STEF SA (STF) AI Stock Analysis

7 Followers

STEF SA

(Paris:STF)

Select Model

Rating:66Neutral

Price Target:EUR 142.00▲(9.23% Upside)

Action:downgraded

Date:11/07/26

Moderate financial performance is the primary factor, with revenue growth offset by inconsistent profitability and cash flow volatility. Positive technical momentum provides support, while reasonable valuation adds stability.

Positive Factors

Steady Revenue GrowthContinued top-line expansion indicates sustained demand for STEF’s temperature-controlled logistics services across its food-industry customer base. Ongoing revenue growth supports network utilization, preserves investment capacity, and provides a foundation for earnings recovery if cost pressures moderate.

Negative Factors

Sharp Profitability DeclineThe steep reduction in net income and margin shows that revenue growth is not currently translating into comparable earnings growth. Persistently weaker profitability would reduce reinvestment capacity, lower resilience to operating pressures, and make future earnings recovery more dependent on cost improvement.

STEF SA (STF) vs. iShares MSCI France ETF (EWQ)

Market Cap: EUR 1.63B
Dividend Yield: 2.08%
Average Volume (3M): 1,547
Price to Earnings (P/E): 13.2
Beta (1Y): 0.57
Revenue Growth: 7.74%
EPS Growth: 27.63%
Country: France
Employees: 26,019
Sector: General
Sector Strength: 55
Industry: Integrated Freight & Logistics

STEF SA Business Overview & Revenue Model

Company Description

STEF SA is a logistics firm specializing in temperature-controlled supply chain solutions, primarily serving food and agricultural producers, retail businesses, and the catering sector. The company's expertise lies in the secure transportation of a v...

How the Company Makes Money

STEF makes money by providing temperature-controlled logistics services to customers in the food industry, generating revenue primarily from service fees charged for the transport, storage, and handling of chilled and frozen goods. A major revenue st...

STEF SA Financial Statement Overview

Summary

STEF SA exhibits steady revenue growth but faces challenges with fluctuating net income, thin profit margins around 3-4%, and highly volatile free cash flow, resulting in a moderate score.

Income Statement

65Positive

Balance Sheet

58Neutral

Cash Flow

45Neutral

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	5.33B	5.12B	4.80B	4.44B	4.16B	3.51B
Gross Profit	1.05B	854.42M	329.43M	341.19M	690.46M	600.16M
EBITDA	469.04M	415.32M	471.24M	455.57M	417.65M	333.44M
Net Income	124.48M	84.40M	157.24M	191.61M	146.36M	110.01M
Balance Sheet
Total Assets	4.37B	4.24B	3.93B	3.51B	3.35B	2.98B
Cash, Cash Equivalents and Short-Term Investments	131.42M	116.44M	85.12M	143.60M	87.59M	92.24M
Total Debt	1.73B	1.65B	1.43B	1.19B	1.16B	1.04B
Total Liabilities	3.03B	2.92B	2.65B	2.32B	2.31B	2.07B
Stockholders Equity	1.34B	1.31B	1.28B	1.18B	1.04B	912.24M
Cash Flow
Free Cash Flow	68.45M	5.52M	41.99M	20.78M	37.17M	205.50M
Operating Cash Flow	359.54M	309.44M	397.27M	356.55M	266.65M	370.63M
Investing Cash Flow	-366.83M	-376.16M	-447.36M	-244.99M	-295.13M	-295.12M
Financing Cash Flow	28.29M	147.41M	-20.81M	-43.95M	-34.71M	-6.68M

STEF SA Technical Analysis

Technical Analysis SentimentPositive

Last Price130.00

Price Trends

50DMA124.62Positive

100DMA125.71Positive

200DMA121.86Positive

Market Momentum

MACD2.19Negative

RSI62.45Neutral

STOCH67.42Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:STF, the sentiment is Positive. The current price of 130.00 is above the 20-day moving average (MA) of 124.87, above the 50-day MA of 124.62, and above the 200-day MA of 121.86, indicating a bullish trend. The MACD of 2.19 indicates Negative momentum. The RSI at 62.45 is Neutral, neither overbought nor oversold. The STOCH value of 67.42 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for FR:STF.

STEF SA Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

FR:STF against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FR:STF	66Neutral	EUR 1.59B	13.21	9.40%	2.08%	7.74%	27.63%
FR:IDL	64Neutral	EUR 2.53B	37.71	10.14%	―	15.53%	16.25%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%

* General Sector Average

Performance Comparison

FR:STF and its peers over the selected period
Show on chart	Ticker	Company Name	Price	Change	% Change
	FR:STF	Stef Sa	130.00	10.04	8.37%
	FR:IDL	ID LOGISTICS	386.50	4.50	1.18%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 06, 2026

STEF SA AI Stock Analysis