STEF SA AI Stock Analysis
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STEF SA (STF) AI Stock Analysis
STEF SA
(Paris:STF)
The score is weighed down primarily by deteriorating fundamentals: margins and net income have fallen sharply, return on equity has dropped to a multi-year low of 6.4%, debt has risen to €1.65 billion, and free cash flow has all but evaporated to €5.5 million as capital spending consumes operating cash. Offsetting this, the stock shows solid technical strength, trading above all key moving averages with a positive MACD, though short-term indicators suggest the move is extended. A modest 13.3x P/E, a 2.06% dividend yield, and low beta provide some support, but until margin recovery and cash conversion improve, the risk-reward remains only moderately balanced.
STEF SA (STF) vs. iShares MSCI France ETF (EWQ)
- Market Cap
- EUR 1.64B
- Dividend Yield
- 2.12%
- Average Volume (3M)
- 1,566
- Price to Earnings (P/E)
- 13.0
- Beta (1Y)
- 0.55
- Revenue Growth
- 7.74%
- EPS Growth
- 27.63%
- Country
- France
- Employees
- 26,019
- Sector
- General
- Sector Strength
- 55
- Industry
- Integrated Freight & Logistics
STEF SA Business Overview & Revenue Model
Company Description
STEF SA is a logistics firm specializing in temperature-controlled supply chain solutions, primarily serving food and agricultural producers, retail businesses, and the catering sector. The company's expertise lies in the secure transportation of a v...
How the Company Makes Money
STEF makes money by providing temperature-controlled logistics services to customers in the food industry, generating revenue primarily from service fees charged for the transport, storage, and handling of chilled and frozen goods. A major revenue st...
STEF SA Financial Statement Overview
Summary
STEF has grown revenue over 60% since 2020 to roughly €5.12 billion and maintained a steadily expanding equity base, but the quality of that growth has weakened materially. Net income nearly halved from €157 million to €84 million, net margin compressed from 3.3% to 1.6%, and EBIT margin slipped from 5.8% (2023) to 3.9%. Leverage climbed to €1.65 billion of debt while return on equity fell from 12.3% to 6.4%. Most concerning is cash generation: operating cash flow dropped 22% to €309 million and free cash flow collapsed over 93% to just €5.5 million, indicating heavy capital spending is absorbing nearly all internally generated cash and leaving limited flexibility for debt reduction or shareholder returns.
Income Statement
48NeutralBalance Sheet
45NeutralCash Flow
38Negative| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 5.33B | 5.12B | 4.80B | 4.44B | 4.16B | 3.51B |
| Gross Profit | 1.05B | 854.42M | 329.43M | 341.19M | 690.46M | 600.16M |
| EBITDA | 469.04M | 415.32M | 471.24M | 455.57M | 417.65M | 333.44M |
| Net Income | 124.48M | 84.40M | 157.24M | 191.61M | 146.36M | 110.01M |
Balance Sheet | ||||||
| Total Assets | 4.37B | 4.24B | 3.93B | 3.51B | 3.35B | 2.98B |
| Cash, Cash Equivalents and Short-Term Investments | 131.42M | 116.44M | 85.12M | 143.60M | 87.59M | 92.24M |
| Total Debt | 1.73B | 1.65B | 1.43B | 1.19B | 1.16B | 1.04B |
| Total Liabilities | 3.03B | 2.92B | 2.65B | 2.32B | 2.31B | 2.07B |
| Stockholders Equity | 1.34B | 1.31B | 1.28B | 1.18B | 1.04B | 912.24M |
Cash Flow | ||||||
| Free Cash Flow | 68.45M | 5.52M | 41.99M | 20.78M | 37.17M | 205.50M |
| Operating Cash Flow | 359.54M | 309.44M | 397.27M | 356.55M | 266.65M | 370.63M |
| Investing Cash Flow | -366.83M | -376.16M | -447.36M | -244.99M | -295.13M | -295.12M |
| Financing Cash Flow | 28.29M | 147.41M | -20.81M | -43.95M | -34.71M | -6.68M |
STEF SA Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:STF, the sentiment is Positive. The current price of 127.60 is above the 20-day moving average (MA) of 125.22, above the 50-day MA of 124.62, and above the 200-day MA of 121.89, indicating a bullish trend. The MACD of 2.08 indicates Negative momentum. The RSI at 58.19 is Neutral, neither overbought nor oversold. The STOCH value of 53.76 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for FR:STF.
STEF SA Peers Comparison
Overall Rating
FR:IDL64Neutral- FR:STF55Neutral
Financial Indicators
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| FR:STF | Stef Sa | 127.60 | 9.20 | 7.77% | |
| FR:IDL | ID LOGISTICS | 388.50 | 10.50 | 2.78% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 06, 2026