Linedata Services (LIN) AI Stock Analysis

6 Followers

Linedata Services

(Paris:LIN)

Select Model

Rating:56Neutral

Price Target:EUR 49.00▲(3.16% Upside)

Action:reiterated

Date:09/22/26

The score is primarily held back by weakening financial performance—especially the sharp 2025 deterioration in margins and cash flow. Technicals are supportive due to a strong uptrend and positive MACD, but very overbought RSI/Stoch readings add near-term risk. Valuation is neutral-to-slightly supportive with a mid P/E and a modest dividend yield.

Positive Factors

Integrated financial software platformLinedata serves multiple critical workflows, including portfolio management, trading, risk, compliance, accounting, and reporting. This broad functionality can deepen customer integration and support durable relevance across asset management and lending operations.

Negative Factors

Revenue contractionThe 2025 revenue decline indicates weaker near-term business momentum and raises questions about the durability of demand across Linedata’s markets. Continued contraction could reduce operating leverage and limit the resources available for product investment and expansion.

Linedata Services (LIN) vs. iShares MSCI France ETF (EWQ)

Market Cap: EUR 218.51M
Dividend Yield: 2.53%
Average Volume (3M): 686
Price to Earnings (P/E): 16.3
Beta (1Y): 0.29
Revenue Growth: -8.39%
EPS Growth: -44.63%
Country: France
Employees: 1,479
Sector: General
Sector Strength: 55
Industry: Software - Application

Linedata Services Business Overview & Revenue Model

Company Description

Linedata Services S.A. develops, publishes, and distributes financial software in Southern Europe, Northern Europe, North America, and Asia. It operates through Asset Management and Lending & Leasing segments. The company provides solutions for asset...

Linedata Services Financial Statement Overview

Summary

Income statement trends are pressured by a 2025 step-down in revenue (~-6.1% YoY) and meaningful margin compression (net margin ~8.7% vs ~15.3% in 2024; operating margin ~13.3% vs ~22.7%). The balance sheet is moderate and improving on leverage (debt-to-equity ~0.77 in 2025), but profitability/ROE cooled (~12.2% in 2025 vs ~20.3% in 2024). Cash flow is the weakest area, with operating cash flow and free cash flow both falling sharply in 2025 and weaker cash conversion (FCF/net income ~0.51).

Income Statement

56Neutral

Balance Sheet

63Positive

Cash Flow

45Neutral

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	165.40M	169.60M	183.70M	183.29M	172.67M	160.20M
Gross Profit	49.97M	58.48M	65.49M	58.57M	56.91M	59.71M
EBITDA	36.73M	38.15M	56.38M	52.75M	53.46M	54.71M
Net Income	14.15M	14.70M	28.10M	25.50M	26.46M	28.29M
Balance Sheet
Total Assets	300.08M	300.61M	324.10M	309.41M	308.46M	318.14M
Cash, Cash Equivalents and Short-Term Investments	15.96M	14.89M	38.47M	30.50M	25.38M	38.84M
Total Debt	85.47M	93.03M	101.50M	120.09M	130.18M	101.08M
Total Liabilities	181.23M	180.00M	185.70M	196.45M	209.44M	172.35M
Stockholders Equity	118.85M	120.61M	138.40M	112.95M	99.02M	145.79M
Cash Flow
Free Cash Flow	16.80M	13.42M	42.36M	31.78M	37.07M	36.55M
Operating Cash Flow	31.04M	26.22M	49.40M	40.41M	48.40M	51.27M
Investing Cash Flow	-16.01M	-16.46M	-7.05M	-8.88M	-11.31M	-14.87M
Financing Cash Flow	-21.68M	-31.77M	-34.88M	-25.95M	-51.51M	-29.19M

Linedata Services Technical Analysis

Technical Analysis SentimentNeutral

Last Price47.50

Price Trends

50DMA48.90Negative

100DMA45.98Positive

200DMA43.20Positive

Market Momentum

MACD-0.61Negative

RSI44.58Neutral

STOCH36.81Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:LIN, the sentiment is Neutral. The current price of 47.50 is below the 20-day moving average (MA) of 47.88, below the 50-day MA of 48.90, and above the 200-day MA of 43.20, indicating a neutral trend. The MACD of -0.61 indicates Negative momentum. The RSI at 44.58 is Neutral, neither overbought nor oversold. The STOCH value of 36.81 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FR:LIN.

Linedata Services Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

FR:LIN against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FR:SWP	76Outperform	EUR 335.83M	15.42	29.87%	5.74%	8.08%	4.16%
FR:ALBFR	75Outperform	EUR 289.08M	30.90	18.29%	―	12.55%	13.10%
FR:COH	73Outperform	EUR 46.28M	14.83	12.54%	1.02%	8.58%	-18.77%
FR:QDT	61Neutral	EUR 518.53M	-7.52	-8.25%	4.99%	-10.15%	-227.21%
FR:LIN	56Neutral	EUR 220.05M	16.27	11.82%	2.53%	-8.39%	-44.63%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
FR:ALCPB	44Neutral	EUR 238.73M	-0.81	-163.11%	―	-6.28%	-3728.20%

* General Sector Average

Performance Comparison

FR:LIN and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
FR:LIN	Linedata Services	47.50	3.70	8.44%
FR:COH	Coheris	7.86	-6.85	-46.55%
FR:QDT	Quadient Sa	15.04	1.52	11.28%
FR:SWP	SWORD GROUP SE	34.85	1.64	4.95%
FR:ALBFR	Sidetrade SA	203.00	-23.00	-10.18%
FR:ALCPB	Blockchain Group SA	5.92	-2.86	-32.55%

Linedata Services Corporate Events

Linedata Returns to Organic Growth as Post-Cyber Incident Recovery Gains Pace

Oct 27, 2026

Linedata reported nine-month 2026 revenue of €121.4m, virtually stable year-on-year but up 1.7% on an organic basis, with recurring revenue rising to €97.4m and now representing 80% of the total. The company’s performance reflects a...

Linedata Cancels 4.2% of Treasury Shares in Capital Reduction

Oct 13, 2026

Linedata Services has announced a reduction of its share capital through the cancellation of 207,512 treasury shares, representing 4.2% of its outstanding capital, following a decision by its Board of Directors. After the transaction, Linedata’...

Linedata Sets Extraordinary General Meeting and Details Document Access

Oct 2, 2026

Linedata Services is a France-based public limited company specializing in software and technology solutions for the financial services industry, serving institutional clients and investors from its Neuilly-sur-Seine headquarters. Listed on Euronext...

Linedata’s First-Half Earnings Dip as Cyberattack Costs Weigh, But Recurring Revenue and Orders Rebound

Sep 9, 2026

Linedata reported first-half 2026 revenue of €82.4 million, down 4.8% year on year, with net income slipping 6.7% to €7.5 million as the group continued to absorb the operational fallout and non-recurring costs linked to an August 2025 cy...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 22, 2026

Linedata Services AI Stock Analysis