on Tangible Assets
0.58%0.42%0.38%0.50%0.27%
Earnings Yield
11.41%8.54%8.93%10.03%8.25%
Efficiency Ratios
Receivables Turnover
0.00 26.86 0.02 13.52 15.08
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
9.45 9.34 0.01 7.27 6.27
Asset Turnover
0.02 0.02 <0.01 0.02 0.02
Working Capital Turnover Ratio
-0.04 -0.36 >-0.01 -0.07 -0.05
Cash Conversion Cycle
0.00 13.59 15.93K 26.99 24.21
Days of Sales Outstanding
0.00 13.59 15.93K 26.99 24.21
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 13.59 15.93K 26.99 24.21
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -3.18 -3.07 -3.84 26.46
Free Cash Flow Per Share
0.00 -3.25 -3.13 -3.89 26.39
CapEx Per Share
0.00 0.07 0.06 0.05 0.07
Free Cash Flow to Operating Cash Flow
0.00 1.02 1.02 1.01 1.00
Dividend Paid and CapEx Coverage Ratio
0.00 -3.53 -3.34 -5.82 355.79
Capital Expenditure Coverage Ratio
0.00 -46.10 -48.10 -81.21 359.51
Operating Cash Flow Coverage Ratio
0.00 -0.08 -0.09 -0.13 1.31
Operating Cash Flow to Sales Ratio
0.00 -0.51 -383.17 -0.82 5.79
Free Cash Flow Yield
0.00%-23.89%-27.58%-31.78%341.67%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.77 11.71 11.20 9.97 12.12
Price-to-Sales (P/S) Ratio
2.39 2.16 1.42K 2.60 1.69
Price-to-Book (P/B) Ratio
1.06 0.95 0.82 0.88 0.63
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -4.19 -3.63 -3.15 0.29
Price-to-Operating Cash Flow Ratio
0.00 -4.28 -3.70 -3.19 0.29
Price-to-Earnings Growth (PEG) Ratio
-17.36 0.85 -0.66 0.11 -0.25
Price-to-Fair Value
1.06 0.95 0.82 0.88 0.63
Enterprise Value Multiple
25.75 9.73 11.99 7.44 -0.69
Enterprise Value
128.38B 108.61B 73.38B 55.61B -3.16B
EV to EBITDA
25.75 9.73 11.99 7.44 -0.69
EV to Sales
5.66 4.85 2.53K 3.04 -0.18
EV to Free Cash Flow
0.00 -9.37 -6.47 -3.68 -0.03
EV to Operating Cash Flow
0.00 -9.58 -6.60 -3.72 -0.03
Tangible Book Value Per Share
17.05 14.29 13.62 214.35 219.66
Shareholders’ Equity Per Share
16.69 14.36 13.79 13.87 12.23
Tax and Other Ratios
Effective Tax Rate
0.28 0.28 0.31 0.28 0.35
Revenue Per Share
7.32 6.28 <0.01 4.70 4.57
Net Income Per Share
2.03 1.16 1.02 1.23 0.64
Tax Burden
0.69 0.39 0.67 0.70 0.65
Interest Burden
1.00 1.00 1.02 1.02 1.02
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.15 0.33 236.21 0.34 0.34
Stock-Based Compensation to Revenue
<0.01 <0.01 0.90 <0.01 <0.01
Income Quality
0.00 -2.74 -2.02 -2.20 27.08
Currency in EUR
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